5x for first year at Grocery Stores. Capped at 12K in spend:

Key points:

• $200 (20K UR) sign up bonus
• Does not seem to be possible to generate referrals for this offer

Does this card earn Ultimate Rewards points or cash back rewards?

It earns Ultimate Rewards points which may be redeemed for cash.

Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, all versions of Ink, JPM Select, JPM Palladium all earn Ultimate Rewards points. Ultimate Rewards points earned with any of these cards may be redeemed for cash at the rate 1 point = $0.01.

Chase markets Freedom, Unlimited, and Ink Cash as cash rewards, the others as points cards. The difference is in the marketing, not the rewards.


Travel and purchase protection benefits
Visa Signature
Visa Platinum

For general info, see Applying for Chase Credit Cards, 2017 onward.