flyer4512

I'll admit I only glanced over the thread but it seemed to me the vast majority who applied since Mid June and didn't get instant approval have been denied and told by Chase reps they had too many cards in the past 2 years

I guess Chase just decided to let one person with 20 plus apps and one person with 17 plus apps in the past 2 years slide by while picking out people with 7 and 8 apps for denial...........makes sense lol

BTW, different last names, different addresses and no relationship with Chase except making the spends, collecting bonuses and then cancelling the card.

reflexpoint

I have 4 chase cards, Sapphire Preferred, Ink Plus, IHG and Slate. I applied last week for the Freedom and got turned down. I just called the reconsideration line and they were firm and borderline impatient. I was willing to swap the Slate(which I no longer use or need) for the Freedom and they wouldn't do this.

Am I now screwed or are there any last options?

I also wanted the BA card and was planning to apply for it later this year since I currently have other cards I'm working on. Now I wonder if I'll be ineligible for that too.

Happy

@Brugge,

I start to find some entertainment value reading those posts.

Is it another form of playing Armchair Quarterback by doting nonsense advices that 1) neither has any semblance of reality of others experiences, 2) nor even put to test by the poster (no new application under the now fairly obvious restrictions imposed by the bank.)?

You have to be amused reading posts after posts after posts of garbage that are being rebutted by virtually all other posters.

Unfortunately, said garbage could be very misleading to those who are inexperienced in this game. In that regard, the poster is extremely selfish to indulge this kind of behavior.

@flyer4512

Good for you to point out this despite it is so obvious, but someone just like Ostrich buries its head in deep sands.

Totally debunk the "advices" nobody asked for and of absolute no value to anyone either. ^

longleaf

If i have held a chase marriott card for 3 years and received the bonus more than 24 months ago, then can i close my marriott card today and reapply in a week and get the bonus again?

Does the close date matter in this circumstance?

teammjs

You should get the points, but the certificates (at least the initial) is iffy. There is a whole thread on that card where you can get better information than this general Chase thread

flyer4512

I know what works for us and I don't believe for a second it was just a coincidence we both got Instant approval.

I was kicking myself as our goal is CP for her in 2016 so I was waiting longer than usual for the 2ns SW card as my CP is good until 12/31/15 and I figured waiting longer between cards was better.

Now ( if the new Chase rules hold true) I have to decide between getting CP for 2017/18 and basically cutting off all other apps or just continue on business as usual and forget CP

fun_rachel

Dear friends,

I recently applied both cards and they got approved smoothly. Now I'm waiting for my cards to come. However, I'd like to refer a friend to apply for the card. I had online banking access already, but why when I went to https://www.chasereferafriend.com/Default.aspx to refer, after I typed in my info, it tells me that

"ENTRY NOT RECOGNIZED
The information you provided does not match any of our current Chase Refer-A-Friend promotions. Please check to make sure you entered your information correctly, and continue to check back to see if your card becomes eligible in the future."

Anyone know how can I complete refer in my situation?

RNE

Please be mindful that Chase is under no obligation to approve your re-application. Indeed, it has good reason to look askance at doing so.

RNE, advising thusly: if you follow this strategy, be prepared to have no Marriott card at all.

swy

Does Chase care about your credit limits with other banks? For example, would reducing the credit limits on my Citi/Barclay/etc credit cards help improve the chance of getting approved (automatic or human)?

mhdena

^
No & No

Brugge

Now I'm confused. I thought your earlier post demonstrated that one can still be instantly approved for co-branded cards, despite recent churning. And that your conclusion was that having low CLs with Chase was more important than how many accts opened (for co-brand cards).

So why the forced choice between forgetting the CP or cutting off other apps? I'd think one would just wait until less than 3 months before the end of the year, and apply for the first SW card. Then wait a couple of months and apply for the other. Finish the spend on both just after the beginning of the new year, and get the CP.

We all now understand those apps aren't automatic any more, but your recent posts were making me hopeful about the prospects.

philemer

I'd wait until the cards are in-hand and activated.

Happy

Your cards may not be eligible.

Referral offers are targeted. We have never had the offers despite we have multiple Chase cards with some are several years old.

RNE

Lowering your credit limits with other banks would increase your credit utilization (unless it's zero, which is not good either) and that could negatively impact your Chase approval via human and (possible) automatic too.

swy

My utilization would still be <5% though. So I am not too worried about that.