Amex (USA) restricts bonus based on number of accounts opened/closed (June 2018)
Jan 20, 2020, 6:14 pm
#452
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,864
How are you guys increasing the odds of seeing a better SUB. I have a PLAT, DL Gold, Bonvoy Brilliant, Simply Cash, and Bonvoy business. I want the DL Plat before the 30th. But I also want a better offer than the public one.
Jan 20, 2020, 8:03 pm
#453
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,194
Sometimes referral links contain elevated offers as well (or so I'm led to believe.)
Jan 21, 2020, 1:19 am
#454
FlyerTalk Evangelist
Join Date: Oct 2014
Posts: 10,904
Right now, if you keep opening in different browsers, you will recently see "just for you" offer for 50k for Gold (up from 35k) and 70k for Plat (up from 60k). I'm not sure about other cards -- some of them definitely have higher than normal posters but I wasn't keeping track.
I did this for my Plat application yesterday. It's only an extra 10k pts but it's not much effort. I couldn't get it to pop up in Chrome (incognito it not) but it popped up in Firefox.
So try every browser on your computer/phone/tablet, both in incognito/private mode and not, until you see the larger offer.
I did this for my Plat application yesterday. It's only an extra 10k pts but it's not much effort. I couldn't get it to pop up in Chrome (incognito it not) but it popped up in Firefox.
So try every browser on your computer/phone/tablet, both in incognito/private mode and not, until you see the larger offer.
Jan 21, 2020, 10:57 am
#455
Join Date: Aug 2005
Location: Brooklyn
Programs: Delta Diamond, Bonvoy something good; sometimes other things too
Posts: 5,050
If you can't find a 70K private offer, personally I'd just wait and pay the new higher fee to sign up during a 70K offer in the future. Such offers have been pretty common a few times a year in recent years, and I would imagine Delta and Amex have a marketing blitz planned for the new features of the card shortly after the refresh, which may include a higher SUB. But even with Delta miles being ever less valuable, 10K incremental miles (or more, depending how good of a "special" offer you can find -- they sometimes also include statement credits and/or MQMs) is still worth a lot more than the $55 increase in fee.
Jan 21, 2020, 11:36 pm
#458
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
Tip: Don't ask a bank (Amex or any other bank) if you are the getting the bonus. It's too easy for them to make up a possibly-wrong answer without looking it up.
Instead, ask them by what exact date you need to complete how much spend to get the bonus. For that, they have look it up in your account.
Instead, ask them by what exact date you need to complete how much spend to get the bonus. For that, they have look it up in your account.
Jan 22, 2020, 12:16 pm
#459
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 4,864
Tip: Don't ask a bank (Amex or any other bank) if you are the getting the bonus. It's too easy for them to make up a possibly-wrong answer without looking it up.
Instead, ask them by what exact date you need to complete how much spend to get the bonus. For that, they have look it up in your account.
Instead, ask them by what exact date you need to complete how much spend to get the bonus. For that, they have look it up in your account.
Feb 5, 2020, 8:14 pm
#461
Join Date: Aug 2005
Location: Brooklyn
Programs: Delta Diamond, Bonvoy something good; sometimes other things too
Posts: 5,050
That said the evidence suggests that minimal steady activity (like putting 1-2 recurring bills on a card you don’t use for much else) does often seem to keep Amex happy, but there’s no knowing for sure.
Feb 9, 2020, 1:41 pm
#462
Join Date: Feb 2004
Posts: 209
My last AMEX CC was a Delta in 2016, cancelled in 2017 to avoid Annual Fee.
Have held the AMEX everyday CC since 2016, but hardly ever use it.
I am well under 5/24 rule for all banks/cards.. was actually due to apply in May 2019 at the 2 year marker.
Applied today in Feb 2020 for a Hilton AMEX and got denied "based on credit history, welcome offers, etc. not eligible for offer etc..."
My credit score is excellent..
The only thing i can figure is the theory that I haven't used the AMEX everyday often enough... and they don't like that...
So if I never even had the amex everyday cc, I "might" have been approved?
Will call them tomorrow for a better explanation (they are closed today, Sunday)
Have held the AMEX everyday CC since 2016, but hardly ever use it.
I am well under 5/24 rule for all banks/cards.. was actually due to apply in May 2019 at the 2 year marker.
Applied today in Feb 2020 for a Hilton AMEX and got denied "based on credit history, welcome offers, etc. not eligible for offer etc..."
My credit score is excellent..
The only thing i can figure is the theory that I haven't used the AMEX everyday often enough... and they don't like that...
So if I never even had the amex everyday cc, I "might" have been approved?
Will call them tomorrow for a better explanation (they are closed today, Sunday)
Feb 9, 2020, 1:47 pm
#463
Join Date: Aug 2010
Location: California
Programs: American, SWA, United, IHG,Hilton, Hyatt, Marriott
Posts: 1,843
My last AMEX CC was a Delta in 2016, cancelled in 2017 to avoid Annual Fee.
Have held the AMEX everyday CC since 2016, but hardly ever use it.
I am well under 5/24 rule for all banks/cards.. was actually due to apply in May 2019 at the 2 year marker.
Applied today in Feb 2020 for a Hilton AMEX and got denied "based on credit history, welcome offers, etc. not eligible for offer etc..."
My credit score is excellent..
The only thing i can figure is the theory that I haven't used the AMEX everyday often enough... and they don't like that...
So if I never even had the amex everyday cc, I "might" have been approved?
Will call them tomorrow for a better explanation (they are closed today, Sunday)
Have held the AMEX everyday CC since 2016, but hardly ever use it.
I am well under 5/24 rule for all banks/cards.. was actually due to apply in May 2019 at the 2 year marker.
Applied today in Feb 2020 for a Hilton AMEX and got denied "based on credit history, welcome offers, etc. not eligible for offer etc..."
My credit score is excellent..
The only thing i can figure is the theory that I haven't used the AMEX everyday often enough... and they don't like that...
So if I never even had the amex everyday cc, I "might" have been approved?
Will call them tomorrow for a better explanation (they are closed today, Sunday)
they won’t be able to tell you it is all automated. Just put Some spending on your existing American Express card and then try again in a month or two. That worked for me.
Feb 9, 2020, 3:08 pm
#464
Join Date: Oct 2019
Programs: Hilton Honors, IHG, Hyatt
Posts: 71
What if I only have a no-fee Delta card that I havent used. Will that cause the pop-up to come up if I decide to open other cards?
Feb 9, 2020, 5:58 pm
#465
Join Date: Aug 2010
Location: California
Programs: American, SWA, United, IHG,Hilton, Hyatt, Marriott
Posts: 1,843