Last edit by: mia
5x for first year at Grocery Stores. Capped at 12K in spend:
Key points:
- $200 (20K UR) sign up bonus
- Does not seem to be possible to generate referrals for this offer
It earns Ultimate Rewards points which may be redeemed for cash.
Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, all versions of Ink, JPM Select, JPM Palladium all earn Ultimate Rewards points. Ultimate Rewards points earned with any of these cards may be redeemed for cash at the rate 1 point = $0.01.
Chase markets Freedom, Unlimited, and Ink Cash as cash rewards, the others as points cards. The difference is in the marketing, not the rewards.
Travel and purchase protection benefits
Visa Signature
Visa Platinum
For general info, see Applying for Chase Credit Cards, 2017 onward.
Chase Freedom Unlimited.
#31
Join Date: Nov 2008
Location: ATL
Programs: Delta Platinum, Hilton Gold, Marriott Platinum, Hertz Gold, Avis Preferred
Posts: 70
For me, if FU will earn UR, I'll definitely get it the first day it come out. Freedom + FU + CSP + Ink Cash seems to be a killer combo.
This could be the first good evolution of Freedom franchise since they discontinued the Freedom Plus (Chase Exclusive benefit used to be ok, but that's gone too)
Last edited by Colonel Heero; Mar 1, 2016 at 7:18 am
#32
Suspended
Join Date: Aug 2005
Location: BOS
Posts: 15,027
It seems it will be a plain vanila 1.5% cash back card. No nothing Ultimate Rewards.
http://www.reuters.com/article/jpmor...-idUSL2N169026
#33
Join Date: Nov 2008
Location: ATL
Programs: Delta Platinum, Hilton Gold, Marriott Platinum, Hertz Gold, Avis Preferred
Posts: 70
Where do you get it will be a 1.5 UR card??
It seems it will be a plain vanila 1.5% cash back card. No nothing Ultimate Rewards.
http://www.reuters.com/article/jpmor...-idUSL2N169026
It seems it will be a plain vanila 1.5% cash back card. No nothing Ultimate Rewards.
http://www.reuters.com/article/jpmor...-idUSL2N169026
#34
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
The current Freedom cards are marketed as "cash" rewards, but they are actually UR points with a fixed $0.01 each redemption option, unless you transfer them to a CSP, Ink or other UR card. The assumption is that the new card will be structured the same.
#35
Join Date: Jan 2016
Posts: 53
As posted on The Points Guy from Chase this morning:
" Chase Freedom Unlimited customers will earn points through the Ultimate Rewards program in the same way our Freedom customers do today"
Read more: http://thepointsguy.com/2016/03/chas...#ixzz41fKl2SKN
" Chase Freedom Unlimited customers will earn points through the Ultimate Rewards program in the same way our Freedom customers do today"
Read more: http://thepointsguy.com/2016/03/chas...#ixzz41fKl2SKN
#37
Join Date: Apr 2010
Posts: 317
So I'm well past 5/24 -- would it be worthwhile to switch the Freedom to Freedom Unlimited if/when available? I have the CSP and 1.5 UR on all purchases is a great deal and beats the CSP for all non-bonused spend. Obviously having both the Freedom for 5x and Unlimited would be ideal but I don't see how it's possible.
#38
Join Date: Nov 2008
Location: ATL
Programs: Delta Platinum, Hilton Gold, Marriott Platinum, Hertz Gold, Avis Preferred
Posts: 70
As posted on The Points Guy from Chase this morning:
" Chase Freedom Unlimited customers will earn points through the Ultimate Rewards program in the same way our Freedom customers do today"
Read more: http://thepointsguy.com/2016/03/chas...#ixzz41fKl2SKN
" Chase Freedom Unlimited customers will earn points through the Ultimate Rewards program in the same way our Freedom customers do today"
Read more: http://thepointsguy.com/2016/03/chas...#ixzz41fKl2SKN
So I'm well past 5/24 -- would it be worthwhile to switch the Freedom to Freedom Unlimited if/when available? I have the CSP and 1.5 UR on all purchases is a great deal and beats the CSP for all non-bonused spend. Obviously having both the Freedom for 5x and Unlimited would be ideal but I don't see how it's possible.
Last edited by Colonel Heero; Mar 1, 2016 at 9:09 am
#39
Suspended
Join Date: Aug 2005
Location: BOS
Posts: 15,027
As posted on The Points Guy from Chase this morning:
" Chase Freedom Unlimited customers will earn points through the Ultimate Rewards program in the same way our Freedom customers do today"
Read more: http://thepointsguy.com/2016/03/chas...#ixzz41fKl2SKN
" Chase Freedom Unlimited customers will earn points through the Ultimate Rewards program in the same way our Freedom customers do today"
Read more: http://thepointsguy.com/2016/03/chas...#ixzz41fKl2SKN
What I don't understand though is why Chase makes this so... complicated. They could have easily made the current Freedom card 1.5% on everything + 5% rotating categories. Why create a completely new credit card?
Last edited by Dieuwer; Mar 1, 2016 at 9:25 am
#41
Join Date: Oct 2014
Programs: DL Diamond, SPG/Marriott Plat, HH Diamond
Posts: 132
This is awesome for a lot of people now that it's confirmed the card will earn UR. We can switch from current Freedom without wasting an app for 5/24 purposes and get 1.5 on all MS activities. If you have an Ink, much of the 5x categories can be replicated via GCs at office stores.
#42
Join Date: Mar 2007
Location: Midwest U.S.A
Programs: Too many to list. Since the early 90's.
Posts: 1,407
Help me understand why I should value this card beyond what I have or in complement to. Also, wish the sign up bonus was a little more enticing.
I already have Ink and Sapphire for UR.
I have Arrival for 2% on any spend. Why would I put spend on a 1.5% when I can put it on a 2%? Show me why I might want 1.5% in UR instead of 2% Arrival. I currently do the most of my non-cat spend on the Arrival and then use those points for various travel needs especially for lodging not affiliated with a program (for instance villa rentals). I'm open minded so appreciate ideas on making the 1.5 card more valuable via points transfers. I mainly use AA for award flights and for hotel programs: Marriott, IHG, SPG and Hilton. Most of the time I find myself just cashing out UR even though that's just 1:1. Inspire me.
I already have Ink and Sapphire for UR.
I have Arrival for 2% on any spend. Why would I put spend on a 1.5% when I can put it on a 2%? Show me why I might want 1.5% in UR instead of 2% Arrival. I currently do the most of my non-cat spend on the Arrival and then use those points for various travel needs especially for lodging not affiliated with a program (for instance villa rentals). I'm open minded so appreciate ideas on making the 1.5 card more valuable via points transfers. I mainly use AA for award flights and for hotel programs: Marriott, IHG, SPG and Hilton. Most of the time I find myself just cashing out UR even though that's just 1:1. Inspire me.
#43
Join Date: Feb 2016
Posts: 292
Help me understand why I should value this card beyond what I have or in complement to. Also, wish the sign up bonus was a little more enticing.
I already have Ink and Sapphire for UR.
I have Arrival for 2% on any spend. Why would I put spend on a 1.5% when I can put it on a 2%? Show me why I might want 1.5% in UR instead of 2% Arrival. I currently do the most of my non-cat spend on the Arrival and then use those points for various travel needs especially for lodging not affiliated with a program (for instance villa rentals). I'm open minded so appreciate ideas on making the 1.5 card more valuable via points transfers. I mainly use AA for award flights and for hotel programs: Marriott, IHG, SPG and Hilton. Most of the time I find myself just cashing out UR even though that's just 1:1. Inspire me.
I already have Ink and Sapphire for UR.
I have Arrival for 2% on any spend. Why would I put spend on a 1.5% when I can put it on a 2%? Show me why I might want 1.5% in UR instead of 2% Arrival. I currently do the most of my non-cat spend on the Arrival and then use those points for various travel needs especially for lodging not affiliated with a program (for instance villa rentals). I'm open minded so appreciate ideas on making the 1.5 card more valuable via points transfers. I mainly use AA for award flights and for hotel programs: Marriott, IHG, SPG and Hilton. Most of the time I find myself just cashing out UR even though that's just 1:1. Inspire me.
But for cash, there are better options than Freedom Unlimited.
#44
Join Date: Oct 2014
Programs: DL Diamond, SPG/Marriott Plat, HH Diamond
Posts: 132
Help me understand why I should value this card beyond what I have or in complement to. Also, wish the sign up bonus was a little more enticing.
I already have Ink and Sapphire for UR.
I have Arrival for 2% on any spend. Why would I put spend on a 1.5% when I can put it on a 2%? Show me why I might want 1.5% in UR instead of 2% Arrival. I currently do the most of my non-cat spend on the Arrival and then use those points for various travel needs especially for lodging not affiliated with a program (for instance villa rentals). I'm open minded so appreciate ideas on making the 1.5 card more valuable via points transfers. I mainly use AA for award flights and for hotel programs: Marriott, IHG, SPG and Hilton. Most of the time I find myself just cashing out UR even though that's just 1:1. Inspire me.
I already have Ink and Sapphire for UR.
I have Arrival for 2% on any spend. Why would I put spend on a 1.5% when I can put it on a 2%? Show me why I might want 1.5% in UR instead of 2% Arrival. I currently do the most of my non-cat spend on the Arrival and then use those points for various travel needs especially for lodging not affiliated with a program (for instance villa rentals). I'm open minded so appreciate ideas on making the 1.5 card more valuable via points transfers. I mainly use AA for award flights and for hotel programs: Marriott, IHG, SPG and Hilton. Most of the time I find myself just cashing out UR even though that's just 1:1. Inspire me.
#45
Join Date: Oct 2014
Programs: All of them
Posts: 1,664
Yes, if you are just going to cash out the UR points, then I wouldn't bother with the new Freedom Unlimited. You're correct, 2% beats 1.5%, although Arrival does have the annual fee to take into consideration.
But for cash, there are better options than Freedom Unlimited.
But for cash, there are better options than Freedom Unlimited.
Some of us do a lot of shopping at the malls LOL, and with the new earning rate, the cost per point comes out to 0.56 cents, which is lower or equal to any INK 5x method involving office store GCs. Plus a hell of a lot easier to liquidate.