Global Card Relationship (fka Global Transfers) experiences
Aug 18, 2023, 1:16 am
#752
Join Date: Jul 2013
Posts: 812
The following has been posted on the AwardWallet blog:
The days of applying for a U.S. credit card without supplying a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) when moving from overseas are ending. A new policy change means that, from August 23, 2023, you must provide a U.S. Social Security Number or ITIN when applying for a credit card and want your overseas credit history to be considered in the application process.
The change mainly affects Nova credit, which allows you to apply for U.S. American Express Cards and have your overseas credit history from select countries to be considered.
The change mainly affects Nova credit, which allows you to apply for U.S. American Express Cards and have your overseas credit history from select countries to be considered.
Our Take
If you are moving to the U.S. (or recently moved) and were planning on applying for a credit card, the ability to do so without an SSN or ITIN was very convenient. It meant you could start immediately building your U.S. credit history. Unfortunately, the new policy means you will now have to wait until you have your SSN or ITIN number before applying for a credit card in the U.S.
Fortunately, there is still a window of opportunity through August 23, 2023, where you can apply without needing an SSN or ITIN. If applying for a US card is important or something you intended to do soon, you may want to do so now before the change.
If you are moving to the U.S. (or recently moved) and were planning on applying for a credit card, the ability to do so without an SSN or ITIN was very convenient. It meant you could start immediately building your U.S. credit history. Unfortunately, the new policy means you will now have to wait until you have your SSN or ITIN number before applying for a credit card in the U.S.
Fortunately, there is still a window of opportunity through August 23, 2023, where you can apply without needing an SSN or ITIN. If applying for a US card is important or something you intended to do soon, you may want to do so now before the change.
Sep 1, 2023, 12:00 pm
#753
Join Date: Jul 2023
Location: YYZ
Programs: Aeroplan, Avios, Hilton, Amex MR (CAD)
Posts: 7
Welp I think I possibly fckd up and got instant decline for my global transfer application from Canda to US (personal plat). I had just few days back successfully applied using the Nova credit for Hilton no-fee card (wanted to use nova before the SSN requirement change took place). Because of that my global transfer is getting declined.
I remember reading in multiple places that if you then applied using global transfer within a short window, it could still be considered a "first-time move". Seems either I messed up something or its no more the case as I haven't even received my Hilton card yet.
I remember reading in multiple places that if you then applied using global transfer within a short window, it could still be considered a "first-time move". Seems either I messed up something or its no more the case as I haven't even received my Hilton card yet.
Jan 18, 2024, 8:15 am
#754
Join Date: Nov 2017
Location: LCYJFKGIG
Programs: BAEC - Gold, OWE
Posts: 158
Transfer MR UK to US
Hi all I've recently relocated to the US from the UK. I was able to open an American Express card in the US but have almost no points. I have several thousand in the UK that I'd like to transfer over. Does anyone have experience doing this? I've searched it and some threads seem to imply it is possible, but I can't figure it out. I chatted to an agent who wasn't very helpful.....
Thank you!
Thank you!
Jan 18, 2024, 9:10 am
#755
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Please read this post from 2019: https://www.flyertalk.com/forum/30709769-post451.html
Jan 18, 2024, 12:28 pm
#756
Join Date: Sep 2019
Location: Chicago
Programs: AA Platinum, Hilton Gold, Bonvoy Gold
Posts: 228
Hi all I've recently relocated to the US from the UK. I was able to open an American Express card in the US but have almost no points. I have several thousand in the UK that I'd like to transfer over. Does anyone have experience doing this? I've searched it and some threads seem to imply it is possible, but I can't figure it out. I chatted to an agent who wasn't very helpful.....
Thank you!
Thank you!