Sep 15, 2021, 9:40 am
Last edit by: txpenny
Here is the paypal list of vendors that should trigger the 5% category bonus for "paypal purchases". I've copied it over from the AMEX thread "https://www.flyertalk.com/forum/amer...june-30-a.html". Please feel free update with your experiences.
Merchant Description
While a PayPal charge is pending, "PayPal" may not appear in the merchant description but will once the charge posts (e.g., a pending charge listed as "BESTBUY.COM" will become "PAYPAL BESTBUY.COM"). - need to see if this works the same on Chase as it does AMEX.
Google Pay
PayPal can be added to Google Pay via payments.google.com > Payment Methods > Add a payment method (note that not all Google Pay is created equal; e.g. this doesn't seem to work for Fi payments - at least on AMEX)
Known Working Examples
List of some vendors that accept PayPal, from the official PayPal website: https://www.paypal.com/us/webapps/mp...l-credit-promo
Travel
Merchant Description
While a PayPal charge is pending, "PayPal" may not appear in the merchant description but will once the charge posts (e.g., a pending charge listed as "BESTBUY.COM" will become "PAYPAL BESTBUY.COM"). - need to see if this works the same on Chase as it does AMEX.
Google Pay
PayPal can be added to Google Pay via payments.google.com > Payment Methods > Add a payment method (note that not all Google Pay is created equal; e.g. this doesn't seem to work for Fi payments - at least on AMEX)
Known Working Examples
List of some vendors that accept PayPal, from the official PayPal website: https://www.paypal.com/us/webapps/mp...l-credit-promo
Travel
- Airfare purchased from some airline websites. (
does not work with DL, UA, WN as they do not accept AMEX via PayPal) (need to check how airfare works with Chase). - Flightradar 24
- Uber Cash reloads
- Lyft cash reload
- US passport renewal application fee may accept PayPal
- Nonprofits: Doctors Without Borders, Feeding America, Pro Publica, WBEZ, KUOW
- Bandcamp
- Patreon
- Ace Hardware (online only?)
- AARP Gift Cards (note discounted every Monday through rewards portal) as well as your membership dues
- Banza Chickpea Pasta (eatbanza.com)
- Bed Bath & Beyond (online orders)
- Best Buy
- Chewy
- CVS Drugstore/Pharmacy (using “show to pay” QR code generated in Pay Pal app) Pay Pal must be “mapped” to qualifying Amex card with said benefit
- eBay, including seller charges
- Eddie Bauer (online only?)
- Ex Officio
- Express Scripts prescription fulfillment
- Gap Factory Web
- store.google.com
- Home Depot (definitely online, possibly also in-store)
- Hudson Valley Foie Gras
- Keurig.com - it can be a set it and forget it if you use Green Mountain's subscription service
- Macy's (online only?)
- Nuts.com
- PayPal eGift cards (merchant gift cards)
- Poshmark
- Starbucks card reloads
- T2 Tea (online)
- Target (not on iOS app)
- USPS.com (stamps, shipping supplies, cards and envelopes, etc.)
- Walmart
- AT&T TV Now
- CBS All Access
- Disney+
- Hulu
- Netflix
- NY Times
- Spotify
- VOIP.MS
- Airalo.com
- Skype
- BlueJeans
- Zoom
- Shell (via Shell app) - however, note some FT'ers have reported needing to call in and manually credit
- BP (via BPme app)
- Steam (wallet reloads work)
- PlayStation Network (wallet reloads work)
- Battle.net (wallet reloads work)
- Grubhub / Seamless / UberEats
- Puget Sound Energy (PSE)
- Possibly others that use "Paymentus" as a processor
Q4 2021 Chase Freedom Cards--5% bonus: Walmart & Paypal Purchases
Sep 19, 2021, 5:10 pm
#17
Join Date: Nov 2016
Location: SEA
Programs: DL DM
Posts: 290
Last year I made $1471.17 tax payments ($1500 charge after fees) on 10/2 and 10/5 last year to max out the PayPal categories.
Sep 20, 2021, 2:13 am
#18
Join Date: Jan 2017
Posts: 126
I believe you're referencing IRS required 1040 ES quarterly payments to avoid penalty, and I'm thinking "Calendar Year Quarter 1040ES payments per processor".
I've made 2 1040ES payments this "Calendar Quarter" via PayUSA tax/Paypal/Discover, (and they both tracked as payments received by IRS and 5x earned Discover).
I'll attempt to make a $1472.00 1040ES payment early October on one of my 3 Freedom 5x cards and report back here if the transaction is both received by IRS, and nets 7,500 UR from Chase.
For me this is strictly a straight MS* play, (and nothing to do with IRS requirements).
Cheers
Sep 20, 2021, 9:51 am
#19
Join Date: Nov 2007
Location: PHX
Posts: 4,787
Ahhh,,, I think we are talking about two different definitions of "Quarter".
I believe you're referencing IRS required 1040 ES quarterly payments to avoid penalty, and I'm thinking "Calendar Year Quarter 1040ES payments per processor".
I've made 2 1040ES payments this "Calendar Quarter" via PayUSA tax/Paypal/Discover, (and they both tracked as payments received by IRS and 5x earned Discover).
I'll attempt to make a $1472.00 1040ES payment early October on one of my 3 Freedom 5x cards and report back here if the transaction is both received by IRS, and nets 7,500 UR from Chase.
For me this is strictly a straight MS* play, (and nothing to do with IRS requirements).
Cheers
I believe you're referencing IRS required 1040 ES quarterly payments to avoid penalty, and I'm thinking "Calendar Year Quarter 1040ES payments per processor".
I've made 2 1040ES payments this "Calendar Quarter" via PayUSA tax/Paypal/Discover, (and they both tracked as payments received by IRS and 5x earned Discover).
I'll attempt to make a $1472.00 1040ES payment early October on one of my 3 Freedom 5x cards and report back here if the transaction is both received by IRS, and nets 7,500 UR from Chase.
For me this is strictly a straight MS* play, (and nothing to do with IRS requirements).
Cheers
There was a discussion of this on one of the blogs that I like to follow. Some speculate that it may have to do with whether you already have made two payments with payusatax for the prior quarter. I make multiple payments every quarter so I cannot be a good source of data on this. But essentially the thinking goes like this:
October 2 someone goes to make a $1500 1040ES payment. If the person did not make two payments for the previous tax quarter using payusatax, then for a certain period of time after September 15 payusatax will recognize it as a late Q3 payment and accept the payment. However, if the person did make two payment using payusatax in the prior tax quarter then the system tells you that you're too early for Q4, so you may have to wait until December 1 or 15.
Unfortunately, there seem to be conflicting data and part of the problem is that those reporting don't really understand the issue well enough to reliably report. I'm going to try on October 2. So I will be able to be an example of someone who used payusatax for two payment in the prior quarter and we'll see if it takes my payments. Hopefully if others are successful in early October they can also say whether or not they had made two estimated payments using payusatax in Q3.
Sep 21, 2021, 8:47 am
#20
Original Poster
Join Date: Sep 2014
Location: TPA/DFW/K15
Programs: AA EXP, Mar AMB, HH LT DIA
Posts: 1,653
Does anyone know if there is a lag time between canceling your paypal key, and getting a new one?
Help, in on the paypal site shows how to delete a key, and suggests that you may follow that action with getting a new key. When I try to get a new key through the new key link, clicking "let's go" follows with a "coming soon".
I deleted my key yesterday, so I guess maybe the old key needed to update overnight. But this morning, same thing. Can't get a new key.
Help, in on the paypal site shows how to delete a key, and suggests that you may follow that action with getting a new key. When I try to get a new key through the new key link, clicking "let's go" follows with a "coming soon".
I deleted my key yesterday, so I guess maybe the old key needed to update overnight. But this morning, same thing. Can't get a new key.
Sep 23, 2021, 11:27 am
#22
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
These are the same categories as 4th quarter 2020, and some questions about "what works" may be answered in last year's thread:
Freedom/Freedom Flex Q4 2020 bonus categories: PayPal & Walmart
Freedom/Freedom Flex Q4 2020 bonus categories: PayPal & Walmart
Oct 1, 2021, 11:18 am
#26
Join Date: Feb 2020
Posts: 88
Not sure about this. My paypal key payment of property tax was declined for all three freedom cards. one post from reddit back to April, paypal has blocked the payment for tax, including income tax. Not sure whether this is true, I was able to use the freedom card to pay tax last year while still hope to use it for this year's tax.
Oct 1, 2021, 12:49 pm
#27
Original Poster
Join Date: Sep 2014
Location: TPA/DFW/K15
Programs: AA EXP, Mar AMB, HH LT DIA
Posts: 1,653
Does anyone know if there is a lag time between canceling your paypal key, and getting a new one?
Help, in on the paypal site shows how to delete a key, and suggests that you may follow that action with getting a new key. When I try to get a new key through the new key link, clicking "let's go" follows with a "coming soon".
I deleted my key yesterday, so I guess maybe the old key needed to update overnight. But this morning, same thing. Can't get a new key.
Help, in on the paypal site shows how to delete a key, and suggests that you may follow that action with getting a new key. When I try to get a new key through the new key link, clicking "let's go" follows with a "coming soon".
I deleted my key yesterday, so I guess maybe the old key needed to update overnight. But this morning, same thing. Can't get a new key.
Oct 1, 2021, 6:52 pm
#28
Join Date: Apr 2018
Posts: 262
This isn't listed in the Wiki: one can pay IRS via payUSAtax (https://payusatax.com/) using PayPal (https://www.paypal.com/us/webapps/mpp/taxes).
I haven't read all the terms but did see this from payUSAtax.
"Your Convenience Fee will be based on the payment method you select and displayed on the next page. The fee amount will be a flat rate of $2.55 for debit or ATM/Debit transactions and 1.96% (minimum of $2.69) of the tax liability payment amount for PayPal, Android Pay, Samsung Pay or Visa, MasterCard, Discover, and American Express personal and business cards."
I haven't read all the terms but did see this from payUSAtax.
"Your Convenience Fee will be based on the payment method you select and displayed on the next page. The fee amount will be a flat rate of $2.55 for debit or ATM/Debit transactions and 1.96% (minimum of $2.69) of the tax liability payment amount for PayPal, Android Pay, Samsung Pay or Visa, MasterCard, Discover, and American Express personal and business cards."
Oct 2, 2021, 9:30 pm
#29
Join Date: Nov 2016
Location: SEA
Programs: DL DM
Posts: 290
So, here's the issue and hopefully I can explain it ok. It is a little bit complicated. In the last year or so payusatax has not allowed some people to make estimated taxes until 30-45 days before the estimated taxes due date. So, for the last two of the year, September 15 and January 15. You go through the entire process and at the end it tells you that you cannot make the payment because it is too early.
There was a discussion of this on one of the blogs that I like to follow. Some speculate that it may have to do with whether you already have made two payments with payusatax for the prior quarter. I make multiple payments every quarter so I cannot be a good source of data on this. But essentially the thinking goes like this:
October 2 someone goes to make a $1500 1040ES payment. If the person did not make two payments for the previous tax quarter using payusatax, then for a certain period of time after September 15 payusatax will recognize it as a late Q3 payment and accept the payment. However, if the person did make two payment using payusatax in the prior tax quarter then the system tells you that you're too early for Q4, so you may have to wait until December 1 or 15.
Unfortunately, there seem to be conflicting data and part of the problem is that those reporting don't really understand the issue well enough to reliably report. I'm going to try on October 2. So I will be able to be an example of someone who used payusatax for two payment in the prior quarter and we'll see if it takes my payments. Hopefully if others are successful in early October they can also say whether or not they had made two estimated payments using payusatax in Q3.
There was a discussion of this on one of the blogs that I like to follow. Some speculate that it may have to do with whether you already have made two payments with payusatax for the prior quarter. I make multiple payments every quarter so I cannot be a good source of data on this. But essentially the thinking goes like this:
October 2 someone goes to make a $1500 1040ES payment. If the person did not make two payments for the previous tax quarter using payusatax, then for a certain period of time after September 15 payusatax will recognize it as a late Q3 payment and accept the payment. However, if the person did make two payment using payusatax in the prior tax quarter then the system tells you that you're too early for Q4, so you may have to wait until December 1 or 15.
Unfortunately, there seem to be conflicting data and part of the problem is that those reporting don't really understand the issue well enough to reliably report. I'm going to try on October 2. So I will be able to be an example of someone who used payusatax for two payment in the prior quarter and we'll see if it takes my payments. Hopefully if others are successful in early October they can also say whether or not they had made two estimated payments using payusatax in Q3.
Oct 3, 2021, 11:04 am
#30
Join Date: Apr 2002
Location: Atlanta Metro
Programs: DL , AC, BA, Hhonors Diamond, IH Platinum, Bonvoy Gold, Hyatt Discoverist
Posts: 2,358
Other people probably knew this already, but I didn't--
You can use Paypal on Doordash and Grubhub. I use them a lot, so that should really help in getting me to the quarterly $1500 limit.
You can use Paypal on Doordash and Grubhub. I use them a lot, so that should really help in getting me to the quarterly $1500 limit.