Applying for Chase PERSONAL Cards (2020 - 2022)
Apr 28, 2020, 7:25 pm
#136
Join Date: Jul 2010
Location: 718
Programs: Hyatt Globalist, Hilton Diamond, Marriott Platinum, IHG Diamond
Posts: 967
Does chase allow PC from like UR to a cobrand?
Apr 28, 2020, 8:37 pm
#137
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,084
Apr 28, 2020, 9:24 pm
#138
Join Date: Jul 2010
Location: 718
Programs: Hyatt Globalist, Hilton Diamond, Marriott Platinum, IHG Diamond
Posts: 967
Apr 29, 2020, 8:38 am
#140
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
Apr 29, 2020, 6:51 pm
#141
Join Date: May 2000
Location: HH Gold, Marriott Gold, PC Plat, Emirates Silver
Posts: 2,679
I opened the CSP in April after getting below 5/24. Since it was April, it does not automatically get the extension for the Min spending. Are they giving extensions for April openings if I call or SM?
Apr 30, 2020, 7:25 am
#142
Join Date: Sep 2011
Posts: 1,857
AFAIK, Chase is extending for those who were blindsided by the world suddenly shutting down. Anyone who applied in April did so with their eyes wide open. I haven't heard any extensions for those like you.
Apr 30, 2020, 9:39 am
#143
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,084
It wouldn't hurt to try. Send a SM and let us know what they say. You might have to wait 5-7 days for a reply.
May 8, 2020, 6:50 pm
#144
Join Date: Jun 2009
Posts: 2,135
is the marriott bonvoy card providing 75k bonus still excluded from the 5/24 rule? Thanks
May 11, 2020, 9:57 pm
#146
Join Date: Jan 2014
Posts: 66
I have a CF and was emailed an offer from Chase to generate referrals for CFU; can I refer myself? I’ve searched and not found any recent data points. Thanks!
May 19, 2020, 9:16 am
#148
Join Date: Apr 2018
Posts: 50
How to proceed with Chase reconsideration?
I recently applied for two Chase personal credit cards. Each application was placed within ten minutes of each other. I have one business credit card with Chase. Only one hard pull at Experian.
Trying to apply was difficult. Using Firefox the applications would stall and never go through. Switched to the MS Edge browser and was able to submit the applications for both credit cards successfully. However, both application were submitted as "Apply as a guest" as opposed to "Sign in to apply faster" since I could never get the application to submit when I applied after logging inend. The same email address was used on the two new credit card applications that was used in my pre-existing Chase credit card account.
Twenty four hours later, I received an email saying:"""We posted a new notice or letter to your "Statements & Documents" on Chase.com.
We didn't approve your request"""
I logged in and read denial letter. The denial letter was for only one of the two new credit cards I applied for. The reason for denial was: "Too many requests for credit or opened accounts with us"
I have yet to receive a denial letter for the second credit card that was applied for. Now this is were it get odd.
Three days letter Chase emails me a Welcome package approval email saying "Welcome to your new card" This email contains a link to "Set up preferences" for this card. It is for the same credit card that they denied me three days earlier with the denial letter that appears in my Chase account under "Statements & Documents". Bye the why, when the link is clicked from the "Welcome to your new card" email it says : "It looks like you don't have an eligible account right now." after I sign in.
I have yet to receive an denial letter for the second credit card application and don't know what its status is.
How would you approach a reconsideration? Does Chase regularly deny you for a credit card then send your false hope in a Welcome email?
Trying to apply was difficult. Using Firefox the applications would stall and never go through. Switched to the MS Edge browser and was able to submit the applications for both credit cards successfully. However, both application were submitted as "Apply as a guest" as opposed to "Sign in to apply faster" since I could never get the application to submit when I applied after logging inend. The same email address was used on the two new credit card applications that was used in my pre-existing Chase credit card account.
Twenty four hours later, I received an email saying:"""We posted a new notice or letter to your "Statements & Documents" on Chase.com.
We didn't approve your request"""
I logged in and read denial letter. The denial letter was for only one of the two new credit cards I applied for. The reason for denial was: "Too many requests for credit or opened accounts with us"
I have yet to receive a denial letter for the second credit card that was applied for. Now this is were it get odd.
Three days letter Chase emails me a Welcome package approval email saying "Welcome to your new card" This email contains a link to "Set up preferences" for this card. It is for the same credit card that they denied me three days earlier with the denial letter that appears in my Chase account under "Statements & Documents". Bye the why, when the link is clicked from the "Welcome to your new card" email it says : "It looks like you don't have an eligible account right now." after I sign in.
I have yet to receive an denial letter for the second credit card application and don't know what its status is.
How would you approach a reconsideration? Does Chase regularly deny you for a credit card then send your false hope in a Welcome email?
May 19, 2020, 3:36 pm
#149
Join Date: Aug 2004
Location: YYZ
Programs: AA LT Plat, AC 25K, Marriott Plat, Hilton Diamond
Posts: 1,137
I applied for the Chase United Club Infinite yesterday. Today, I got a denial notice online because "You have too many active accounts or too much available credit".
I called reconsideration, and was told I have too much credit with Chase. However, he was not able to just reduce the limits beyond a certain point on my existing cards to put together the minimum $15K limit for the United Club Infinite.
Specifically, I have the following cards:
Chase Freedom $5K limit, apparently minimum $5K limit
Chase Marriott Boundless $5K limit, apparently minimum $5K limit
Chase IHG Select $7.5K limit, apparently minimum $5K limit
Chase IHG Premier $20.9K limit, apparently minimum $20K limit
I was told the only option is to close the IHG Premier to push the United Club Infinite application through. I asked the agent to hold off, and I'd call back.
Is the agent right? Is that my only option? I'm happy to close the Freedom, but really would like to keep the other 3 cards if possible. I'm surprised the Chase IHG Premier can't be reduced to $5K for example, as that would free up the $15K for the United Club Infinite.
EDIT: I just called regular CS and moved around my credit limits, so my Freedom now has a $27.5K limit. I'll try and call reconsideration tomorrow and see if they'll now let me close just the Freedom to approve the United Club Infinite.
I called reconsideration, and was told I have too much credit with Chase. However, he was not able to just reduce the limits beyond a certain point on my existing cards to put together the minimum $15K limit for the United Club Infinite.
Specifically, I have the following cards:
Chase Freedom $5K limit, apparently minimum $5K limit
Chase Marriott Boundless $5K limit, apparently minimum $5K limit
Chase IHG Select $7.5K limit, apparently minimum $5K limit
Chase IHG Premier $20.9K limit, apparently minimum $20K limit
I was told the only option is to close the IHG Premier to push the United Club Infinite application through. I asked the agent to hold off, and I'd call back.
Is the agent right? Is that my only option? I'm happy to close the Freedom, but really would like to keep the other 3 cards if possible. I'm surprised the Chase IHG Premier can't be reduced to $5K for example, as that would free up the $15K for the United Club Infinite.
EDIT: I just called regular CS and moved around my credit limits, so my Freedom now has a $27.5K limit. I'll try and call reconsideration tomorrow and see if they'll now let me close just the Freedom to approve the United Club Infinite.
Last edited by nabeelj; May 19, 2020 at 3:50 pm
May 19, 2020, 3:55 pm
#150
Join Date: May 2019
Programs: AA EXP, UA 1K, Hilton Diamond, Bonvoy Lifetime Titanium Elite, Hyatt Lifetime Globalist
Posts: 454
I applied for the Chase United Club Infinite yesterday. Today, I got a denial notice online because "You have too many active accounts or too much available credit".
I called reconsideration, and was told I have too much credit with Chase. However, he was not able to just reduce the limits beyond a certain point on my existing cards to put together the minimum $15K limit for the United Club Infinite.
Specifically, I have the following cards:
Chase Freedom $5K limit, apparently minimum $5K limit
I was told the only option is to close the IHG Premier to push the United Club Infinite application through. I asked the agent to hold off, and I'd call back.
Is the agent right? Is that my only option? I'm happy to close the Freedom, but really would like to keep the other 3 cards if possible. I'm surprised the Chase IHG Premier can't be reduced to $5K for example, as that would free up the $15K for the United Club Infinite.
EDIT: I just called regular CS and moved around my credit limits, so my Freedom now has a $27.5K limit. I'll try and call reconsideration tomorrow and see if they'll now let me close just the Freedom to approve the United Club Infinite.
I called reconsideration, and was told I have too much credit with Chase. However, he was not able to just reduce the limits beyond a certain point on my existing cards to put together the minimum $15K limit for the United Club Infinite.
Specifically, I have the following cards:
Chase Freedom $5K limit, apparently minimum $5K limit
I was told the only option is to close the IHG Premier to push the United Club Infinite application through. I asked the agent to hold off, and I'd call back.
Is the agent right? Is that my only option? I'm happy to close the Freedom, but really would like to keep the other 3 cards if possible. I'm surprised the Chase IHG Premier can't be reduced to $5K for example, as that would free up the $15K for the United Club Infinite.
EDIT: I just called regular CS and moved around my credit limits, so my Freedom now has a $27.5K limit. I'll try and call reconsideration tomorrow and see if they'll now let me close just the Freedom to approve the United Club Infinite.