Mar 31, 2016, 12:02 pm
Last edit by: mia
5x for first year at Grocery Stores. Capped at 12K in spend:
Key points:
- $200 (20K UR) sign up bonus
- Does not seem to be possible to generate referrals for this offer
It earns Ultimate Rewards points which may be redeemed for cash.
Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, all versions of Ink, JPM Select, JPM Palladium all earn Ultimate Rewards points. Ultimate Rewards points earned with any of these cards may be redeemed for cash at the rate 1 point = $0.01.
Chase markets Freedom, Unlimited, and Ink Cash as cash rewards, the others as points cards. The difference is in the marketing, not the rewards.
Travel and purchase protection benefits
Visa Signature
Visa Platinum
For general info, see Applying for Chase Credit Cards, 2017 onward.
Chase Freedom Unlimited.
Mar 3, 2016, 1:42 pm
#76
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,767
Hyatt.
Too many variables to choose an airline partner for another person, but (in general) it turns on whether you value the comforts and amenities of business or first class air travel. $0.0133 is a really low threshold, it could probably be achieved with any UR partner (except perhaps Southwest, I don't know the details of their program.)
Too many variables to choose an airline partner for another person, but (in general) it turns on whether you value the comforts and amenities of business or first class air travel. $0.0133 is a really low threshold, it could probably be achieved with any UR partner (except perhaps Southwest, I don't know the details of their program.)
I believe we are the very rare bleed on FT that has never flown Southwest and most likely not in any foreseeable future. I have no clue on how Southwest program works despite I do know the value of the companion pass. 100% of our travels are international therefore there is no place for a WN flight. Hyatt seems the best home for the UR pts, followed by UA and SQ. After AA finally devalues its program, SQ starts to look more attractive, especially if they finally resume the US-SIN flight.
Mar 3, 2016, 3:06 pm
#77
Join Date: Apr 2002
Posts: 587
I'm wondering if I should replace my current CSP + Ink Cash combo with the FU + Ink Plus combo. I don't really use CSP anymore since Prestige took over my travel purchases and AMEX is used for the Premium Rental Insurance. FU can be used to "top off" my Hyatt account which is mainly why I accumulate UR.
Mar 3, 2016, 7:55 pm
#78
Join Date: Jan 2015
Posts: 78
I'm wondering if I should replace my current CSP + Ink Cash combo with the FU + Ink Plus combo. I don't really use CSP anymore since Prestige took over my travel purchases and AMEX is used for the Premium Rental Insurance. FU can be used to "top off" my Hyatt account which is mainly why I accumulate UR.
Mar 4, 2016, 7:27 am
#79
Join Date: Nov 2008
Location: ATL
Programs: Delta Platinum, Hilton Gold, Marriott Platinum, Hertz Gold, Avis Preferred
Posts: 70
CSP has 2% on restaurants, so does Ink Cash. But Ink Plus does not. If you value UR points more than face value, CSP is better option than Ink Plus (unless you already max out Ink Cash 25k 5%/2% limit, Ink Plus doesn't give you much extra). CSP's primary rental car collision insurance is nice as well.
Mar 4, 2016, 4:53 pm
#81
Join Date: Dec 2015
Posts: 530
get CSP and product change later? You get bigger bonus with CSP.
Mar 7, 2016, 6:33 am
#84
Join Date: Apr 2005
Location: ATL
Posts: 802
If it's confirmed that this offers 1.5 ur points on all spend I would probably switch about $400,000 of non-bonus spending to this card (lab and medical supplies)- heck 1.5x ur points almost makes the math work to pay taxes at 1.87% service fee (and for some people it would be a good value to 'buy' ur points at~1.25 cents per ur point)
I have been "buying" spg points at less than half price for years paying the tax with SPG Amex.
Mar 7, 2016, 2:40 pm
#87
Join Date: Dec 2014
Posts: 169
So can someone please check to see if my logic is sound? I currently have the Slate card, only Chase card that I have that is not co-branded. Am I correct in assuming that I will be able to PC the Slate to this new FU when the time comes? If so, is my best play here to apply for the CSP and get the 50,000 bonus and then PC my Slate to FU so that I can earn the 1.5% and transfer to UR by way of CSP? I do not have a business and no I do not feel like suddenly selling shoelaces to start one and get the Ink. Thanks in advance!
Mar 7, 2016, 11:37 pm
#88
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
You need to call and ask if your Slate has the FU has a PC option.
I have 2 Freedoms, PC options are, one has CSP, Slate, Slate Exclusive.
The other has CSP and Freedom Unlimited.
Mar 8, 2016, 10:00 am
#89
Join Date: Jan 2015
Posts: 78
Mar 8, 2016, 11:57 am
#90
Join Date: May 2013
Posts: 54
No Freedom Unlimited for me
Interesting...based on the previous comment I called Chase in search of a PC to Freedom Unlimited. Not one of my Chase personal cards was eligible for PC to Freedom Unlimited. These cards include CSP, Freedom, United Club & United MileagePlus Explorer. The CSR said I could apply for a Freedom Unlimited card on the Chase website, but I don't see that option. Anyway, the new 5/24 rule would surely prove to be an obstacle to approval for me.