Global Card Relationship (fka Global Transfers) experiences
Nov 18, 2019, 4:35 pm
#511
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
If you have a UK-issued Platinum Card now you might keep it for another year, use it primarily for benefits, and put your spending on a USA-issued credit card.
Nov 19, 2019, 8:43 am
#512
Join Date: Oct 2002
Location: Here there everywhere
Programs: Bonvoy Lifetime Titanium, Hilton Diamond, IHG Plat, BA Silver, Aegean Gold, Aeroplan 25k, AA EXP
Posts: 2,827
Not strange at all, Amex in Switzerland isn't proper American Express. They are issued by Swisscard AECS, AECS JV = American Express Credit Suisse. So in that sense, they aren't actually issued by American Express.
Nov 19, 2019, 9:08 am
#513
Join Date: Dec 2014
Programs: NZ*Elite *G, QF*G, SPG*Platinum, Accor*Platinum, Hilton*Gold
Posts: 1,006
I've read on this thread that opting for the Platinum card is a bad move because in, say, a year's time it won't have had the beneficial effect on your credit score that using one of Amex's credit cards would have done. Can anyone explain technically why this is the case? What is it about a charge card that the credit agencies don't like?
My girlfriend (a US citizen) has several US credit cards; my understanding is that she can add me as an authorised user on those and then even if I never use them, her spending and paying off balances in full reflects well on my credit score. If this is the case—more research to be done, but any thoughts on the matter would be appreciated—then I may take the Platinum card anyway.
My girlfriend (a US citizen) has several US credit cards; my understanding is that she can add me as an authorised user on those and then even if I never use them, her spending and paying off balances in full reflects well on my credit score. If this is the case—more research to be done, but any thoughts on the matter would be appreciated—then I may take the Platinum card anyway.
Friend of mine who works in private lending mentioned to me that charge cards show up in credit look ups as open and rolling balance monthly commitments (as charge cards don't show credit limits on the report). The advice I received is if you are interested to apply for a line of credit, then pay off the open balance on the charge card first. The credit report will show you have a charge card and the balance will be zero..Put simply, a credit card actually shows up much more details on your credit report.
As for linking with someone who has an established credit history, it will show up linked accounts and addresses when you add an authorised user. I believe if that person defaults it also impacts your score as well
Nov 19, 2019, 1:48 pm
#514
Join Date: Jun 2014
Location: LAX
Posts: 177
Nov 19, 2019, 4:21 pm
#515
Join Date: Apr 2006
Location: London
Programs: BA bronze, Hertz pres circle, Marriott Platinum, hilton diamond
Posts: 2,537
Mine wasn't maintained uk to usa. My USA one shows the date I opened the account, some 5 years after my uk one.
Nov 21, 2019, 12:08 pm
#518
FlyerTalk Evangelist
Join Date: Jul 2005
Location: Seat 2A
Programs: AA EXP LT GLD 1MM, BA GLD, NH/UA*G, Hyatt Dia, Marr Tit LT PLT, IHG Spire,HH Dia, MGM NOIR,Hertz PC
Posts: 10,571
Just a quick heads up to everyone who wants to do it: They can easily fix the "member since" date, I requested it via chat. HOWEVER, that will trigger all your cards to be reissued.
As I'm happy with my cards (easy to remember security codes etc.) and have the details saved at a dozen merchants, I decided to keep the incorrect "member since" date for the time being.
As I'm happy with my cards (easy to remember security codes etc.) and have the details saved at a dozen merchants, I decided to keep the incorrect "member since" date for the time being.
Jan 5, 2020, 1:40 am
#520
Join Date: Apr 2018
Posts: 9
I opened my account with a mail forwarder, and would highly recommend you get a friend with a residential address. After opening my account, I kept getting threatening emails/letters about the address being marked as a mail forwarder and told I have a few months to change or they would close my account (something to do with US law). If you still want to try, the one that I opened it with was usglobalmail.com, who I recall providing decent service.
Jan 5, 2020, 2:25 am
#521
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
You would need to find one that isn’t listed as a mail forwarder on the USPS website (ZIP lookup tool).
Shipito used to work, but there have been reports that they no longer forward credit cards.
Check out this guide: https://princeoftravel.com/blog/gett...-for-canadians
Generally the best option would be to use a friend’s address.
Shipito used to work, but there have been reports that they no longer forward credit cards.
Check out this guide: https://princeoftravel.com/blog/gett...-for-canadians
Generally the best option would be to use a friend’s address.
Jan 19, 2020, 2:45 pm
#523
Join Date: Apr 2015
Location: Sweden
Programs: Marriott Platinum - LT Gold
Posts: 688
Any recommendations for a mail forwarder in the UK that works? Write here or pm me.
I assume future invoices from Amex UK can be sent to an international address (within the EU) after sign up is completed.
I assume future invoices from Amex UK can be sent to an international address (within the EU) after sign up is completed.
Jan 20, 2020, 9:31 pm
#524
Join Date: Dec 2007
Location: PEK and BOS
Programs: BA - Blue
Posts: 4,531
Jan 20, 2020, 10:54 pm
#525
Suspended
Join Date: Mar 2002
Location: Canada, USA, Europe
Programs: UA 1K
Posts: 31,452