May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
Aug 24, 2013, 7:56 am
#1291
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
Besides those two, I have two other Chase cards. I get about 3 inquiries every 4 months for the past 2 years. My four Chase cards total about 30K limit, highest is my most recent Chase biz at 13K. AAoA is approx 2 years, but oldest account is 10+ years, income is 6 figures.
Aug 24, 2013, 9:17 am
#1292
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
Besides those two, I have two other Chase cards. I get about 3 inquiries every 4 months for the past 2 years. My four Chase cards total about 30K limit, highest is my most recent Chase biz at 13K. AAoA is approx 2 years, but oldest account is 10+ years, income is 6 figures.
Aug 24, 2013, 3:56 pm
#1293
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
So you're not worried about your credit score of inquiries 10 is a D and beyond that is an F ?
Aug 24, 2013, 4:05 pm
#1294
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
Should I be? I mean, I already have an F, and have had an F for a while now, but I keep getting approved. I have never been denied a credit card aside from once when Barclays declined me for applying for two cards in a two week period.
Aug 24, 2013, 6:08 pm
#1295
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Well that's good then..just me I was worried that once one gets an F fewer approvals would be had even though that is low on the priority scale.
Aug 24, 2013, 9:19 pm
#1296
Join Date: May 2012
Posts: 470
I would like to apply for the following cards:
CSP
Hyatt
IHG
I have the following cards within the past year:
Fairmont 7/12
SPG 8/12
Alaska 9/12
SW Premier personal 2/13
SW Plus business 2/13
USAir 2/13
Also, had a home mortgage opened with Chase in 7/12 and have checking and savings accounts with them.
I don't need the Fairmont card anymore and would offer to close that one to approve one of the others.
Pulled my Experian:
9 pulls in last two years (4 of these were for mortgage)
AAoA is 21 months
Credit Sesame is 736, DTI is 27%.
What are my chances of getting the 3 other cards?
CSP
Hyatt
IHG
I have the following cards within the past year:
Fairmont 7/12
SPG 8/12
Alaska 9/12
SW Premier personal 2/13
SW Plus business 2/13
USAir 2/13
Also, had a home mortgage opened with Chase in 7/12 and have checking and savings accounts with them.
I don't need the Fairmont card anymore and would offer to close that one to approve one of the others.
Pulled my Experian:
9 pulls in last two years (4 of these were for mortgage)
AAoA is 21 months
Credit Sesame is 736, DTI is 27%.
What are my chances of getting the 3 other cards?
Aug 24, 2013, 10:35 pm
#1297
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
Getting all three? I don't even think that's possible.
Your AAoA is low but based on how much credit Chase is willing to extend you, and because you don't have that many inquiries you could possibly get two. Even then, one would probably be auto-denied, and then you'd have to call recon.
I've never heard of anyone getting three Chase cards in one shot.
Your AAoA is low but based on how much credit Chase is willing to extend you, and because you don't have that many inquiries you could possibly get two. Even then, one would probably be auto-denied, and then you'd have to call recon.
I've never heard of anyone getting three Chase cards in one shot.
Aug 25, 2013, 8:32 am
#1298
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
I would like to apply for the following cards:
CSP
Hyatt
IHG
I have the following cards within the past year:
Fairmont 7/12
SPG 8/12
Alaska 9/12
SW Premier personal 2/13
SW Plus business 2/13
USAir 2/13
Also, had a home mortgage opened with Chase in 7/12 and have checking and savings accounts with them.
I don't need the Fairmont card anymore and would offer to close that one to approve one of the others.
Pulled my Experian:
9 pulls in last two years (4 of these were for mortgage)
AAoA is 21 months
Credit Sesame is 736, DTI is 27%.
What are my chances of getting the 3 other cards?
CSP
Hyatt
IHG
I have the following cards within the past year:
Fairmont 7/12
SPG 8/12
Alaska 9/12
SW Premier personal 2/13
SW Plus business 2/13
USAir 2/13
Also, had a home mortgage opened with Chase in 7/12 and have checking and savings accounts with them.
I don't need the Fairmont card anymore and would offer to close that one to approve one of the others.
Pulled my Experian:
9 pulls in last two years (4 of these were for mortgage)
AAoA is 21 months
Credit Sesame is 736, DTI is 27%.
What are my chances of getting the 3 other cards?
9-18-12 Chase Sapphire Preferred
9-22-12 Marriott
10-24-12 Priority Club ( IHG )
12-21-12 Chase United Explorer
Aug 25, 2013, 9:52 am
#1299
Join Date: Jun 2012
Location: In CT,left my heart in Leicester.
Programs: Work in progress.
Posts: 1,237
But even then, you applied for them one at a time and for two of those you had a month and two months gap in between.
I doubt Chase would approve three cards at once. Don't you think?
P.S- were they all auto-approvals?
Aug 25, 2013, 10:32 am
#1300
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
yes all auto approved and then in 2-23-1013 I added Chase AirTran
Aug 26, 2013, 10:55 am
#1301
Join Date: Nov 2012
Posts: 337
I am planning my next round of application and wondering if I should go for more Chase cards? I currently hold 3 (BA Visa- 1/13; Marriott Visa -2/18/13; Sapphire Preferred - 5/8/13). I am interested in the Ink Bold, United or Priority Club. Will only do one biz one personal card at most. I heard the Ink cards are getting harder to get?
My 2/13 and 5/13 churns each included 4-5 cards spread out over different banks (citi, amex, BofA and chase).
My 2/13 and 5/13 churns each included 4-5 cards spread out over different banks (citi, amex, BofA and chase).
Aug 26, 2013, 1:29 pm
#1302
Join Date: Feb 2013
Location: NYC
Programs: UA 1K, AA EP, Hyatt Diamond, SPG Platinum, M life Noir
Posts: 1,279
3 Chase cards isn't that many, but the fact that they were all opened this year might be an issue. It's worth a shot, but I wouldn't be surprised if you were denied.
Aug 27, 2013, 2:05 pm
#1303
Join Date: Jul 2009
Posts: 721
So I applied this morning for CSP and SW (targeted). CSP was insta-approved, SW says give us 30 days to decide which seems normal based on what others have written about applying for 2 Chase at once.
I called their automated system and it turns out the Credit Limit they gave my new CSP is >20k, holy cow. Sorta points to a 99% probability I'll get the SW card too. In a way, it'd be better if I don't call. For example, if they take the full 30 days it might push my 50000 mile bonus into 2014.
Will they do a second hard inquiry, that can be avoided if I call reconsideration today? What would you do? Thanks!
I called their automated system and it turns out the Credit Limit they gave my new CSP is >20k, holy cow. Sorta points to a 99% probability I'll get the SW card too. In a way, it'd be better if I don't call. For example, if they take the full 30 days it might push my 50000 mile bonus into 2014.
Will they do a second hard inquiry, that can be avoided if I call reconsideration today? What would you do? Thanks!
Last edited by zceuxbhjutf; Aug 27, 2013 at 9:25 pm
Aug 27, 2013, 2:11 pm
#1304
Join Date: Jan 2006
Location: FAT
Programs: AA mm, Hilton Dime, Hyatt Xpl.& PC Plat, Miracle Fruit-su club
Posts: 1,694
'It's not 3 months, but 103 days from approval'
Not sure where this belongs in the world of Chase knowledge, but during my confirmation discussion with the chase recon line I wanted to know the date by which I had to make my min. spend for the BA Visa. The rep responded by saying 'it's not 3 months, it's 103 days from account approval.'
Aug 27, 2013, 2:17 pm
#1305
Join Date: Dec 2010
Location: San Diego, CA
Programs: UA Silver/Marriott Gold/Hilton Gold
Posts: 540
Hi, who can tell me what they would do in my situation? Should I call the reconsideration line right now?
I only have two cards, one is Chase Freedom, other is non-Chase. Age of accounts is a huge number of years. So I applied this morning for CSP and SW (targeted). CSP was insta-approved, SW says give us 30 days to decide which seems normal based on what others have written about applying for 2 Chase at once.
I called their automated system and it turns out the Credit Limit they gave my new CSP is >20k, holy cow. Sorta points to a 99% probability I'll get the SW card too. In a way, it'd be better if I don't call. For example, if they take the full 30 days it might push my 50000 mile bonus into 2014.
Will they do a second hard inquiry, that can be avoided if I call reconsideration today? What would you do? Thanks!
I only have two cards, one is Chase Freedom, other is non-Chase. Age of accounts is a huge number of years. So I applied this morning for CSP and SW (targeted). CSP was insta-approved, SW says give us 30 days to decide which seems normal based on what others have written about applying for 2 Chase at once.
I called their automated system and it turns out the Credit Limit they gave my new CSP is >20k, holy cow. Sorta points to a 99% probability I'll get the SW card too. In a way, it'd be better if I don't call. For example, if they take the full 30 days it might push my 50000 mile bonus into 2014.
Will they do a second hard inquiry, that can be avoided if I call reconsideration today? What would you do? Thanks!