Jul 3, 2014, 12:11 pm
Last edit by: muji
Please don't delete this Wiki.
Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
History of Recent Past Offers:
Changes as of 7/25/15 :
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
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Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
INTRODUCING YOUR NEW EVERYDAY GETAWAY CARD: THE SKYMILES® DEBIT CARD.
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
History of Recent Past Offers:
Changes as of 7/25/15 :
Balanced Banking (no longer available): 95a/f, 1mile/$2 up to 2000 miles, $3000 daily collected balance to avoid monthly fee
Signature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
SunTrust has a list of items that aren't supposed to earn miles, but some do anyway: cash advances, cash back, ATM transactions, tax payments, payments for stored value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, travelers cheques, purchase of monetary instrumentsSignature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
----------------------------------------------------------
Truist (fka Suntrust) Skymiles Check Card [see WIKI for offers]
Jul 23, 2015, 4:05 pm
#2386
Join Date: Dec 2004
Posts: 7,905
Jul 23, 2015, 8:29 pm
#2387
Join Date: Jan 2011
Programs: UA S, Marriott P
Posts: 1,154
hmm, now i joined the club of early-milers... Just had miles posted on 22 (marked as 21). The amount does not match any combinations prior to that date, and its less then half of what I should have received this month.
The other half actually all posted to ST on 21...
it would really suck if they cut it off early.
The other half actually all posted to ST on 21...
it would really suck if they cut it off early.
Jul 24, 2015, 5:51 am
#2388
Join Date: Dec 2010
Posts: 1,516
I noticed that if you make a purchase in the morning (my guess before 2PM), then transaction posting date is the same as purchase date. If you do a purchase in the evening, then it will post with tomorrow's date. So, if someone wants to gamble, you can make a few purchases this morning with hope that it will post the same day. However, tomorrow is a weekend, there is a probability that it might post on Monday.
Jul 24, 2015, 11:19 am
#2391
Join Date: May 2012
Posts: 684
Option 1: Two Suntrust Signature Adv accounts between husband and wife, each with $25K balance , total miles per year: 96K (4000x2x12) Delta miles, cost: 0.7x8( 8 1K MO per month)x12+ 2X75(AF)=$217
Option 2: Open a Bankdirect AA mileage check account with $50K balance, earning 5000 AA miles per month with $12 monthly fee. No MO involved. Total miles per year: 5000x12=60K AA miles, cost:$12x12=$144
Which option is better?
Jul 24, 2015, 11:35 am
#2392
Join Date: Jan 2011
Programs: UA S, Marriott P
Posts: 1,154
you forgot to include in your calculation loss of 1% interest or $500, or lets say after taxes $400. Plus 8K for spend, and time/effort to go buy the MO.
Personally I will stick to 2k miles a month if they dont shut me down, i can do that easily without getting out of chair.
and the fact that MO are explicitly prohibited by new T&C, so its unclear if that will continue to work
Personally I will stick to 2k miles a month if they dont shut me down, i can do that easily without getting out of chair.
and the fact that MO are explicitly prohibited by new T&C, so its unclear if that will continue to work
Jul 24, 2015, 11:37 am
#2393
Join Date: May 2012
Posts: 684
Good point! but 60K AA miles worth more than $400, not sure about 96K delta miles.
Jul 24, 2015, 11:44 am
#2394
Join Date: Jan 2011
Programs: UA S, Marriott P
Posts: 1,154
For me these 96k per year is just too much work for two people (chances are they will want to see ID to match the card when buying MO?), with too many resources tied up: almost 60K a month untouchable.
Jul 24, 2015, 11:52 am
#2395
Join Date: Dec 2010
Posts: 1,516
Gary wrote today (http://viewfromthewing.boardingarea....-giving-me-72/) that he got a $72 credit for loosing benefits of the card. I wonder if I should do the same - my renewal ($75) was in June (a month ago). A max I can earn is 24K miles. I can open a DL credit card and get the same bonus.
Jul 24, 2015, 12:50 pm
#2396
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,952
Gary wrote today (http://viewfromthewing.boardingarea....-giving-me-72/) that he got a $72 credit for loosing benefits of the card. I wonder if I should do the same - my renewal ($75) was in June (a month ago). A max I can earn is 24K miles. I can open a DL credit card and get the same bonus.
Haven't had a chance today to get to WM for MOs. Oh well. The frenzy is over!
Jul 24, 2015, 8:49 pm
#2397
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,795
I felt a little sad today as I swiped the trusty debit card for my last couple of MOs to drain my bank account down to near the $3000 min balance. That said, I'll likely keep mine until the fee is due again next May. I bet I can extract >$75 in value out of the 18-20k Skyrubles I'll earn between now and then.
What was the area code? I'd assume Georgia, but I missed calls yesterday and today from Florida and NJ with no voicemail.
What was the area code? I'd assume Georgia, but I missed calls yesterday and today from Florida and NJ with no voicemail.
Jul 25, 2015, 11:04 am
#2398
Join Date: Oct 2014
Posts: 201
I paid the annual fee sometime in April. I feel it would be unfair that I paid the annual fee only to find out that the earning capability of the card had been severed.
Are we sure that the July 25th date is a cut and dry date? If I knew this, I would have paid their ridiculous annual fee on the card!
Are we sure that the July 25th date is a cut and dry date? If I knew this, I would have paid their ridiculous annual fee on the card!
Jul 25, 2015, 2:13 pm
#2399
Join Date: Oct 2014
Location: Portland, OR, USA
Programs: Delta + United Airmiles
Posts: 703
All debit card transactions that I did yesterday, the 24th, regardless of time of day, are currently showing "07-25" and pending. Prior date transactions, whether they were local or online, seem to always settle on the next business date. Thus, all of my 7/24 transactions will likely be 1/2 points!
For those of us who are considering canceling the card due to 7/25/15 huge loss of benefit, recent posts document that Sun Trust may prorate the annual fee if recently paid.
For those of us who are considering canceling the card due to 7/25/15 huge loss of benefit, recent posts document that Sun Trust may prorate the annual fee if recently paid.
Jul 25, 2015, 5:52 pm
#2400
Join Date: Oct 2011
Posts: 31
I did one last billpay today, hoping that maybe they'll keep paying through the end of the month and that they chose July 25th as the "official" last day to give themselves leeway in arguments over pending transactions. I'm crossing my fingers...