Jan 17, 2015, 11:17 am
Last edit by: JJonahJ
This thread is a continuation of discussion which began HERE in 2011. It was very active in 2014, read HERE.
Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.
Use only this thread, and do read the Wikipost carefully before posting:
Referral Offers (post only in this thread, no referral links, read Wiki post first).
JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers
AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral
AMEX Gold Rewards - $150/year, FYF, 25K MR after $500 spending + $50 cashback from GCR
(as of Jan 11, 2016 Gold card will no longer earn referral points.)
AMEX Air Miles Platinum - $65/year, FYF, 2000 Air Miles after $500 spending + $30 GCR cashback
AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback
New as of 2014/10/09
AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)
AMEX Business Platinum Rewards - $399/year, 40K MR after $5000 spending (or 50K via referral)
AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). Normally 40K/41K, extra 10K promo running till Mar 31, 2016
Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.
Use only this thread, and do read the Wikipost carefully before posting:
Referral Offers (post only in this thread, no referral links, read Wiki post first).
JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers
AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral
AMEX Gold Rewards - $150/year, FYF, 25K MR after $500 spending + $50 cashback from GCR
(as of Jan 11, 2016 Gold card will no longer earn referral points.)
AMEX Air Miles Platinum - $65/year, FYF, 2000 Air Miles after $500 spending + $30 GCR cashback
AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback
New as of 2014/10/09
AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)
AMEX Business Platinum Rewards - $399/year, 40K MR after $5000 spending (or 50K via referral)
AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). Normally 40K/41K, extra 10K promo running till Mar 31, 2016
Churning Amex in Canada (2015)
Nov 13, 2015, 8:47 am
#1351
Join Date: Mar 2007
Posts: 4,784
Hi guys,
I need to get 8K SPG points ASAP to complete a booking fo next month, and I'm wondering what would be faster :
- refer AMEX SPG to a friend, gives 10K
- refer AMEX Gold from AMEX Platinum, gives 15K Amex, transfer to SPG for 7.5K
I made a couple of referrals from plat to gold in the past and the referral bonus posted as soon as my friends' applications were approved.
Could anyone comment on AMEX SPG referral bonuses? Do you get them fast or will they get posted when the next monthly statement is issued ?
Thanks
I need to get 8K SPG points ASAP to complete a booking fo next month, and I'm wondering what would be faster :
- refer AMEX SPG to a friend, gives 10K
- refer AMEX Gold from AMEX Platinum, gives 15K Amex, transfer to SPG for 7.5K
I made a couple of referrals from plat to gold in the past and the referral bonus posted as soon as my friends' applications were approved.
Could anyone comment on AMEX SPG referral bonuses? Do you get them fast or will they get posted when the next monthly statement is issued ?
Thanks
UNLESS your SPG statement is coming up shortly (e.g. mine was Nov 10th) that you can time it in time
Nov 13, 2015, 8:49 am
#1352
Join Date: Oct 2008
Location: SIN
Programs: UA Platinum, DL Platinum, AFKL Gold, Qatar Gold
Posts: 895
Great, thanks!
Nov 14, 2015, 12:43 am
#1353
Join Date: May 2009
Posts: 821
1. so the referral route is still churnable or YMMV?
2. Anyone know if apply 2 AE in same day, will count 1 hit or 2 hit?
3. AE's policy still max 2 CC+2 Charge card? and SMB CC also counts on your own CC?
Thanks!
2. Anyone know if apply 2 AE in same day, will count 1 hit or 2 hit?
3. AE's policy still max 2 CC+2 Charge card? and SMB CC also counts on your own CC?
Thanks!
Nov 14, 2015, 6:28 am
#1354
Join Date: Nov 2012
Posts: 1,083
I got declined for the SPG Business card after being approved for the regular one (it was a system decline)... I have called and asked them to reopen the application and split credit between my existing SPG card and the business card, since I do not really need the extra credit. Will this work? ( I am sure other people have been successful with this)
Nov 14, 2015, 7:11 am
#1355
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Depends on how much credit they are willing to give you. You can have 2 SPG cards (1 personal 1 biz) but your max credit must be split between the 2 cards. I just applied for another SPG biz with another company name. I cancelled my first biz card a few weeks ago.
It's getting close to year end so who knows if these SPG promos will be cut back.
It's getting close to year end so who knows if these SPG promos will be cut back.
Nov 14, 2015, 7:52 am
#1356
Join Date: Nov 2012
Posts: 1,083
Depends on how much credit they are willing to give you. You can have 2 SPG cards (1 personal 1 biz) but your max credit must be split between the 2 cards. I just applied for another SPG biz with another company name. I cancelled my first biz card a few weeks ago.
It's getting close to year end so who knows if these SPG promos will be cut back.
It's getting close to year end so who knows if these SPG promos will be cut back.
I didn't call and ask them to just split the limit because I want the self referral / sign up bonus
Last edited by DealAddict; Nov 14, 2015 at 7:59 am
Nov 14, 2015, 8:28 am
#1357
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Just call them, yesterday's app will result in them calling me.
To a) make sure it's me
B) further to a in that I've had a lot of new cards lately
To a) make sure it's me
B) further to a in that I've had a lot of new cards lately
Nov 14, 2015, 8:48 am
#1358
Join Date: Nov 2012
Posts: 1,083
Sorry, I mean to say I did not call them "at first". I applied for the card, then called in to be told that I got declined... then I let them know I do not want additional credit and asked them to reopen the application for an actual person to have a look at... Told them to put that I do not want additional credit in the notes...
Last edited by DealAddict; Nov 14, 2015 at 9:18 am
Nov 15, 2015, 9:53 am
#1359
Join Date: Jan 2010
Posts: 231
How AMEX charge SPG CC annual fee?
All,
I have one question. What if I apply AMEX SPG CC in Nov. and if it approves,
I need to pay $120 as annual fee. But, does first $120 is only for the rest of 2015 and do I need to pay $120 again in Jan. 2016?
How does AMEX charge annual fee in general? By calendar year or 12 month cycle which means that I will pay my second annual fee in Nov. 2016?
hw807
I have one question. What if I apply AMEX SPG CC in Nov. and if it approves,
I need to pay $120 as annual fee. But, does first $120 is only for the rest of 2015 and do I need to pay $120 again in Jan. 2016?
How does AMEX charge annual fee in general? By calendar year or 12 month cycle which means that I will pay my second annual fee in Nov. 2016?
hw807
Nov 15, 2015, 9:55 am
#1360
Join Date: May 2014
Location: YYZ
Posts: 527
All,
I have one question. What if I apply AMEX SPG CC in Nov. and if it approves,
I need to pay $120 as annual fee. But, does first $120 is only for the rest of 2015 and do I need to pay $120 again in Jan. 2016?
How does AMEX charge annual fee in general? By calendar year or 12 month cycle which means that I will pay my second annual fee in Nov. 2016?
hw807
I have one question. What if I apply AMEX SPG CC in Nov. and if it approves,
I need to pay $120 as annual fee. But, does first $120 is only for the rest of 2015 and do I need to pay $120 again in Jan. 2016?
How does AMEX charge annual fee in general? By calendar year or 12 month cycle which means that I will pay my second annual fee in Nov. 2016?
hw807
Nov 15, 2015, 10:17 am
#1361
Join Date: Dec 2014
Location: Canada
Posts: 822
I closed my Amex airmiles and aeroplan cards earlier this year.I am still able to generate referral links by providing the closed amex card number's.I read that one of the terms to receive referral points is that the account must be in good standing(which I presume to include being open)Even thought the amex accounts are closed,the airmiles and aeroplan accounts attached to the closed amex accounts are open
Has anyone received referral points by using referral links off closed accounts?
Has anyone received referral points by using referral links off closed accounts?
Nov 15, 2015, 12:22 pm
#1362
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Nov 15, 2015, 5:42 pm
#1363
Join Date: Dec 2014
Location: Canada
Posts: 822
If the closed accounts could still generate referral links,the referral points can still be credited to the aeroplan or airmile accounts.
I tell you what....hows about we test this.
Someone like to pm me,I can provide referral links to test this!
Last edited by jubberly; Nov 15, 2015 at 6:56 pm
Nov 15, 2015, 7:45 pm
#1365
Join Date: Dec 2008
Posts: 4,519
once the account is closed, the association to the FFP account is no longer valid. hence, any points earn (or deduction 
) will not happen.
) will not happen.