Jul 3, 2014, 12:11 pm
Last edit by: muji
Please don't delete this Wiki.
Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
History of Recent Past Offers:
Changes as of 7/25/15 :
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
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Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
INTRODUCING YOUR NEW EVERYDAY GETAWAY CARD: THE SKYMILES® DEBIT CARD.
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
History of Recent Past Offers:
Changes as of 7/25/15 :
Balanced Banking (no longer available): 95a/f, 1mile/$2 up to 2000 miles, $3000 daily collected balance to avoid monthly fee
Signature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
SunTrust has a list of items that aren't supposed to earn miles, but some do anyway: cash advances, cash back, ATM transactions, tax payments, payments for stored value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, travelers cheques, purchase of monetary instrumentsSignature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
----------------------------------------------------------
Truist (fka Suntrust) Skymiles Check Card [see WIKI for offers]
Aug 8, 2015, 6:52 am
#2447
Join Date: Aug 2004
Location: MGM
Programs: United Silver, PC Plat/Amb, HH Dmnd
Posts: 805
Andyandy
Aug 8, 2015, 9:49 am
#2449
Join Date: Oct 2014
Location: Portland, OR, USA
Programs: Delta + United Airmiles
Posts: 703
Realistically, without choosing MS and the ongoing effort to work that system, for the same annual fee, the Amex Delta card is now much more valuable with 1 point per dollar (2x for Delta purchases), priority boarding, and no monthly cap. Their customer service is great too. Using the Amex can be a challenge though. The huge sign up bonuses clearly run circles around the meager possible earnings from ST, so that also directs potential spend away from ST.
Aug 10, 2015, 9:33 am
#2453
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
Ya never do know what is harder or not... I shoulda gone harder too.
I will add I did get the money back from WALMART... it took a few weeks tho and some touchy calls to ST trying not to tell em what exactly I was buying there lol
It was around this time I was reported to have said that in order to MS you have to be able to float money. Of course that doesn't mean you SHOULD have to and someone should be able to take it, but yah whatever.
Aug 10, 2015, 4:19 pm
#2455
Join Date: Sep 2005
Location: New England
Programs: AA Exec Plat, Hyatt Globalist, Jetblue Mosaic (past)
Posts: 298
For those that didn't get a chance to read MM's original post at 10:52am today, here's the short tl;dr version:
MM was hitting ST hard since circa 2005. Then one day WM screwed up and temporarily gave him $8k in MOs without charging him. MM was a good guy and told them but he screwed himself and got banned from the area by WM market region manager. MM then had to travel/get creative to do any real volume. He set a large goal once the ST RIP announcement came out in May and thanks to many, many trips to WM, he hit his goal. Blogs didn't kill this one but watch out, blogs are evil. Only communicate in small groups and via smoke signals. The End.*
Editor's Note Disclaimer: Some artistic license was taken in the recreation of this summary. While events were represented as accurately as possible, any resemblance to actual persons, living or dead, or actual events is purely coincidental.
MM was hitting ST hard since circa 2005. Then one day WM screwed up and temporarily gave him $8k in MOs without charging him. MM was a good guy and told them but he screwed himself and got banned from the area by WM market region manager. MM then had to travel/get creative to do any real volume. He set a large goal once the ST RIP announcement came out in May and thanks to many, many trips to WM, he hit his goal. Blogs didn't kill this one but watch out, blogs are evil. Only communicate in small groups and via smoke signals. The End.*
Editor's Note Disclaimer: Some artistic license was taken in the recreation of this summary. While events were represented as accurately as possible, any resemblance to actual persons, living or dead, or actual events is purely coincidental.
Aug 11, 2015, 9:59 am
#2456
Join Date: Sep 2011
Posts: 891
So I'm not sure if I should have waited on this given no miles posted last night, but it's time to move on with my strategy and I wanted to report that I just successfully upgraded my Balanced Banking checking account to the Signature Advantage product via Online Chat. For the record I am not located in a ST state but fortunately that didn't come up. Here's a transcript of the conversation:
Thank you for visiting suntrust.com. Before typing your first message please wait for the representative to respond. For your protection, this SunTrust online chat is entirely secure.
You are now chatting with 'ST'
ST: Good morning! Thank you for Chatting with SunTrust! How may I assist you today?
JayTeaBee: Hello, I was wondering if I am able to convert my existing account to the Signature Advantage product?
!
Thank you for visiting suntrust.com. Before typing your first message please wait for the representative to respond. For your protection, this SunTrust online chat is entirely secure.
You are now chatting with 'ST'
ST: Good morning! Thank you for Chatting with SunTrust! How may I assist you today?
JayTeaBee: Hello, I was wondering if I am able to convert my existing account to the Signature Advantage product?
!
completed my conversion too and go the confirmation of 4k per month.
Aug 12, 2015, 1:29 pm
#2457
Join Date: Oct 2013
Posts: 5
New Info - ST issuing DL Debit Cards Again
ST is issuing new DL Debit cards with a 5k signup bonus with the new monthly limits that went into effect 7-25-15.
I learned this yesterday when I went into a branch location to upgrade my balanced banking account to a signature advantage account. The representative showed me an information sheet she printed on 7-23-15 with the new guidelines that were effective 7-25-15. If you search the ST website you will see where this card is now listed as an option again.
There are a lot less miles available, but if you meet the minimum deposit and don't pay a maintenance fee for the signature advantage account, then you'll earn a maximum of 48k and pay a $75 annual fee. It's not bad. Assuming nothing else changes, I can buy an intl ticket for 140k miles +tax in 3 years for 3 years' worth of annual fees, or about $225. The intl ticket would normally be in the $1200-$1800 range, for the destination I frequent a lot. The annual fee could increase, or they could lower the monthly limit from 4k to something else. I'll reevaluate year by year. It's good the option is back for new accounts.
I kinda wonder if my wife can open an account linked to mine so she doesn't also have to meet the minimum deposit to avoid the monthly maintenance fee, and get another DL card in her name with her DL#. If I try it I will report back.
I learned this yesterday when I went into a branch location to upgrade my balanced banking account to a signature advantage account. The representative showed me an information sheet she printed on 7-23-15 with the new guidelines that were effective 7-25-15. If you search the ST website you will see where this card is now listed as an option again.
There are a lot less miles available, but if you meet the minimum deposit and don't pay a maintenance fee for the signature advantage account, then you'll earn a maximum of 48k and pay a $75 annual fee. It's not bad. Assuming nothing else changes, I can buy an intl ticket for 140k miles +tax in 3 years for 3 years' worth of annual fees, or about $225. The intl ticket would normally be in the $1200-$1800 range, for the destination I frequent a lot. The annual fee could increase, or they could lower the monthly limit from 4k to something else. I'll reevaluate year by year. It's good the option is back for new accounts.
I kinda wonder if my wife can open an account linked to mine so she doesn't also have to meet the minimum deposit to avoid the monthly maintenance fee, and get another DL card in her name with her DL#. If I try it I will report back.
Aug 12, 2015, 1:36 pm
#2458
Join Date: Jun 2005
Location: DFW/DAL
Programs: AA 1MM Gold, Marriott Gold, Hilton Diamond, Hyatt Discoverist
Posts: 1,524
ST is issuing new DL Debit cards with a 5k signup bonus with the new monthly limits that went into effect 7-25-15.
I learned this yesterday when I went into a branch location to upgrade my balanced banking account to a signature advantage account. The representative showed me an information sheet she printed on 7-23-15 with the new guidelines that were effective 7-25-15. If you search the ST website you will see where this card is now listed as an option again.
There are a lot less miles available, but if you meet the minimum deposit and don't pay a maintenance fee for the signature advantage account, then you'll earn a maximum of 48k and pay a $75 annual fee. It's not bad. Assuming nothing else changes, I can buy an intl ticket for 140k miles +tax in 3 years for 3 years' worth of annual fees, or about $225. The intl ticket would normally be in the $1200-$1800 range, for the destination I frequent a lot. The annual fee could increase, or they could lower the monthly limit from 4k to something else. I'll reevaluate year by year. It's good the option is back for new accounts.
I kinda wonder if my wife can open an account linked to mine so she doesn't also have to meet the minimum deposit to avoid the monthly maintenance fee, and get another DL card in her name with her DL#. If I try it I will report back.
I learned this yesterday when I went into a branch location to upgrade my balanced banking account to a signature advantage account. The representative showed me an information sheet she printed on 7-23-15 with the new guidelines that were effective 7-25-15. If you search the ST website you will see where this card is now listed as an option again.
There are a lot less miles available, but if you meet the minimum deposit and don't pay a maintenance fee for the signature advantage account, then you'll earn a maximum of 48k and pay a $75 annual fee. It's not bad. Assuming nothing else changes, I can buy an intl ticket for 140k miles +tax in 3 years for 3 years' worth of annual fees, or about $225. The intl ticket would normally be in the $1200-$1800 range, for the destination I frequent a lot. The annual fee could increase, or they could lower the monthly limit from 4k to something else. I'll reevaluate year by year. It's good the option is back for new accounts.
I kinda wonder if my wife can open an account linked to mine so she doesn't also have to meet the minimum deposit to avoid the monthly maintenance fee, and get another DL card in her name with her DL#. If I try it I will report back.
Aug 12, 2015, 2:12 pm
#2459
Join Date: Oct 2014
Location: Portland, OR, USA
Programs: Delta + United Airmiles
Posts: 703
ST is issuing new DL Debit cards with a 5k signup bonus with the new monthly limits that went into effect 7-25-15.
I learned this yesterday when I went into a branch location to upgrade my balanced banking account to a signature advantage account. The representative showed me an information sheet she printed on 7-23-15 with the new guidelines that were effective 7-25-15. If you search the ST website you will see where this card is now listed as an option again.
There are a lot less miles available, but if you meet the minimum deposit and don't pay a maintenance fee for the signature advantage account, then you'll earn a maximum of 48k and pay a $75 annual fee. It's not bad. Assuming nothing else changes, I can buy an intl ticket for 140k miles +tax in 3 years for 3 years' worth of annual fees, or about $225. The intl ticket would normally be in the $1200-$1800 range, for the destination I frequent a lot. The annual fee could increase, or they could lower the monthly limit from 4k to something else. I'll reevaluate year by year. It's good the option is back for new accounts.
I kinda wonder if my wife can open an account linked to mine so she doesn't also have to meet the minimum deposit to avoid the monthly maintenance fee, and get another DL card in her name with her DL#. If I try it I will report back.
I learned this yesterday when I went into a branch location to upgrade my balanced banking account to a signature advantage account. The representative showed me an information sheet she printed on 7-23-15 with the new guidelines that were effective 7-25-15. If you search the ST website you will see where this card is now listed as an option again.
There are a lot less miles available, but if you meet the minimum deposit and don't pay a maintenance fee for the signature advantage account, then you'll earn a maximum of 48k and pay a $75 annual fee. It's not bad. Assuming nothing else changes, I can buy an intl ticket for 140k miles +tax in 3 years for 3 years' worth of annual fees, or about $225. The intl ticket would normally be in the $1200-$1800 range, for the destination I frequent a lot. The annual fee could increase, or they could lower the monthly limit from 4k to something else. I'll reevaluate year by year. It's good the option is back for new accounts.
I kinda wonder if my wife can open an account linked to mine so she doesn't also have to meet the minimum deposit to avoid the monthly maintenance fee, and get another DL card in her name with her DL#. If I try it I will report back.
If your purpose is Delta miles, using a Delta Amex Gold would get you better benefits including no monthly caps, 2x on Delta purhases, a sign up that has often been 10 times the ST card sign-up, no minimum balance (since it is a credit card), and perks like priority boarding and dealing with a company that has their customer service really fine tuned, especially for traveling abroad issues such as replacing a lost/stolen card.
