Last edit by: beltway
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IHG Rewards MasterCard (2016).
IHG Rewards MasterCard (2016).
IHG Rewards Visa/MC, currently 60K, possibly 80K, pts
#1321
Join Date: Apr 2013
Posts: 65
Heelp! I was denied for this card, and I just got off the phone with the reconsideration line and was told that I had opened too many accounts recently (she included a Barclay's card, which I didn't realize was Chase...?). I opened two Chase accounts in the past 6 months, and one Barclay's. Any new angle I should approach to calling the recon line again, or should I just give up and let this one go? Also, how will this affect future applications with Chase? Thanks!
#1322
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
#1323
Join Date: Jan 2000
Location: fort worth, texas
Posts: 946
Heelp! I was denied for this card, and I just got off the phone with the reconsideration line and was told that I had opened too many accounts recently (she included a Barclay's card, which I didn't realize was Chase...?). I opened two Chase accounts in the past 6 months, and one Barclay's. Any new angle I should approach to calling the recon line again, or should I just give up and let this one go? Also, how will this affect future applications with Chase? Thanks!
Did you offer to shift credit lines when you called recon? Why don't you offer that. Otherwise, I think you should cool it with Chase for 6 months from your last application.
#1324
Join Date: Apr 2013
Posts: 65
Your biggest problem is trying to get 3 Chase cards within 6 months. Chase sometimes doesn't even like 2 in that period, 3 definitely sends up the red flag with them.
#1325
Join Date: Mar 2013
Location: LHR, MSN
Programs: WFBF, Marriott Titanium
Posts: 204
Another data point: Originally denied for the card. Called up the reconsideration line and apparently they pulled a dud report (as in, I know on my last credit reports that all 3 agencies had all my credit accounts listed, but when they originally pulled, only one showed up). A different agency showed my actual history and I was approved and confirmed the 80,000 point bonus.
#1326
Join Date: Dec 2003
Location: Brooklyn, NY, United States
Programs: AA, BA, UA, Spirit, Delta, PC Plat, SPG Gold, HHonors Diamond, Club Carlson Gold, Marriott Gold
Posts: 1,735
Heelp! I was denied for this card, and I just got off the phone with the reconsideration line and was told that I had opened too many accounts recently (she included a Barclay's card, which I didn't realize was Chase...?). I opened two Chase accounts in the past 6 months, and one Barclay's. Any new angle I should approach to calling the recon line again, or should I just give up and let this one go? Also, how will this affect future applications with Chase? Thanks!
#1327
Suspended
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
3 cards in 6 months is too much? Not for me...
Immediate approvals for Hyatt card and IHG within last 6 months. Approved for CSP after recon. Apps spaced about 2 months apart.
Immediate approvals for Hyatt card and IHG within last 6 months. Approved for CSP after recon. Apps spaced about 2 months apart.
#1328
Join Date: Aug 2011
Posts: 118
Got the card probably about 2 years ago. Kept it the first year but cancelled before the second annual fee was due (probably about 4 months ago). had one for me and the wife and our trip to miami and key west was free stays at the z and the la concha crown plazas. very happy with both. just was before the rates went up.
i'm wondering if i could churn and get the bonus again. Know it's been asked before, but does anybody know if you can get the bonus again and how long the wait is?
fyi...i was able to churn the Marriott card. No free night, but did get the 70k points again after cancelling the first Marriott card about 9 months before applying again.
i'm wondering if i could churn and get the bonus again. Know it's been asked before, but does anybody know if you can get the bonus again and how long the wait is?
fyi...i was able to churn the Marriott card. No free night, but did get the 70k points again after cancelling the first Marriott card about 9 months before applying again.
got the points for my card and my wife's so we are both Membership Level:
Platinum with over 100k points each. so you can churn these. not sure on the exact time limit you have to wait.
#1329
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
Very nice. Seems to line up w/my Chase thoughts (cards can be churned every 18-24 months, some instantly).
#1330
Join Date: Apr 2013
Posts: 65
Please see my post in this thread to avoid redundancy. Also, I completely disagree that 2 cards in 6 months is too much with Chase. I've often applied for 2 Chase cards at once and gotten them, but that, of course, depends on many other factors.
Also, sorry for the redundancy! I try my best, but sometimes it's hard to find things even with the search. Will try harder next time heh.
Last edited by LikeVines; Sep 12, 2013 at 5:49 am Reason: Extra note
#1331
Suspended
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
The points are nice (80k is nothing to sneeze at)...but, the value in this card, to me, is the free annual night at any IHG hotel for a measly $49. That alone can be around $600 value (looking at IC Amstel currently).
I'd consider canceling and reapplying for a bonus if I knew how long I'd have to wait between closing and reapplying. As long as it's just speculation, I'm keeping the card open.
I'd consider canceling and reapplying for a bonus if I knew how long I'd have to wait between closing and reapplying. As long as it's just speculation, I'm keeping the card open.
#1332
Join Date: Apr 2013
Posts: 65
Nooo, okay, I guess I'll add my data point that I was officially denied, which is a shame. I'm very sad. But I think I made a few newbie mistakes like waiting too long to call the reconsideration line. Also, probably if I wasn't being a bit greedy, I would have waited to apply for this card. The rep even said something like they've already given me more credit than they should have in my situation. Oops.
Anyways, can anyone comment how a CC denial will affect future applications with Chase and/or other banks? How long should I wait before applying for other Chase cards and/or reapplying for this card? How long should I wait before applying for ANY other CC with other banks? Thanks!
Anyways, can anyone comment how a CC denial will affect future applications with Chase and/or other banks? How long should I wait before applying for other Chase cards and/or reapplying for this card? How long should I wait before applying for ANY other CC with other banks? Thanks!
#1333
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
The points are nice (80k is nothing to sneeze at)...but, the value in this card, to me, is the free annual night at any IHG hotel for a measly $49. That alone can be around $600 value (looking at IC Amstel currently).
I'd consider canceling and reapplying for a bonus if I knew how long I'd have to wait between closing and reapplying. As long as it's just speculation, I'm keeping the card open.
I'd consider canceling and reapplying for a bonus if I knew how long I'd have to wait between closing and reapplying. As long as it's just speculation, I'm keeping the card open.
Just used the cert at IC Amstel in August.
Old Grand Dame hotel, spacious room in very old fashion style. Multiple pieces of small furniture in the room with mini-bar / decorative items filled up all the surfaces essentially leaving NO ROOM for your own stuff... Very annoying.
Check-in process is good but slow. There are only 2 desks for check-in so can only handle 2 groups of guests at any given time.
Gym has a swimming pool where there are some complementary coffee / tea / water as well as fruits / energy mix.
It is a good use of certs if you happen to be visiting Amsterdam and have the cert to use. Need to book early as hotel has only 78 rooms which of course only very small portion is available for award booking.
#1334
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Nooo, okay, I guess I'll add my data point that I was officially denied, which is a shame. I'm very sad. But I think I made a few newbie mistakes like waiting too long to call the reconsideration line. Also, probably if I wasn't being a bit greedy, I would have waited to apply for this card. The rep even said something like they've already given me more credit than they should have in my situation. Oops.
Anyways, can anyone comment how a CC denial will affect future applications with Chase and/or other banks? How long should I wait before applying for other Chase cards and/or reapplying for this card? How long should I wait before applying for ANY other CC with other banks? Thanks!
Anyways, can anyone comment how a CC denial will affect future applications with Chase and/or other banks? How long should I wait before applying for other Chase cards and/or reapplying for this card? How long should I wait before applying for ANY other CC with other banks? Thanks!
#1335
Suspended
Join Date: Jan 2013
Location: Barcelona
Posts: 3,317
Nooo, okay, I guess I'll add my data point that I was officially denied, which is a shame. I'm very sad. But I think I made a few newbie mistakes like waiting too long to call the reconsideration line. Also, probably if I wasn't being a bit greedy, I would have waited to apply for this card. The rep even said something like they've already given me more credit than they should have in my situation. Oops.
Anyways, can anyone comment how a CC denial will affect future applications with Chase and/or other banks? How long should I wait before applying for other Chase cards and/or reapplying for this card? How long should I wait before applying for ANY other CC with other banks? Thanks!
Anyways, can anyone comment how a CC denial will affect future applications with Chase and/or other banks? How long should I wait before applying for other Chase cards and/or reapplying for this card? How long should I wait before applying for ANY other CC with other banks? Thanks!
My advice is an either/or situation: either (1) wait a few months and stop applying to cards--show Chase they can make money off you (I myself didn't listen to this advice); (2) call recon again. I called recon three times before I got a rep willing to give me the CSP.
Oh, and read the Wiki/thread on Applying For Chase Cards.
Last edited by pricesquire; Sep 12, 2013 at 4:31 pm