Data point: We applied for an Iberia CC for SO this morning and got a "we need more info" email later in the day. Just in case, we called in to make sure it was them (and not a scam) and while we were on the line they had us send the docs (driver's license and passport) and then they put us on hold. Came back in a bit and said approved. This is the 7th card (which includes 3 biz cards) since Aug 2021...so 17 months. Since that makes 4/24 we'll probably get the Aer Lingus card in a couple of months.