(This is an edited version of my original post of 3/1/23 which was quoted above and subsequently moved to another thread and I then significantly edited to delete repetitive information.) Datapoint: today, 1/24 traditional method, 6/24 inc Chase biz cards, 21/24 inc all biz cards, Chase UA Club Infinite card, last UA Club Infinite card SUB October 2020, card open Sept 2020-Oct 2021, UA Club biz card cancelled yesterday, one existing Chase personal card with (consolidated) >$100K CL, application today via Google searched webpage, 80K SUB, “signed in” as offered, only 2 or 3 questions for “signed in” application, best I can tell Experian hard pull, instant approval after moving credit.

Would actually like to use the card ASAP, called Chase, was told a UA Club card cannot be shipped more expeditiously, will be 7-10 days, agent suggested adding card to digital wallet (Apple, others).

One more datapoint in support of maintaining all available Chase CL by reallocating/consolidating CL from cards being closed to open Chase cards VICE lowering total available credit limit to whatever unknown limit you think Chase will allow in the hope of instant approvals for subsequent applications.