5/24 count (may) now include Chase business cards?
Jan 17, 2023, 6:44 pm
#31
Join Date: May 2022
Posts: 2,263
I can confirm as of today they are absolutely not including Chase business cards in 5/24. P2 is at 3/24 but if you include Chase business cards, they are at 7/24.
Applied for a business card yesterday. Got the dreaded need more time message. Within 2 hours we got an email asking for proof of address (move last week and updated address last week so this request was extremely reasonable). We uploaded the support and then called Chase. We said we just uploaded the support and what is the status. 2 minutes on hold and approved. No questions asked. 3rd application for the same business in 6 months, for P2.
Applied for a business card yesterday. Got the dreaded need more time message. Within 2 hours we got an email asking for proof of address (move last week and updated address last week so this request was extremely reasonable). We uploaded the support and then called Chase. We said we just uploaded the support and what is the status. 2 minutes on hold and approved. No questions asked. 3rd application for the same business in 6 months, for P2.
Jan 18, 2023, 6:39 am
#32
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,864
Be aware they are also looking at you because of lack of business business with them such as checking or savings. Get ready for more declines unless you are prepared to prove your sole proprietorship income. When (remember it is a when, not a they will) they ask, it is like AX, you prove it or they shut everything down. YMMV The game is great if you are legit, if anything is inflated or fudged, Chase is not friendly or forgiving.
Jan 18, 2023, 6:42 am
#33
Join Date: Feb 2003
Location: On strike
Posts: 8,135
I can confirm as of today they are absolutely not including Chase business cards in 5/24. P2 is at 3/24 but if you include Chase business cards, they are at 7/24.
Applied for a business card yesterday. Got the dreaded need more time message. Within 2 hours we got an email asking for proof of address (move last week and updated address last week so this request was extremely reasonable). We uploaded the support and then called Chase. We said we just uploaded the support and what is the status. 2 minutes on hold and approved. No questions asked. 3rd application for the same business in 6 months, for P2.
Applied for a business card yesterday. Got the dreaded need more time message. Within 2 hours we got an email asking for proof of address (move last week and updated address last week so this request was extremely reasonable). We uploaded the support and then called Chase. We said we just uploaded the support and what is the status. 2 minutes on hold and approved. No questions asked. 3rd application for the same business in 6 months, for P2.
Jan 18, 2023, 7:34 am
#34
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
I just finished spend on my Aer Lingus card the other day which is my 5th personal Chase card...it puts me at 9/24 (includes 4 Chase biz cards). I've only applied for Chase cards in the last 2 years.
Jan 18, 2023, 7:41 am
#35
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,864
Jan 18, 2023, 8:26 am
#36
Join Date: Aug 2003
Location: Seattle, WA. USA
Programs: MR, AA, UA, DL, AVIS and growing
Posts: 1,172
Sorry I am late to the game on this but here is some personal stats:
P1
In May I applied for a business card, I was at 4/24 and had 3 business cards from chase in the last 24 as well
In June I dropped down to 3/24 but now had 4 business cards in 24 months, and approved for a personal card
P2
Just this month, was at 4/24 and 2 chase business cards in 24 months and was approved
These made P1 at 11 Chase cards and 7 for P2
P1
In May I applied for a business card, I was at 4/24 and had 3 business cards from chase in the last 24 as well
In June I dropped down to 3/24 but now had 4 business cards in 24 months, and approved for a personal card
P2
Just this month, was at 4/24 and 2 chase business cards in 24 months and was approved
These made P1 at 11 Chase cards and 7 for P2
I'm 3/24, 1 biz CBIC which i just completed the SUB spend. Now in Mar 1, I want to apply for CBIU.
SO that will 3/24 plus 3 business card by Mar 23'. In June 23' one personal card drops off the so 2/24, 2 business.
As part of my 3/24 I have CIHG personal card. but overall ,y CC apps drops to 2/24 in June 23'
I want to apply in June CBIHG and keep the personal concurrently. One rep said no problem, I'm Assuming IHG points for both cards for IHG personal nd business can be merged into one IHG account. How long after signing up for business CBIHG and earring SUB....and the points are actively showing can I cancel this CBIHG card and wait for new 24 month re-apply to occur?
Jan 18, 2023, 10:56 am
#37
Join Date: May 2022
Posts: 2,263
Which business cards do you have?
I'm 3/24, 1 biz CBIC which i just completed the SUB spend. Now in Mar 1, I want to apply for CBIU.
SO that will 3/24 plus 3 business card by Mar 23'. In June 23' one personal card drops off the so 2/24, 2 business.
As part of my 3/24 I have CIHG personal card. but overall ,y CC apps drops to 2/24 in June 23'
I want to apply in June CBIHG and keep the personal concurrently. One rep said no problem, I'm Assuming IHG points for both cards for IHG personal nd business can be merged into one IHG account. How long after signing up for business CBIHG and earring SUB....and the points are actively showing can I cancel this CBIHG card and wait for new 24 month re-apply to occur?
I'm 3/24, 1 biz CBIC which i just completed the SUB spend. Now in Mar 1, I want to apply for CBIU.
SO that will 3/24 plus 3 business card by Mar 23'. In June 23' one personal card drops off the so 2/24, 2 business.
As part of my 3/24 I have CIHG personal card. but overall ,y CC apps drops to 2/24 in June 23'
I want to apply in June CBIHG and keep the personal concurrently. One rep said no problem, I'm Assuming IHG points for both cards for IHG personal nd business can be merged into one IHG account. How long after signing up for business CBIHG and earring SUB....and the points are actively showing can I cancel this CBIHG card and wait for new 24 month re-apply to occur?
P1 had 2 cash and unlimited, United and IHG business
Jan 23, 2023, 6:27 am
#38
Join Date: Dec 2018
Posts: 81
DP:
I am currently at 4/24 according to Travelfreely.net. I was just approved for the CSR in December and the Ink Cash this month.
In 2021 I was approved for 2 business and 1 personal and in 2022 I was approved for 3 business and 2 personal. Those are just for Chase cards. In addition I was approved for 4 other non-Chase cards. Just counting the Chase cards I would be at 8/24 if they were counting business and personal. There must be something else going on for these people who are being denied.
I am currently at 4/24 according to Travelfreely.net. I was just approved for the CSR in December and the Ink Cash this month.
In 2021 I was approved for 2 business and 1 personal and in 2022 I was approved for 3 business and 2 personal. Those are just for Chase cards. In addition I was approved for 4 other non-Chase cards. Just counting the Chase cards I would be at 8/24 if they were counting business and personal. There must be something else going on for these people who are being denied.
Jan 23, 2023, 9:54 am
#39
Join Date: May 2022
Posts: 2,263
DP:
I am currently at 4/24 according to Travelfreely.net. I was just approved for the CSR in December and the Ink Cash this month.
In 2021 I was approved for 2 business and 1 personal and in 2022 I was approved for 3 business and 2 personal. Those are just for Chase cards. In addition I was approved for 4 other non-Chase cards. Just counting the Chase cards I would be at 8/24 if they were counting business and personal. There must be something else going on for these people who are being denied.
I am currently at 4/24 according to Travelfreely.net. I was just approved for the CSR in December and the Ink Cash this month.
In 2021 I was approved for 2 business and 1 personal and in 2022 I was approved for 3 business and 2 personal. Those are just for Chase cards. In addition I was approved for 4 other non-Chase cards. Just counting the Chase cards I would be at 8/24 if they were counting business and personal. There must be something else going on for these people who are being denied.
Jan 27, 2023, 1:13 pm
#40
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
Data point: We applied for an Iberia CC for SO this morning and got a "we need more info" email later in the day. Just in case, we called in to make sure it was them (and not a scam) and while we were on the line they had us send the docs (driver's license and passport) and then they put us on hold. Came back in a bit and said approved. This is the 7th card (which includes 3 biz cards) since Aug 2021...so 17 months. Since that makes 4/24 we'll probably get the Aer Lingus card in a couple of months.
Last edited by fredc84; Jan 27, 2023 at 1:18 pm
Jan 28, 2023, 2:40 pm
#41
Join Date: Jan 2013
Posts: 845
Data point: We applied for an Iberia CC for SO this morning and got a "we need more info" email later in the day. Just in case, we called in to make sure it was them (and not a scam) and while we were on the line they had us send the docs (driver's license and passport) and then they put us on hold. Came back in a bit and said approved. This is the 7th card (which includes 3 biz cards) since Aug 2021...so 17 months. Since that makes 4/24 we'll probably get the Aer Lingus card in a couple of months.
Jan 28, 2023, 2:52 pm
#42
Join Date: Feb 2016
Location: New York
Programs: Navy A-4 Skyhawk, B727 FE/FO, S80 FO, B757/767 FO, B737 CA
Posts: 1,342
Did you already have an B account #? If so, hopefully they still don't open a new account because it's a nightmare to have them merged. Your sign up points will be sitting in a newly opened IB account but you won't be able to access them. Happened frequently last few years, many posts about it. Hopefully they straightened it out.
If we have the issue again, I'll just follow the steps I did before (that I got from flytalk).
Mar 1, 2023, 2:17 pm
#43
Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold (BIS), AA LT Plat (CC SUBs & BD), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 3,292
Last edited by Dr Jabadski; Mar 6, 2023 at 7:11 pm Reason: "details here" link corrected
Mar 1, 2023, 2:22 pm
#44
Join Date: May 2022
Posts: 2,263
Counter-Datapoint: Successful (almost) instant approval for UA Club Infinite card today, 1/24 traditional method, 6/24 inc Chase biz cards, 21/24 inc all biz cards, details here.
May 8, 2023, 6:24 pm
#45
FlyerTalk Evangelist
Join Date: Dec 2003
Location: Benicia, California, USA
Programs: AA PLT,AS,UA PP,J6,FB,EY,LH,SQ,HH Dmd,Hyatt Glbl,Marriott Plat,IHG Plat,Accor Gold
Posts: 10,820
Does United Business credit card count toward 5/24?
I seem to recall that at one point obtaining a United Business credit card counted toward the Chase 5/24 limit, unlike most business credit cards. But when I googled this recently, I saw no sign of this problem being mentioned. So...
Does a United Business credit card count toward 5/24?
Thanks for any help.
Does a United Business credit card count toward 5/24?
Thanks for any help.