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US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)

Old Jul 27, 13, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: pgary
Best welcome bonus is 120,000

120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172

85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend

60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend

30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend

85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend

_______________________________________________

For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus

US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.

U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.

Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.

There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.

Setting up separate website account for business card:

These are the instructions that US Bank emailed me:

To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.

Please follow these instructions to enroll in Online Banking to view or pay your account:

1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.

Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.

Until the end of May 2015: "Bonus Award Night - Redeem Gold Points for two or more consecutive Award Nights and the last night is free. Exclusively for cardmembers.

From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.

"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."

Forex fee is 3%

For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts

Twitter: https://twitter.com/ClubCarlson

USA contact # +1 (888) 288 8889




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US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)

Old Dec 4, 12, 12:14 pm
  #136  
Original Poster
 
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 637
Originally Posted by jkoenig51
I got so depressed that I went to CVS and got some beans.
Hilarious!!
phdtomd is offline  
Old Dec 4, 12, 12:15 pm
  #137  
 
Join Date: Aug 2006
Programs: AA Plat, HH Diamond
Posts: 1,239
I have lots of inquiries and many recent ones. 750+ scores.

26% utilization currently
Approved for the business card $13k

Rate of 16.99% which is higher than what I wanted. Still a decent credit limit
myfrogger is offline  
Old Dec 4, 12, 12:30 pm
  #138  
Original Poster
 
Join Date: Apr 2012
Location: MKE
Programs: Hyatt Diamond, SPG Plat, Hilton Gold, Club Carlson Gold,
Posts: 637
I want to use this card for stays overseas but... 3% forex fees!!!!
phdtomd is offline  
Old Dec 4, 12, 12:43 pm
  #139  
 
Join Date: Sep 2008
Posts: 33
Declined for Business card

I called 800-947-1444.

The rep said something like too much activity but that based on credit score they would have said yes. Then gave me a number for getting your credit report.

I had just applied for the US Air card and recently the AA Biz, both approved.
jamesfl is offline  
Old Dec 4, 12, 12:58 pm
  #140  
 
Join Date: Apr 2012
Posts: 1,184
Originally Posted by jamesfl
I called 800-947-1444.

The rep said something like too much activity but that based on credit score they would have said yes. Then gave me a number for getting your credit report.

I had just applied for the US Air card and recently the AA Biz, both approved.
Too much 'activity' or just too many inquiries? The latter is more common, but the former is more general.
gloreglabert is offline  
Old Dec 4, 12, 1:12 pm
  #141  
 
Join Date: Feb 2008
Location: CHS
Programs: Delta, AA, BA, United, Hyatt Globalist, Hilton Honors Diamond, SPG Marriott Gold, Sixt Platinum
Posts: 1,129
FlexPoints

I still have an old Flex Points card. It use to be a North West Air Card, I think.I've drained all the points. Not sure if closing that card first would help or hurt my chances.
I will hold off for now. I've been doing 3 or 4 apps every 90+ days for years.

I have been bad.
beachmiles is offline  
Old Dec 4, 12, 1:22 pm
  #142  
 
Join Date: Jan 2008
Location: TPA
Programs: spg gold
Posts: 398
Originally Posted by gloreglabert
Too much 'activity' or just too many inquiries? The latter is more common, but the former is more general.
Really I think the term they used was too much "activity".
jkoenig51 is offline  
Old Dec 4, 12, 1:39 pm
  #143  
 
Join Date: Sep 2008
Posts: 33
Originally Posted by gloreglabert
Too much 'activity' or just too many inquiries? The latter is more common, but the former is more general.
She said activity and I followed up with inquiries and she did not really say yes. She moved on to call this other company so you can get it cleared up, kind of vague.
jamesfl is offline  
Old Dec 4, 12, 1:51 pm
  #144  
 
Join Date: Sep 2012
Location: Denver
Posts: 1
Points on the US Bank Carlson Signature Card

Since I am a neebie and wanting to be careful esp. since we have an excellent credit rating does anyone know how these points transfer or if they do? I am interested more in airline travel awards than hotels.

Thanks ahead for anyone that knows!

Joyce
jpurple1 is offline  
Old Dec 4, 12, 1:59 pm
  #145  
 
Join Date: Jul 2012
Posts: 17
Just got approved for the Club Carlson Visa Premier card! Card comes with a 14K limit.

Credit Karma - 730
Credit Sesame - 780
Income - six figures combined
Inquiries - Zero on Credit Karma, not sure how to check on Credit Sesame, but I got a BA Visa back in July and 2 AA cards back in the spring some time.
Utilization ratio - 2%
Not sure which credit bureau they used.

Hope that helps for someone!
danleming is offline  
Old Dec 4, 12, 2:14 pm
  #146  
 
Join Date: Mar 2010
Location: New York, NY
Programs: The Golden status boy
Posts: 854
Originally Posted by jpurple1
Since I am a neebie and wanting to be careful esp. since we have an excellent credit rating does anyone know how these points transfer or if they do? I am interested more in airline travel awards than hotels.

Thanks ahead for anyone that knows!

Joyce
This card isn't for you. If you only do the minimum spend, that's 100K points. If your spouse also applies, they will get the same. Club Carlson allows you to transfers points into someone's account for no charge. However, that only translates to 36K airline miles or 18K per account if you want to keep them seperate.

You'd be much better off doing a straight airline branded promo. Not only will you (most likely) have the annual fee waived, which isn't a feature of this card, you will earn a lot more miles.

Actually, you'd be much better doing other multi-purpose cards...but baby steps.

On second thought, I think you may have mixed this thread up with http://www.flyertalk.com/forum/miles...5k-benies.html
spankytoes is offline  
Old Dec 4, 12, 3:00 pm
  #147  
 
Join Date: May 2002
Location: West Coast
Programs: AA, WN, Hyatt, Club Carlson, HHonors, MRewards, CET, M Life
Posts: 1,959
This may be the best hotel card yet with the free one night award! Applied and instantly approved. Only 1 check in the last six months.
PokerHammy is offline  
Old Dec 4, 12, 4:19 pm
  #148  
FlyerTalk Evangelist
 
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 11,711
Originally Posted by jkoenig51
Data points; 1.income 6 figures
2.Credit score 755
3. utilization 10%
4.all on time payment, in full
5.own my home,and no debt, no car payments

DENIED too many quieries, first time ever
I was told by my US Bank manager that if I had 2 or more hard pulls in the last 6 months I would be turned down for a re-fi. Tough crowd!!!
philemer is offline  
Old Dec 4, 12, 4:23 pm
  #149  
FlyerTalk Evangelist
 
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 11,711
Originally Posted by PokerHammy
This may be the best hotel card yet with the free one night award! Applied and instantly approved. Only 1 check in the last six months.
On one of the blogs it was mentioned that you have to have enough pts in your account for the 2 night stay if you want to book a 2 night, one night free, stay. But then they only take out 1 nights worth of pts. So, if you want to stay at a 50K property you need to have 100K in your account before you book. This is limiting.
philemer is offline  
Old Dec 4, 12, 4:27 pm
  #150  
 
Join Date: May 2002
Location: West Coast
Programs: AA, WN, Hyatt, Club Carlson, HHonors, MRewards, CET, M Life
Posts: 1,959
Originally Posted by philemer
On one of the blogs it was mentioned that you have to have enough pts in your account for the 2 night stay if you want to book a 2 night, one night free, stay. But then they only take out 1 nights worth of pts. So, if you want to stay at a 50K property you need to have 100K in your account before you book. This is limiting.
Not so limiting if you get 85K with the card to start with. Doesn't everyone all already have 100K from the last few promos?
PokerHammy is offline  

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