Mar 31, 2016, 12:02 pm

FlyerTalk Forums Expert How-Tos and Guides

Last edit by: mia

5x for first year at Grocery Stores. Capped at 12K in spend:

Key points:

$200 (20K UR) sign up bonus
Does not seem to be possible to generate referrals for this offer

Does this card earn Ultimate Rewards points or cash back rewards?

It earns Ultimate Rewards points which may be redeemed for cash.

Freedom, Freedom Unlimited, Sapphire, Sapphire Preferred, all versions of Ink, JPM Select, JPM Palladium all earn Ultimate Rewards points. Ultimate Rewards points earned with any of these cards may be redeemed for cash at the rate 1 point = $0.01.

Chase markets Freedom, Unlimited, and Ink Cash as cash rewards, the others as points cards. The difference is in the marketing, not the rewards.

Travel and purchase protection benefits
Visa Signature
Visa Platinum

For general info, see Applying for Chase Credit Cards, 2017 onward.

Chase Freedom Unlimited.

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Mar 30, 2016, 6:26 am

#196

bigshooter

Join Date: Feb 2012

Location: The place where it gets so hot in the summer some planes can't take off.

Programs: Marriott LT Titanium, WoH Globalist, National EE, United Platinum

Posts: 1,446

Quote:

Originally Posted by Single_Flyer

Another data point:

Walked in to a Chase branch today. Applied with the banker, immediately approved. I have a Business Ink Plus and a Hyatt Visa; both opened in the last year. Have opened a good number of other non-Chase cards in the past year.

What's a good amount?

Mar 30, 2016, 6:30 am

#197

bigshooter

Join Date: Feb 2012

Location: The place where it gets so hot in the summer some planes can't take off.

Programs: Marriott LT Titanium, WoH Globalist, National EE, United Platinum

Posts: 1,446

Quote:

Originally Posted by josephstern

Are people seriously willing to wait out new card bonuses for a year or so just for this card? That seems nuts to me. Cards come and go and good signup bonuses and spend bonuses come and go.

Several people have posted in here about waiting to hit 5/24 just for this card. I agree that it's a good card for domestic, non-bonus-category, general spend when you don't have a threshold to meet elsewhere, but that's a fairly limited amount of charges, in my book. While I'd like to get one, I'm most definitely NOT going to stay on the sidelines just in the hopes that one day I can get this.

My only plan for this card, really, is to swap out the Arrival+ that I have my wife and kids use. And even at that, for any big charge, they'll check with me first to see if I need it on some other card.

I value chase cards so I need to lay off if I want to open any new Chase account, not just this card. Have run through about 12 citi AA cards (and 1 Barclays) so prob need to slow down there. That just leaves Amex which I don't value that high... Not a lot of low hanging fruit left....

Mar 30, 2016, 8:34 am

#198

jjmiller69

Join Date: Nov 2010

Location: Traveling some where hopefully

Programs: AS, AA Gold, and Hilton

Posts: 1,954

Quote:

Originally Posted by bigshooter

That's what I'm doing also. If you want good bonuses that you can use you wait!

Mar 30, 2016, 9:58 pm

#199

Single_Flyer

Join Date: Oct 2014

Location: SEA

Posts: 2,021

Quote:

Originally Posted by bigshooter

What's a good amount?

10+

Mar 31, 2016, 6:14 am

#200

steve4

Join Date: Apr 2002

Posts: 587

Quote:

Originally Posted by Single_Flyer

10+

Interesting. It seems that the 5/24 rule is not strictly enforced when applying in branch as opposed to online or the banker maybe overriding it.

Mar 31, 2016, 11:33 am

#201

Kayakj

Join Date: Mar 2016

Posts: 34

It looks like the link to apply for this card has gone live. ( It just isn't linked directly through their front page and I found this through credit karma)

https://creditcards.chase.com/a1/freedom-unlimited

Last edited by Kayakj; Mar 31, 2016 at 12:11 pm Reason: Remove referral code

Mar 31, 2016, 11:52 am

#202

mia

Moderator

Join Date: Jun 2003

Location: Miami, Mpls & London

Programs: AA & Marriott Perpetual Platinum; DL & HH Gold

Posts: 48,958

Moderator action

Quote:

Originally Posted by Kayakj

It looks like the link to apply for this card has gone live.

Thank you. Application link works, but it appears to include referral coding which I have removed..

Mar 31, 2016, 1:02 pm

#203

slice

Join Date: Apr 2011

Posts: 464

Can this card be expedited? Need to put through a charge by end of next week and if I can get the card in time, I'll apply now.

Any difference in method of application (branch, online, etc.)? Thanks.

Mar 31, 2016, 1:35 pm

#204

G2244

Join Date: Aug 2008

Location: SAF

Programs: HH Gold, IHG Gold

Posts: 675

So where exactly in the terms does it detail being able to convert cash back to UR points (assuming you have a CSP, etc.)? Not standing out for me...

Mar 31, 2016, 2:09 pm

#205

ryanmcv

Join Date: Oct 2013

Location: PHX, ORD, MDW

Programs: WN A-List, Hilton Gold, Marriott Gold, National Executive Elite

Posts: 292

Quote:

Originally Posted by G2244

So where exactly in the terms does it detail being able to convert cash back to UR points (assuming you have a CSP, etc.)? Not standing out for me...

I would assume it works just like the regular Freedom. You log into your Chase account, go to Ultimate Rewards, and then choose "Combine Points" from the dropdown menu under your point balance.

Do the terms and product pages for the regular Freedom explicitly state that you can convert to UR?

Edit: Actually, the offer terms regarding "Cash Back and Points" for the Freedom and Freedom Unlimited are nearly identical. The only difference I see is that the Freedom Unlimited allows you to redeem any amount of points at any time, while the Freedom only allows redemptions starting at 2,000 points. So there's really no reason to believe that the Freedom Unlimited points won't transfer into CSP, etc.

Last edited by ryanmcv; Mar 31, 2016 at 2:18 pm

Mar 31, 2016, 3:27 pm

#206

IlliniDude

Join Date: Dec 2006

Posts: 286

Quote:

Originally Posted by ryanmcv

I applied in a branch a few weeks ago and for some reason my first statement already hit on 3/27. I was able to transfer the FU points to CSP.

Mar 31, 2016, 3:29 pm

#207

ryanmcv

Join Date: Oct 2013

Location: PHX, ORD, MDW

Programs: WN A-List, Hilton Gold, Marriott Gold, National Executive Elite

Posts: 292

Quote:

Originally Posted by IlliniDude

I applied in a branch a few weeks ago and for some reason my first statement already hit on 3/27. I was able to transfer the FU points to CSP.

Great! Thanks for confirming.

Mar 31, 2016, 3:38 pm

#208

theplayer

Join Date: Jan 2013

Posts: 845

will chase see accounts opened in last 2 weeks from other banks? I assume they will see BA card because it's chase, even though not on credit report yet?...opened 2 weeks ago.
I really want this card, but I'm at 5/24 without counting the BA card...3 being AA's.

Mar 31, 2016, 6:31 pm

#209

nwflyboy

Join Date: Sep 2005

Programs: Northwest, United

Posts: 3,257

Quote:

Originally Posted by theplayer

will chase see accounts opened in last 2 weeks from other banks?

Yes. Why wouldn't they?

Mar 31, 2016, 6:45 pm

#210

theplayer

Join Date: Jan 2013

Posts: 845

Quote:

Originally Posted by nwflyboy

Yes. Why wouldn't they?

I thought they wouldn't show up on credit report until 1st statement cut.