Dec 4, 2014, 3:09 pm
Last edit by: zeppoloveskafka
Was given number 1-877-745-5040 as direct number for claiming rewards.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
But easier to do at https://easyrewards.tdbank.com/ and statement credits post very quickly.
Target and Walmart seem to be posting at 1%, even when they are supposed to code grocery.
TD Bank [USA] Cash Rewards [Consolidated]
Oct 7, 2013, 6:55 pm
#48
Join Date: Apr 2012
Posts: 1,184
Not for the credit card. I'm pretty sure you can open a checking account but not a credit card if you're out of their service area.
Oct 7, 2013, 8:53 pm
#50
Join Date: Oct 2012
Posts: 67
Oct 13, 2013, 7:29 am
#52
Join Date: Dec 2008
Posts: 377
Sorry if this is posted somewhere, I was unable to find the thread.
For the first 6 months after sign up, you get 5% cash back on groceries, gas and cable, phone and utility bill payments with the TD Bank Cash Rewards card. The utility bill payments are a big deal for me, since this is the only card that I know of right now that gives 5% on electricity and gas bills. One could buy gift cards and use them to pay your utilities, but that has additional fees in buying the gift card (not to mention that there are much cheaper ways of getting money off of visa/mc gift cards).
In any case, I recently found out that you can churn these cards. I closed my account in January 2013, and re-applied in September 2013, and they gave me the 5% bonus for 6 months again! They said you are considered a new customer after 3 months of closing your CC, so a husband and wife could get the 5% bonus indefinitely by applying and closing accounts.
Note, it is not easy to apply for this card; you either have to have an account with TD Bank or apply in person at a branch. Gotta love the Canadians.
For the first 6 months after sign up, you get 5% cash back on groceries, gas and cable, phone and utility bill payments with the TD Bank Cash Rewards card. The utility bill payments are a big deal for me, since this is the only card that I know of right now that gives 5% on electricity and gas bills. One could buy gift cards and use them to pay your utilities, but that has additional fees in buying the gift card (not to mention that there are much cheaper ways of getting money off of visa/mc gift cards).
In any case, I recently found out that you can churn these cards. I closed my account in January 2013, and re-applied in September 2013, and they gave me the 5% bonus for 6 months again! They said you are considered a new customer after 3 months of closing your CC, so a husband and wife could get the 5% bonus indefinitely by applying and closing accounts.
Note, it is not easy to apply for this card; you either have to have an account with TD Bank or apply in person at a branch. Gotta love the Canadians.
That's great to know. Thanks for sharing. TD is conservative. My wife was approved for only a 3K CL and her increase request was denied, but I was approved for a 10K CL.
Oct 25, 2013, 12:29 am
#54
Join Date: Jan 2012
Posts: 118
Anyone know who they pull for credit report?
Sorry if this is posted somewhere, I was unable to find the thread.
For the first 6 months after sign up, you get 5% cash back on groceries, gas and cable, phone and utility bill payments with the TD Bank Cash Rewards card. The utility bill payments are a big deal for me, since this is the only card that I know of right now that gives 5% on electricity and gas bills. One could buy gift cards and use them to pay your utilities, but that has additional fees in buying the gift card (not to mention that there are much cheaper ways of getting money off of visa/mc gift cards).
In any case, I recently found out that you can churn these cards. I closed my account in January 2013, and re-applied in September 2013, and they gave me the 5% bonus for 6 months again! They said you are considered a new customer after 3 months of closing your CC, so a husband and wife could get the 5% bonus indefinitely by applying and closing accounts.
Note, it is not easy to apply for this card; you either have to have an account with TD Bank or apply in person at a branch. Gotta love the Canadians.
For the first 6 months after sign up, you get 5% cash back on groceries, gas and cable, phone and utility bill payments with the TD Bank Cash Rewards card. The utility bill payments are a big deal for me, since this is the only card that I know of right now that gives 5% on electricity and gas bills. One could buy gift cards and use them to pay your utilities, but that has additional fees in buying the gift card (not to mention that there are much cheaper ways of getting money off of visa/mc gift cards).
In any case, I recently found out that you can churn these cards. I closed my account in January 2013, and re-applied in September 2013, and they gave me the 5% bonus for 6 months again! They said you are considered a new customer after 3 months of closing your CC, so a husband and wife could get the 5% bonus indefinitely by applying and closing accounts.
Note, it is not easy to apply for this card; you either have to have an account with TD Bank or apply in person at a branch. Gotta love the Canadians.
Nov 7, 2013, 10:06 pm
#56
Join Date: Aug 2013
Posts: 240
How to redeem miles on TD Bank cash rewards card
Does anyone know how to redeem the reward dollars on the TD Bank cash rewards card? I would rather not have to call in unless that's actually necessary. I poked around a lot but I could not find any info on how to redeem.
Nov 8, 2013, 8:33 am
#59
Join Date: Sep 2007
Posts: 415
Have you tried www.tdrewards.com? I was able to redeem travel points on my Platinum Travel. Should be the same for cash rewards.