5/24 count (may) now include Chase business cards?
I was told this by two different reconsideration agents. They were adding up my 5/24 cards and insisted on counting the Chase business cards. Did anyone else run into this, or am I just unlucky?
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Originally Posted by UserMark
(Post 34747284)
5/24 count now incudes business ?
was told this by two different reconsideration agents. ... counting ... Chase business cards... Personally, I might find out for myself (just like Dorothy in the Wizard of Oz) in about a month or so. I’m at 3/24 not including biz cards, 8/24 including Chase biz cards with a Chase personal application expected next month. |
Only Chase business cards would matter. Chase doesn't know about any others.
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When Chase first implemented the 5/24 policy, their own business cards did count. This policy was changed and Chase started tallying only accounts which appear on a personal credit report. They could change the policy again, and because 5/24 is not published the only way that we might verify is through anecdotal reports.
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Originally Posted by rxgeek
(Post 34751349)
The recon line said they count Chase biz cards. ...
Second report within a few days, might be a real concern. |
Originally Posted by Dr Jabadski
(Post 34752223)
Second report within a few days, might be a real concern.
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wife approved 5 days ago for ink unlimited at 4/24, would have been 6/24 counting other Chase business cards.
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Originally Posted by theplayer
(Post 34753612)
wife approved 5 days ago for ink unlimited at 4/24, would have been 6/24 counting other Chase business cards.
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Sitting at FTU Signature Orange County right now. This subject was asked about and discussed briefly yesterday. The presenter, despite being the “Credit Card Editor” for a popular blog, did not have enough knowledge or experience to offer an opinion, none of the attendees offered an opinion. One attendee mentioned that he had 2 acquaintances who were recently approved for new Chase cards despite being well over 5/24.
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Originally Posted by UserMark
(Post 34753777)
Automatically or reconsideration?
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Originally Posted by Dr Jabadski
(Post 34755062)
<snip> The presenter, despite being the “Credit Card Editor” for a popular blog, did not have enough knowledge or experience to offer an opinion, none of the attendees offered an opinion.
Regards |
Originally Posted by Dr Jabadski
(Post 34755062)
… the “Credit Card Editor” …
Originally Posted by scubadu
(Post 34757190)
… how you would expect this individual to have any better information that we currently have right now….
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Originally Posted by UserMark
(Post 34747284)
I was told this by two different reconsideration agents. They were adding up my 5/24 cards and insisted on counting the Chase business cards. Did anyone else run into this, or am I just unlucky?
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Originally Posted by rxgeek
(Post 34758452)
This was one of the reasons wife got her IHG business card denied after 2 calls to the recon line. The first denial letter mentioned 5/24 (she was at 4/24 with personal cards) but the second said two many cards and too much credit. On her second call she offered to lower CLs but was still denied.
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Your business credit should be separate from your personal credit.
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