Dec 4, 2014, 3:09 pm
Last edit by: zeppoloveskafka
Was given number 1-877-745-5040 as direct number for claiming rewards.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
TD Bank [USA] Cash Rewards [Consolidated]
Oct 20, 2014, 5:07 am
#121
Join Date: Dec 2012
Posts: 11
The real issue is my local Target, which according to Visa is a grocery store, but I don't seem to be getting 5%. Even accounting for 1% at Target though, I can't replicate TD's point calculations. The shoddy design of TD's webpage and not getting fraud alerts where I'd expect make me generally skeptical of the behind the scenes at TD.
Oct 21, 2014, 12:25 am
#122
Join Date: Feb 2012
Posts: 396
I just got 5% at Target and for paying my T-Mobile bill. Two or three days after the charges, they will "post" in the transaction history but won't increase the outstanding balance. The next day they will increase the outstanding balance and appear as "Points Available" on your home page. A day or two after that they will finally appear as available points balance for redemption on the rewards website.
Last edited by mrmandel; Oct 21, 2014 at 5:42 am
Oct 21, 2014, 8:22 pm
#123
Join Date: Oct 2012
Posts: 299
TD Bank 5%
They have 3 crummy websites for this CC. 1) a combined page with my CA and CC info. This page has up to date CA info, but the CC info is about 5 days behind. 2) a page for CC site that is also 4 days behind and mirrors #1. 3) a page for the rewards with mostly up to date info on CC purchases from the day before. And previous poster is correct, points just appear as charges are posted. This is the page you order your rewards. BTW, if you pay the CC bill from an outside source (another CA/BB/Serve) it won't post for 6 days, even tho the sending banks stated it cleared 3 days ago. If you pay directly from TD checking acct on the (#1) web page, it posts the next day. So I deposit to TD CA and transfer funds from other banks (takes 2 days to post) and pay from TD CA.
Oct 21, 2014, 11:33 pm
#124
Join Date: May 2012
Posts: 514
It is not possible to see list of CC transactions in the reward website and how they are coded, so whether or not that page has up to date info does not help with CC transactions. Though posting of points is almost prompt, except when it is not, you have no way to understand what is going on.
Oct 25, 2014, 11:16 am
#127
Join Date: Aug 2013
Posts: 240
Does TD Bank have any requirement as to how long you have to wait before you can be approved for a credit limit increase?
Also, does anyone know what TD will do if I have a security freeze on Experian (this is the bureau that I see they like to pull).
On 7/11, I applied for the TD bank credit card. However, I was only applied for a small credit limit. I tried to get a credit limit increase immediately after and maybe a week and a half after the original application they denied me for that, too. They pulled my credit just once.
Also, does anyone know what TD will do if I have a security freeze on Experian (this is the bureau that I see they like to pull).
On 7/11, I applied for the TD bank credit card. However, I was only applied for a small credit limit. I tried to get a credit limit increase immediately after and maybe a week and a half after the original application they denied me for that, too. They pulled my credit just once.
Oct 26, 2014, 1:42 am
#128
Join Date: Feb 2014
Location: PHL
Posts: 930
Does TD Bank have any requirement as to how long you have to wait before you can be approved for a credit limit increase?
Also, does anyone know what TD will do if I have a security freeze on Experian (this is the bureau that I see they like to pull).
On 7/11, I applied for the TD bank credit card. However, I was only applied for a small credit limit. I tried to get a credit limit increase immediately after and maybe a week and a half after the original application they denied me for that, too. They pulled my credit just once.
Also, does anyone know what TD will do if I have a security freeze on Experian (this is the bureau that I see they like to pull).
On 7/11, I applied for the TD bank credit card. However, I was only applied for a small credit limit. I tried to get a credit limit increase immediately after and maybe a week and a half after the original application they denied me for that, too. They pulled my credit just once.
If you have a security freeze, they cannot pull your credit report. So...how are they going to check your credit? C'mon now lol
Oct 30, 2014, 7:25 am
#129
Suspended
Join Date: Feb 2011
Posts: 313
does anyone esp in NJ area knows which CRA they are pulling for initial application and what credit limits are you getting? I know it depends upon lot of factors but to give a data point, I have been approved for WF 5% card with initial credit line of $2K which was bumped to $20K after requesting CLI. I have pretty decent CL with other players.
Nov 5, 2014, 11:30 am
#131
Join Date: Feb 2010
Programs: UA, CO, Delta, AA, BA, Hilton, Starwood, Marriott
Posts: 211
Could you tell me how to find this page? I like to redeem my cash rewards, but could not find where I can redeem. Thanks!
Last edited by karenfly; Nov 5, 2014 at 12:15 pm