Mar 31, 2016, 12:02 pm
Last edit by: mia
5x for first year at Grocery Stores. Capped at 12K in spend:
Key points:
- $200 (20K UR) sign up bonus
- Does not seem to be possible to generate referrals for this offer
It earns Ultimate Rewards points which may be redeemed for cash.
Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, all versions of Ink, JPM Select, JPM Palladium all earn Ultimate Rewards points. Ultimate Rewards points earned with any of these cards may be redeemed for cash at the rate 1 point = $0.01.
Chase markets Freedom, Unlimited, and Ink Cash as cash rewards, the others as points cards. The difference is in the marketing, not the rewards.
Travel and purchase protection benefits
Visa Signature
Visa Platinum
For general info, see Applying for Chase Credit Cards, 2017 onward.
Chase Freedom Unlimited.
Mar 18, 2016, 7:16 pm
#136
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
Mar 18, 2016, 7:51 pm
#137
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,255
So here's my dilemma. I have Ink+, CSP, and Freedom. In theory I'd love to max out my Ink+ but I know that's getting harder and harder to achieve--so that's a downgrade to Ink Cash.
Freedom well...the only category I ever come close to maxing out is groceries because that's the one category I find I can still MS. I have not been able to find a gas station to sell me $500 VGC. I use my Sallie Mae card on Amazon--or Discover starting Q3/Q4 while I still have double cash back. I think after I max my Q2 Freedom bonus in April I'll PC my Freedom to FU.
Freedom well...the only category I ever come close to maxing out is groceries because that's the one category I find I can still MS. I have not been able to find a gas station to sell me $500 VGC. I use my Sallie Mae card on Amazon--or Discover starting Q3/Q4 while I still have double cash back. I think after I max my Q2 Freedom bonus in April I'll PC my Freedom to FU.
Last edited by jags86; Mar 18, 2016 at 7:54 pm Reason: Additional thoughts
Mar 18, 2016, 7:59 pm
#138
Join Date: Apr 2014
Posts: 409
For my kind of spending, I am super excited for the Freedom Unlimited, to supplement my CSP. Applied on phone, got the 7-10 message, called recon next day and transferred credit from another card to seal the deal. I expect to see a nice bump in my UR balances from using both the Freedom Unlimited (I just can't get myself shorten to FU) and my CSP.
Mar 19, 2016, 7:57 am
#139
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
In my case I'll probably get both. I use my Freedom a lot and the Freedom U is worth the sign up bonus and as a 2nd card where I don't get 5X's. So I think there is room for both.
No I don't max out the 5X's but I usually get close. I bought gas cards that hopefully I will use for the next 6 months. Restaurants & Amazon I do max out on but I can use the Freedom U for any overage and other items.
No I don't max out the 5X's but I usually get close. I bought gas cards that hopefully I will use for the next 6 months. Restaurants & Amazon I do max out on but I can use the Freedom U for any overage and other items.
Mar 19, 2016, 12:10 pm
#141
Join Date: Dec 2015
Posts: 530
if you're under 5/24 then def apply, this is a no brainier. While you're at it, get FU approved then drop another app to chase on the same day for a combined pull.
Mar 19, 2016, 1:31 pm
#142
Join Date: Jun 2013
Posts: 172
Don't have any other chase card to apply for .. I just closed an ink plus last week .. Will get it again but later on
Mar 19, 2016, 1:41 pm
#143
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
I agree with you. 15,000 UR's for $500 spend is a no brainier. I have 3/24 so maybe I'll try for the CSP too instead off transferring points to my wife's.
Mar 19, 2016, 4:36 pm
#145
Join Date: Jan 2016
Posts: 21
At least they gave my credit profile "thoughtful consideration" or something like that. I've never seen verbage like that in a denial letter before
Mar 19, 2016, 6:09 pm
#146
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
I think right now you can only apply at a Chase Bank. 4/1 is when it's suppose to go online. Some people who have changed cards did it by SM.
I stand corrected look at post 147 for telephone #. Thanks
I stand corrected look at post 147 for telephone #. Thanks
Last edited by jjmiller69; Mar 19, 2016 at 7:36 pm Reason: updated
Mar 19, 2016, 7:18 pm
#147
Join Date: Apr 2014
Posts: 409
Negative, unless they've just changed things. I called Thursday on the phone to apply. Call Chase’s Application Processing Center at (877) 389-6924
Mar 20, 2016, 3:26 pm
#148
Join Date: Jun 2013
Posts: 172
ugh called and I'm over the 5/24 rule . i honestly didn't think i was.
I guess my option is pc my freedom to FU .. just don't know if it is worth it .. only category i max is amazon .. besides that i don't even come close. It would just suck to lose the categories even if i don't max them currently.
I guess my option is pc my freedom to FU .. just don't know if it is worth it .. only category i max is amazon .. besides that i don't even come close. It would just suck to lose the categories even if i don't max them currently.