Global Card Relationship (fka Global Transfers) experiences
May 30, 2020, 9:58 am
#586
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
May 30, 2020, 10:27 am
#587
Join Date: Apr 2015
Location: Sweden
Programs: Marriott Platinum - LT Gold
Posts: 688
Chase has recently changed their criteria for approving business card applications. Discussion here: https://www.flyertalk.com/forum/chas...20-onward.html
Jun 18, 2020, 8:54 am
#588
Join Date: Oct 2011
Location: DTW
Posts: 322
US -> Canada
I have a credit score of roughly 760 and am looking to build credit in Canada. My main concern is that I have little history with Amex in the more "premium" side of personal cards with only a regular Everyday card that dates back to 2015. I've dabbled a bit on the business card end though with a BBP and a Delta Gold. I'd ideally like to get a Canadian Amex Gold as my first Canadian card.
A few questions I do have though:
Is an Everyday card sufficient to take advantage of Amex GT?
Would I be eligible to apply for any Canadian Amex card?
I have a credit score of roughly 760 and am looking to build credit in Canada. My main concern is that I have little history with Amex in the more "premium" side of personal cards with only a regular Everyday card that dates back to 2015. I've dabbled a bit on the business card end though with a BBP and a Delta Gold. I'd ideally like to get a Canadian Amex Gold as my first Canadian card.
A few questions I do have though:
Is an Everyday card sufficient to take advantage of Amex GT?
Would I be eligible to apply for any Canadian Amex card?
24.05: Submitted application
25.05: Identity verification request (bank account and utilities), link valid for 90 days from application submission
12.06: Documents submitted
18.06: Card arrival
Overall, quite pleased with how hassle free this was.
For utilities, I just bought a $15 payg mobile phone plan here that I plan on cancelling after one month.
Jun 22, 2020, 5:46 am
#589
Join Date: Mar 2019
Location: Mexico City
Programs: Hyatt Explorist, Hilton Gold, Marriot Gold, IHG Silver, Choice Platinum, Wyndham Gold
Posts: 3,850
Thought I'd pop in with a quick update regarding timelines after a few PM's.
24.05: Submitted application
25.05: Identity verification request (bank account and utilities), link valid for 90 days from application submission
12.06: Documents submitted
18.06: Card arrival
Overall, quite pleased with how hassle free this was.
For utilities, I just bought a $15 payg mobile phone plan here that I plan on cancelling after one month.
24.05: Submitted application
25.05: Identity verification request (bank account and utilities), link valid for 90 days from application submission
12.06: Documents submitted
18.06: Card arrival
Overall, quite pleased with how hassle free this was.
For utilities, I just bought a $15 payg mobile phone plan here that I plan on cancelling after one month.
Jun 22, 2020, 6:53 pm
#590
Join Date: Oct 2011
Location: DTW
Posts: 322
Jun 26, 2020, 8:29 pm
#591
Join Date: Aug 2013
Location: Taiwan
Programs: IHG Diamond, Marriott Platinum, Hilton Gold, oneworld Emerald
Posts: 1,164
Go with Citibank they have a "Global Client" program. You have to go in-branch and speak to your RM after holding a Citi acct for more than 3 months.
Here is the documentation i got in the bank about a year ago: https://i.imgur.com/jnWMUys.jpg
Here is the documentation i got in the bank about a year ago: https://i.imgur.com/jnWMUys.jpg
Jun 29, 2020, 1:08 am
#592
Join Date: Aug 2008
Location: Caracas
Programs: Former AA PLT/GLD, A3 *G, Priority Pass
Posts: 1,144
I get the feeling it would work as long as you sit down in person with a banker in the USA, but it's all luck! There's so few data about this in the internet that i don't know if it would work. It worked for me, smoothly... the banker seemed informed and he just gave me that piece of paper straightaway and told me it was possible.
Last edited by mvtm; Jun 29, 2020 at 1:17 am
Jun 30, 2020, 8:41 pm
#593
Join Date: Jan 2003
Posts: 4,929
Separately did an Amex Global transfer - cleared straight away for a USD10K limit.
Jul 1, 2020, 1:08 pm
#594
Join Date: Aug 2008
Location: Caracas
Programs: Former AA PLT/GLD, A3 *G, Priority Pass
Posts: 1,144
I did a Citi "Global" card application earlier this year - Citi Premier Miles cardholder in HK, with Citi Gold - approved instantly with a whopping USD2K credit limit (HK limit is USD43K....). Had to wait until 3 months after opening our bank accounts here. During the application process, in discussions with the credit check team, my banker had to repeat on multiple occasions that the application needed to be processed via the "global" process instead of the standard credit check.
Separately did an Amex Global transfer - cleared straight away for a USD10K limit.
Separately did an Amex Global transfer - cleared straight away for a USD10K limit.
Jul 1, 2020, 2:56 pm
#595
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
Would it be enough to have a US bank account with Citi for 3 months? Because that’s what the banker told me, but it didn’t make a lot of sense for me. He said that if I had a US account for 3 months, I could apply through the Global program and then they’d somehow pull my overseas credit. But I would assume you’d need to have an account with Citi in a different country for at least 3 months, in order to get a US credit card?
I have 2.5 years of US credit history and a US credit score of ~740, so maybe I could just apply the regular way... He just said that Citi is extremely strict and I’d need several years of credit history in order to get any of the premium cards...
I have 2.5 years of US credit history and a US credit score of ~740, so maybe I could just apply the regular way... He just said that Citi is extremely strict and I’d need several years of credit history in order to get any of the premium cards...
Jul 2, 2020, 2:50 am
#596
Join Date: Aug 2008
Location: Caracas
Programs: Former AA PLT/GLD, A3 *G, Priority Pass
Posts: 1,144
Would it be enough to have a US bank account with Citi for 3 months? Because that’s what the banker told me, but it didn’t make a lot of sense for me. He said that if I had a US account for 3 months, I could apply through the Global program and then they’d somehow pull my overseas credit. But I would assume you’d need to have an account with Citi in a different country for at least 3 months, in order to get a US credit card?
I have 2.5 years of US credit history and a US credit score of ~740, so maybe I could just apply the regular way... He just said that Citi is extremely strict and I’d need several years of credit history in order to get any of the premium cards...
I have 2.5 years of US credit history and a US credit score of ~740, so maybe I could just apply the regular way... He just said that Citi is extremely strict and I’d need several years of credit history in order to get any of the premium cards...
I didn't have ANY bank account anywhere before applying for the card.US Citi was my first and at that time only current account. I was just a girl who lived under my parent's before, so Citi was my first own bank account.
I don't know how they pulled the data or from where because i didn't have anything to pull/transfer. I believe i was a glitch..
I think it's better you apply under this "Global" program because if you go the normal way even with your credit history they might ask you SSN, US Driver's License physical copies.
Jul 2, 2020, 2:57 am
#597
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
Thanks. I already have a Citi checking account, so I don’t know if I’d have to go via the Global program, as I also have some US credit history (Amex, Chase). But I guess it wouldn’t hurt either. But you have to apply in person?
Jul 3, 2020, 1:34 am
#598
Join Date: Mar 2012
Location: BRU / SCQ / LUX
Programs: Iberia, BAEC GOLD/ Priority Club : ROYAL Amb / Miles and More: SEN
Posts: 913
I have amex with a 9K creditline on Hilton aspire. And a green amex.
Build history for 4 years with BOFA.
Asked for an amex on same address and passport number.
Somehow they matched this info and I Evan have a Fico score on amex app of 720. But I cannot look for myself as I don't have SSN, itin or ein. Live in Europe.
Jul 3, 2020, 4:43 am
#599
Join Date: Aug 2008
Location: Caracas
Programs: Former AA PLT/GLD, A3 *G, Priority Pass
Posts: 1,144
Sign in for a service called credit secure from Amex, it gave me my 3 Fico8 scores and some other detailed info for $1. I don't have the social security but they could match, also credit.com gives a TransUnion (the one that is not Fico) without SSN.
And for chocolatefactory, yes in person that'sthe only way. The only card i didn't need to be in person was with Amex of course. Bank of America, HSBC, Citi can open you cards but in person.
And for chocolatefactory, yes in person that'sthe only way. The only card i didn't need to be in person was with Amex of course. Bank of America, HSBC, Citi can open you cards but in person.
Jul 3, 2020, 6:12 am
#600
Join Date: Aug 2015
Location: DXB
Programs: Marriott Titanium Elite, Hyatt Globalist, Hilton Diamond, BA Silver, A3 Gold, Sixt Diamond
Posts: 2,811
Incorrect.
I have amex with a 9K creditline on Hilton aspire. And a green amex.
Build history for 4 years with BOFA.
Asked for an amex on same address and passport number.
Somehow they matched this info and I Evan have a Fico score on amex app of 720. But I cannot look for myself as I don't have SSN, itin or ein. Live in Europe.
I have amex with a 9K creditline on Hilton aspire. And a green amex.
Build history for 4 years with BOFA.
Asked for an amex on same address and passport number.
Somehow they matched this info and I Evan have a Fico score on amex app of 720. But I cannot look for myself as I don't have SSN, itin or ein. Live in Europe.
The Amex T&C state that you must be a US resident. They would never have given you that card if you had told them you live in Europe and aren't a US person. You simply successfully deceived Amex.