Jul 27, 2013, 9:20 pm
Last edit by: pgary
Best welcome bonus is 120,000
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
Until the end of May 2015: "Bonus Award Night - Redeem Gold Points for two or more consecutive Award Nights and the last night is free. Exclusively for cardmembers.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)
Dec 7, 2012, 12:34 am
#211
Join Date: Jan 2012
Posts: 267
There are two fields for income on a personal application (there is also a joint application option). One is the standard income field that says you can include specific items in that number if you want to use them for the basis of repaying the card. The second field is Other Income with a spot for the amount and a description. I put my spouse income in the second field.
Dec 7, 2012, 5:45 am
#212
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
Where have you heard that? I haven't seen that anywhere and I went well into reading every report about US Bank that I could on here and FW and credit pulls and multiple credit card forums.
Dec 7, 2012, 6:24 am
#213
Join Date: Nov 2006
Location: LAX
Posts: 2,851
I have a 66% chance so I may apply again.
Dec 7, 2012, 6:52 am
#214
Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 687
Here is my experience:
I haven't applied for the Club Carlson card, but did apply for the LANPass Visa which is US Bank issued.
I am not employed outside the home. I listed our investment income on the application. (I think this was listed in an "other income" sort of space, not in salary.)
I was approved (eventually).
I am not employed outside the home. I listed our investment income on the application. (I think this was listed in an "other income" sort of space, not in salary.)
I was approved (eventually).
Dec 7, 2012, 7:00 am
#215
Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 687
Kind of
Dec 7, 2012, 7:31 am
#216
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
I applied for the card. Received can't approve you at this time...... Called U.S. Bank and was told could not retrieve credit report. I froze Experian and not Transunion or Equifax. I asked CSR if he could pull from Transunion or Equifax and he said "no". He mentioned that the computer will randomly select the credit bureau for the pull. I asked if I could re-apply again and if the computer would randomly select again. He said "yes" but if the computer recognizes it as a duplicate application, it would reject it.
I have a 66% chance so I may apply again.
I have a 66% chance so I may apply again.
Dec 7, 2012, 7:52 am
#217
Original Poster
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 639
From what I gathered they want one of the 3 cra and ARS. In this case he frose the cra they wanted ARS could have still been used to get more info. Freezing ARS would take that additional step away and you would be judged on the one bureau
Dec 7, 2012, 7:58 am
#218
Join Date: Nov 2006
Location: LAX
Posts: 2,851
how do you freeze "ars"? is this another site all banks look at or only U.S. Bank. I never heard of "ars" before.
Dec 7, 2012, 8:49 am
#219
FlyerTalk Evangelist
Join Date: Aug 2011
Location: Austin, Texas
Programs: Airline nobody. Sad!
Posts: 26,062
Dec 7, 2012, 9:02 am
#220
Join Date: Jun 2011
Posts: 41
Well, I should wait until next February to apply but the other card I am looking for is expiring so I applied this one as well. So bad it's not instant approval. Got the pending 7-10 days message. Is there anything else to do other than waiting? I only have one application for SPG in the past 6 month. (3 month ago, Aug. 20th) I called, they told me to wait and nothing else, no questions, just said it's pending and you need to wait. The number I called is: 800-947-1444
any thoughts on how to get it approved?
any thoughts on how to get it approved?
Dec 7, 2012, 9:08 am
#221
Join Date: Jan 2008
Location: TPA
Programs: spg gold
Posts: 406
Well, I should wait until next February to apply but the other card I am looking for is expiring so I applied this one as well. So bad it's not instant approval. Got the pending 7-10 days message. Is there anything else to do other than waiting? I only have one application for SPG in the past 6 month. (3 month ago, Aug. 20th) I called, they told me to wait and nothing else, no questions, just said it's pending and you need to wait. The number I called is: 800-947-1444
any thoughts on how to get it approved?
any thoughts on how to get it approved?
Dec 7, 2012, 10:43 am
#223
Join Date: Aug 2011
Location: Chicago
Posts: 231
Dec 7, 2012, 11:56 am
#224
Join Date: May 2011
Location: BKK
Programs: Hyatt Globalist, Marriott Titanium, Hilton Diamond
Posts: 1,088
No. They just approve you. Anything with a credit limit of over $5000 should be the Premier Visa Signature if you applied for that. Anything below and it is not a Visa Signature.