Nov 6, 2015, 11:03 pm
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)
Past bonuses were:
***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******
100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED
A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
Sources:
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
Past bonuses were:
The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.
Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.
The card has no foreign transactions fees and is fee-free the first year, then $400 annually.
Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
*(other than spending for flights etc. & getting 1.2 cents each in value)
To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com
Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you
Significant benefits:
$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.
Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:
Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓® membership application fee.
What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59
HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare
What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.
To Be Confirmed
UA: Award Redeposit Fees ($200)
Global Entry reimbursements: (works on AU also)
user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )
Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.
For further information, see this
STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
$350 airline incidental credit per account (was $250 per AU)$95 Annual Fee per AU$32 per guest using PriorityPass (used to be free & unlimited)Elimination of $100 Visa Air Discount BenefitGroceries and Gas only earn 1x (used to be 3x)
discussion starting here
https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf
City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN
Nov 1, 2019, 2:38 pm
#2779
Join Date: Jan 2018
Location: BGI | MIA
Programs: AA Platinum Pro | Hyatt Globalist | HH Diamond | SPG Gold
Posts: 316
Nov 1, 2019, 3:11 pm
#2780
Join Date: Sep 2018
Posts: 80
I should have gone with my gut and cancel last month before my annual fee hit. I paid my $400 just last week.
The $350 was rumored and I was "ok" keeping the card as the net $50 would have given me me PP and the $100 Visa discount. To my surprise they slaughtered this card removing every key benefit.
It seems this card is pretty useless now. Or am I missing something out?
The $350 was rumored and I was "ok" keeping the card as the net $50 would have given me me PP and the $100 Visa discount. To my surprise they slaughtered this card removing every key benefit.
It seems this card is pretty useless now. Or am I missing something out?
Nov 1, 2019, 3:39 pm
#2781
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
I should have gone with my gut and cancel last month before my annual fee hit. I paid my $400 just last week.
The $350 was rumored and I was "ok" keeping the card as the net $50 would have given me me PP and the $100 Visa discount. To my surprise they slaughtered this card removing every key benefit.
It seems this card is pretty useless now. Or am I missing something out?
The $350 was rumored and I was "ok" keeping the card as the net $50 would have given me me PP and the $100 Visa discount. To my surprise they slaughtered this card removing every key benefit.
It seems this card is pretty useless now. Or am I missing something out?
In general those are ancillary benefits one cannot get on any free cards, excluding PenFed for a cramped version of trip delay
Nov 1, 2019, 3:53 pm
#2782
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
CNB Crystal AU Air Incidentals DP
Used AU card to pay for the $99 residual of an AA fare, after other payment methods were used.
Charge went pending with a record locator, but eventually posted without it, looking like an incidental sub $100 charge.
Received fee credit for $99 on 11/1
There have been recent DPs that this is NOT working smoothly for some AU's purchasing AA eGC of $250, so I tried this instead, and I had lots of legit fares to book anyways.
For a bloodbath day for CNB this is the only bright spot.
Used AU card to pay for the $99 residual of an AA fare, after other payment methods were used.
Charge went pending with a record locator, but eventually posted without it, looking like an incidental sub $100 charge.
Received fee credit for $99 on 11/1
There have been recent DPs that this is NOT working smoothly for some AU's purchasing AA eGC of $250, so I tried this instead, and I had lots of legit fares to book anyways.
For a bloodbath day for CNB this is the only bright spot.
Nov 1, 2019, 3:54 pm
#2783
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
Nov 1, 2019, 4:06 pm
#2785
Join Date: Sep 2018
Posts: 80
Nov 1, 2019, 4:50 pm
#2786
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
You're right. I had not looked at the rates in a while. It seems like they change those around.
Nov 1, 2019, 5:02 pm
#2787
Join Date: Jul 2014
Location: Western US
Programs: Costco Executive Member, Amazon Optimus Prime
Posts: 1,251
By the way, I called up CNB to ask a few about a few of the changes and go over random a/c maint I had to do.
The phone rep stated
My hunch is that the contractual benefits will go away, but for those with real legit profitable relationships with CNB, they will eventually figure out a way for the bankers to toss the occasional cookie at the cardmember. Some of you may have heard of other 'off label benefits' that bankers can offer.
The phone rep stated
- If fee posts in 2019, AU's will be covered under the existing 2019 rules. This may matter to those who have AU's and are getting renewals in Nov / Dec. This may buy a little time for those who want the extra PP for a spouse, sidekick whatever. Even though PP itself has gotten harder to use (I think) with less locations at key domestic airports (LAX, DEN, PDX etc.) for us. I really hope CNB rep is right about that, as she stated I'm due on 12/31 for the AF.
- Phone rep stated the VADB is being discontinued by Visa as a VI benefit, and that wasn't CNB's call. Who knows what the truth is there. In any case if one wants to squeeze anything else out of that....60 more days.
- Lounge benefit is remaining unchanged, although I suspect most FT/churners don't care about that.
My hunch is that the contractual benefits will go away, but for those with real legit profitable relationships with CNB, they will eventually figure out a way for the bankers to toss the occasional cookie at the cardmember. Some of you may have heard of other 'off label benefits' that bankers can offer.
Nov 1, 2019, 5:43 pm
#2788
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,978
Will they refund AF, it's just posted yesterday, but no statement generated yet?
What are my options of cashing the points? Both me and my wife have 4000 points each. I heard it was possible to combine them together.
Bonvoyed!
What are my options of cashing the points? Both me and my wife have 4000 points each. I heard it was possible to combine them together.
Bonvoyed!
Last edited by yugi; Nov 1, 2019 at 6:13 pm
Nov 1, 2019, 9:10 pm
#2790
Join Date: Jun 2011
Posts: 692
By the way, I called up CNB to ask a few about a few of the changes and go over random a/c maint I had to do.
The phone rep stated
My hunch is that the contractual benefits will go away, but for those with real legit profitable relationships with CNB, they will eventually figure out a way for the bankers to toss the occasional cookie at the cardmember. Some of you may have heard of other 'off label benefits' that bankers can offer.
The phone rep stated
- If fee posts in 2019, AU's will be covered under the existing 2019 rules. This may matter to those who have AU's and are getting renewals in Nov / Dec. This may buy a little time for those who want the extra PP for a spouse, sidekick whatever. Even though PP itself has gotten harder to use (I think) with less locations at key domestic airports (LAX, DEN, PDX etc.) for us. I really hope CNB rep is right about that, as she stated I'm due on 12/31 for the AF.
- Phone rep stated the VADB is being discontinued by Visa as a VI benefit, and that wasn't CNB's call. Who knows what the truth is there. In any case if one wants to squeeze anything else out of that....60 more days.
- Lounge benefit is remaining unchanged, although I suspect most FT/churners don't care about that.
My hunch is that the contractual benefits will go away, but for those with real legit profitable relationships with CNB, they will eventually figure out a way for the bankers to toss the occasional cookie at the cardmember. Some of you may have heard of other 'off label benefits' that bankers can offer.