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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Nov 6, 15, 11:03 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: mia
Current welcome offer is 50,000 30,000 Crystal points with $5,000 $3,000 spending in the first 90 days. First annual fee not waived. (as of telephone call with bank employee 8/7/2019)

Past bonuses were:

***** #1502 - signup bonus 1/16/18 BUT ANNUAL FEE NOT WAIVED ******

100,000 points after spending $5,000 in first three months. Offer expires 30 December 2015. EXPIRED

A 70,000 points offer was offered back in March 2017 and expired March 31st, 2017. EXPIRED

The requirements for the application process varies from bank to bank based on various online data points collected from FlyerTalk, Doctor of Credit, etc.

Some banks require that you go into a branch and apply personally. Other banks want you to have another account open for 90 days before you can get this card. Some banks (if you already have a relationship with them) let you apply via mail. Sometimes you have to be a resident of the state they operate in, while some were able to get the card without living in those states. It is very much YMMV. You will need proof of income (W2, check stubs, etc). The only states City National Bank operates in are: NY, DE (only trust office, no go), DC, GA, TN, MN, NV & CA. The bank is looking for high net worth individuals, but that's not exactly consistent either.

The card has no foreign transactions fees and is fee-free the first year, then $400 annually.

Register your card for online access (cno.cnb.com). This changed on Sept 19 2019.
Register separately for the award page (www.cnbrewards.com).
Register for Visa Infinite info and access at https://myvisainfinite.com/cnb/en_us/home.html
Click "my info" to see details on points awarded.
Best* redemption found to date is $1,000 prepaid visa for 105K pts. It's now 125K pts for a $1,000 prepaid visa. Link to catalog
*(other than spending for flights etc. & getting 1.2 cents each in value)

To set-up spending alerts, create an account here : http://citynationalbank.digitalcardservice.com

Point redemptions for flights have been reported as being as high as 1.35cpp (see here) by calling the Concierge service at +1 800 595 8950 and having them book direct from airline website for you

Significant benefits:

$250 per calendar year airline incidental credit - works on AU card as well - STARTING JAN 1ST, 2020 THE CREDIT WILL BE $350 PER ACCOUNT
$100 Global Entry fee credit - works on AU card as well Per DDResq post 842
Priority Pass lounge membership for up to 2 people. No fee for any number of guests, but lounge policy may limit the number of guests admitted.- STARTING JAN 1ST, 2020 EACH ADDITIONAL GUEST BEYOND ACCOUNT HOLDER WILL BE CHARGED $32
12 GoGo inflight passes - create an account at myvisainfinite.com/cnb. Once the account is created, you enter, then search for GoGo passes. You then input your card number again, create a GoGo account if you don't have one, and the 12 passes post to it ready to be used when you fly again on a participating airline. - works on AU card as well
$100 off when you book a qualifying airline itinerary via visa discount air portal (https://www.visadiscountair.com/CNB/default.aspx - STARTING JAN 1ST, 2020 THIS WILL NO LONGER BE OFFERED AS A BENEFIT
$30 off GroundLink car service (works with AU cards as well) plus instant 15% off rides. There are $25 current user referrals to go for first.

Airline fees are reimbursed up to $250 per calendar year. Fees must be from domestic carriers. There is no need to declare a carrier, and fees can be reimbursed from multiple carriers. Partial Ts and Cs:

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US Domestic Airline Carriers and include: ticket change/cancellation fees, checked baggage fees, inflight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓ membership application fee.


What works
AA: Award Fees/Taxes, Award Redeposit Fees ($150)
AA: e-Gift cards $250 including AUs (1x per card max 4)
AS: Award ticket fees, $16
AS: In flight food, entertainment.
AS: Premium Class Upgrade, $59

HA: Interisland Flight, $48.80
UA: award ticket fees, $51
WN: Award Fees/Taxes, Award Redeposit Fees (limit unknown, but it's between $75 and $80 per transaction), Early Bird boarding fees ($15)
DL: Baggage fees
B6: $53.30 airfare

What doesn't work
AS: Award ticket fees, $130ish
DL: GC; PGGM (reports of not working since April/2016)
DL: Just about anything. Don't use on Delta
UA: MPX, Award Fees (~$170)
UA: Gift card registry (up to $75) (No longer working as of 11/25/17)
UA: Seat Selection Fee
WN: GC
EY: Award Fees
TW: Change fee
UO: Seat fee
AA: Award Fees/Taxes on an itinerary originating outside the US.

To Be Confirmed
UA: Award Redeposit Fees ($200)


Global Entry reimbursements: (works on AU also)

user - mnsweeps ( https://www.flyertalk.com/forum/29336509-post1549.html )

Used mine and a AU card to register for GE for in laws
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00
01/17/201801/18/2018USCUSTOMS TRUSTEDTRAVELER$100.00

Credit posted today for both cards.
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00
01/20/201801/24/2018GLOBAL ENTRY STMT CREDIT $100.00

In 2016, 2017 AND 2018 airline incidental credits for transactions on-or-after January 1st did not start posting until the third week of January. In 2019 they started posting on Jan 11th.

For further information, see this

STARTING JAN 1ST, 2020 there are going to be major changes to this card, these being:[/s]
  • $350 airline incidental credit per account (was $250 per AU)
    • $95 Annual Fee per AU
      • $32 per guest using PriorityPass (used to be free & unlimited)
        • Elimination of $100 Visa Air Discount Benefit
          • Groceries and Gas only earn 1x (used to be 3x)

Sources:

discussion starting here

https://www.cnb.com/content/dam/cnbc...ewards2020.pdf
https://www.cnb.com/content/dam/cnbc...rystal2020.pdf


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City National Bank Crystal Visa Infinite (USA); NY GA TN NV CA MA DC & MN

Old Feb 21, 17, 7:17 am
  #1231  
Suspended
 
Join Date: Aug 2009
Location: Look up - On a ✈ DELTA ✈ jet NOW!
Programs: Blogger & Delta Diamond Medallion Million Miler
Posts: 4,174
Originally Posted by crazytravelguy
What's the minimum required salary?

Thanks
Think 6 figures. And a high net worth as well.
Renes Points is offline  
Old Feb 21, 17, 7:21 am
  #1232  
 
Join Date: May 2014
Posts: 39
Originally Posted by crazytravelguy
What's the minimum required salary?

Thanks
Don't think there is an exact number for required salary. I think they look at the whole picture. Likely if you have a low salary but lots of $ in the bank you're fine as well.
aerialfish is offline  
Old Feb 22, 17, 8:09 am
  #1233  
 
Join Date: Aug 2015
Posts: 80
I was not quite 6 figures (close) and not many assets and I got approved for 10k.
ifish110 is offline  
Old Feb 22, 17, 11:53 am
  #1234  
 
Join Date: May 2012
Posts: 45
Originally Posted by digitalpop
DP: AA e-giftcard successfully triggered Travel Rebate for full $250. Ordered 02/01/17, rebate posted 02/07/17
AA $250 e-giftcard purchased 2/13/17, posted 2/17/17. Travel fee rebate transaction date of 2/17/17, with post date of 2/21/17. Also for the full $250.
mocarey is offline  
Old Feb 23, 17, 8:21 am
  #1235  
 
Join Date: Dec 2015
Location: DCA
Posts: 813
Reading up on the card yesterday and I came across this tidbit at Frequent Miler:

Quick tip unrelated to CNB Rewards: If you have a bank relationship with CNB (beyond just the credit card), you can buy $1,000 Visa gift cards. Each card has only a $3 fee if purchased in-branch. And, yes, they are PIN enabled.
Has anyone looked into that option/done it? Do they accept non-CNB cc for payment if so?
bodiddely is offline  
Old Feb 23, 17, 10:58 am
  #1236  
 
Join Date: Jun 2011
Posts: 3,466
When booking travel, can you not view fare codes, or filter out basic economy?

Any idea if these bookings are typically considered "bulk"?
nall is offline  
Old Feb 23, 17, 1:27 pm
  #1237  
 
Join Date: Dec 2012
Posts: 48
Originally Posted by bodiddely
Has anyone looked into that option/done it? Do they accept non-CNB cc for payment if so?
or CC at all? Even if it is the CNB CC, still points are points, if you can figure out how to redeem those cards then.
CodePaster3 is offline  
Old Feb 23, 17, 3:05 pm
  #1238  
 
Join Date: Sep 2012
Posts: 4,428
Originally Posted by bodiddely
Reading up on the card yesterday and I came across this tidbit at Frequent Miler:



Has anyone looked into that option/done it? Do they accept non-CNB cc for payment if so?
I saw a flyer for these GCs around that time, but I thought I read somewhere that they couldn't be purchased with CC. I have been tapering down my MS so I didn't pursue it. If they can be purchased with CC, it would be interesting if they could be purchased with a CC other than the CNB Crystal.
DaveInLA is offline  
Old Feb 24, 17, 5:26 am
  #1239  
 
Join Date: Mar 2012
Posts: 8
Originally Posted by DaveInLA
I saw a flyer for these GCs around that time, but I thought I read somewhere that they couldn't be purchased with CC. I have been tapering down my MS so I didn't pursue it. If they can be purchased with CC, it would be interesting if they could be purchased with a CC other than the CNB Crystal.

Do any CNB account holders know if we can buy a 1k visa prepaid card with a CC?
evotech is offline  
Old Feb 28, 17, 8:01 pm
  #1240  
 
Join Date: Jul 2011
Location: CCR
Posts: 326
Milestomemories reports the 70k as dead, anyone apply in the last couple days.
slack455 is offline  
Old Feb 28, 17, 9:28 pm
  #1241  
 
Join Date: Sep 2012
Posts: 4,428
Has anybody gotten the credit for JetBlue "more space" seats or pet fees?
DaveInLA is offline  
Old Feb 28, 17, 10:05 pm
  #1242  
 
Join Date: May 2010
Posts: 189
Originally Posted by DaveInLA
Has anybody gotten the credit for JetBlue "more space" seats or pet fees?
I had two jetblue tickets total of $72.80 purchased via the visa discount air portal receiving travel rebate so my guess is pretty positive on your case...
jackiesyu is offline  
Old Mar 1, 17, 11:15 am
  #1243  
 
Join Date: Sep 2012
Posts: 4,428
Originally Posted by jackiesyu
I had two jetblue tickets total of $72.80 purchased via the visa discount air portal receiving travel rebate so my guess is pretty positive on your case...
The 2 tickets were charged separately, correct? But at $72, you might have gotten the credit even if they were charged together. Apparently, CNB credits charges <$80.
DaveInLA is offline  
Old Mar 1, 17, 11:35 am
  #1244  
 
Join Date: May 2010
Posts: 189
Originally Posted by DaveInLA
The 2 tickets were charged separately, correct? But at $72, you might have gotten the credit even if they were charged together. Apparently, CNB credits charges <$80.
It is the visa travel portal that getting 2+ tickets to receive $100 off. So, it is one charge for the 2 tickets together...
jackiesyu is offline  
Old Mar 3, 17, 8:50 am
  #1245  
 
Join Date: Dec 2015
Location: DCA
Posts: 813
Originally Posted by nall
Is grocery and gas still included in the 3x category?
Can confirm both are still in the 3x category. Just logged into my rewards account for the first time. Haven't even had a statement close yet but my signup bonus points and 3x points on test purchases for grocery/gas have all posted. Do the points post as soon as charges do? Or is it at the end of each month? The "earnings history"tab just shows Feb 2017 - 5k spend and 70k adjustment. Doesn't show anything about the 3x purchases, but they are reflected in my available balance.
bodiddely is offline  

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