Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
Dec 10, 2018, 8:12 pm
#1051
FlyerTalk Evangelist
Join Date: Mar 2000
Posts: 17,422
Yeah, I got a new card and had trouble adding additional cardholders. After I got the card, I went to the website to request the cards, and it basically said they'd get back to me. I guess I'll call in a couple days if I don't get confirmation that the additional cards are on the way.
Dec 11, 2018, 7:18 am
#1052
Join Date: Sep 2011
Posts: 1,857
I had the same issue when I applied this weekend. My physical card arrived yesterday and I ordered the AU's online. The form said $175 for the first 3 cards, but I'm confident that I won't be charged.
Dec 18, 2018, 8:20 pm
#1055
Join Date: Apr 2013
Posts: 153
A datapoint for the good of the order:
I currently have a vanilla platinum, which I plan on holding until after the new year to finish my triple dip. I applied for an Ameriprise Plat, and I was instantly approved. I received the full new member package including the wood phone/business card holder.
I should be able to get another triple dip with the Ameriprise Platinum. I also ordered 2 AUs after the fact, we will see how those turn out with the annual fee.
I currently have a vanilla platinum, which I plan on holding until after the new year to finish my triple dip. I applied for an Ameriprise Plat, and I was instantly approved. I received the full new member package including the wood phone/business card holder.
I should be able to get another triple dip with the Ameriprise Platinum. I also ordered 2 AUs after the fact, we will see how those turn out with the annual fee.
Jan 3, 2019, 6:35 pm
#1057
Join Date: Dec 2018
Posts: 75
Question about Amex Plat renewal fee
Hi,
Quick question about how the timing for AMEX Plat renewal fee and credit resets work.
My plan is to open an Ameriprise AMEX Plat today (Jan 3rd 2019). I will use the airline credit, saks credit, uber credits etc normally throughout 2019.
When 2020 comes around when will I get hit with the renewal fee? Will it be in January? or Feb?
Will I get a chance to use the airline credit and first half of the saks credit in early Jan 2020 and cancel in time to not pay the renewal fee?
Any potential issues with this plan?
Normally i would just wait until Feb to open a card to give myself more of a buffer but i have a Delta flight in 2 weeks so I thought i might as well get the AMEX plat for Delta lounge access.
Thanks!
Quick question about how the timing for AMEX Plat renewal fee and credit resets work.
My plan is to open an Ameriprise AMEX Plat today (Jan 3rd 2019). I will use the airline credit, saks credit, uber credits etc normally throughout 2019.
When 2020 comes around when will I get hit with the renewal fee? Will it be in January? or Feb?
Will I get a chance to use the airline credit and first half of the saks credit in early Jan 2020 and cancel in time to not pay the renewal fee?
Any potential issues with this plan?
Normally i would just wait until Feb to open a card to give myself more of a buffer but i have a Delta flight in 2 weeks so I thought i might as well get the AMEX plat for Delta lounge access.
Thanks!
Jan 4, 2019, 6:53 am
#1058
Join Date: Sep 2011
Posts: 1,857
Your plan is fine. The annual fee will likely post in late January of 2020 and you have 30 days to cancel after that, so nearly a full 2 months in 2020.
The only issue is that had you applied 3 weeks ago in mid-December, you could have snuck in 3 airline credits (2018, 2019 and 2020) and an extra Saks credit too (2018-2nd half, 2019-1st half, 2019-2nd half, and 2020-1st half).
The only issue is that had you applied 3 weeks ago in mid-December, you could have snuck in 3 airline credits (2018, 2019 and 2020) and an extra Saks credit too (2018-2nd half, 2019-1st half, 2019-2nd half, and 2020-1st half).
Jan 4, 2019, 10:00 am
#1059
Join Date: Dec 2018
Posts: 75
Your plan is fine. The annual fee will likely post in late January of 2020 and you have 30 days to cancel after that, so nearly a full 2 months in 2020.
The only issue is that had you applied 3 weeks ago in mid-December, you could have snuck in 3 airline credits (2018, 2019 and 2020) and an extra Saks credit too (2018-2nd half, 2019-1st half, 2019-2nd half, and 2020-1st half).
The only issue is that had you applied 3 weeks ago in mid-December, you could have snuck in 3 airline credits (2018, 2019 and 2020) and an extra Saks credit too (2018-2nd half, 2019-1st half, 2019-2nd half, and 2020-1st half).
Thanks! I know i missed the triple dip but I'm fine with "just" two credits
Jan 4, 2019, 11:25 pm
#1060
Join Date: Nov 2007
Posts: 6
A datapoint for the good of the order:
I currently have a vanilla platinum, which I plan on holding until after the new year to finish my triple dip. I applied for an Ameriprise Plat, and I was instantly approved. I received the full new member package including the wood phone/business card holder.
I should be able to get another triple dip with the Ameriprise Platinum. I also ordered 2 AUs after the fact, we will see how those turn out with the annual fee.
I currently have a vanilla platinum, which I plan on holding until after the new year to finish my triple dip. I applied for an Ameriprise Plat, and I was instantly approved. I received the full new member package including the wood phone/business card holder.
I should be able to get another triple dip with the Ameriprise Platinum. I also ordered 2 AUs after the fact, we will see how those turn out with the annual fee.
I got the card last month but wasn't able to add an AU during the application process.
Jan 5, 2019, 6:36 am
#1061
Join Date: Sep 2011
Posts: 1,857
I can confirm this personally. I had the same problem last month and added AUs after the fact. Also, the terms&conditions confirm that there is no AF for the first year. If Amex were to charge you fees for the AU cards in the first year, they would be in clear violation of the CARD Act. It's not going to happen.
Jan 7, 2019, 2:10 am
#1062
Join Date: Jan 2019
Posts: 1
Last edited by Fbc24; Jan 7, 2019 at 2:11 am Reason: Clarification
Jan 7, 2019, 5:47 am
#1063
Join Date: Sep 2011
Posts: 1,857
It feels less abusive? They're managing their Chase 5/24 count? Those are 2 possible reasons off the top of my head. There could be others.
Jan 7, 2019, 7:30 am
#1064
Join Date: Nov 2013
Location: NYC
Programs: OZ Diamond *A Gold / Delta Gold
Posts: 775
I can confirm this personally. I had the same problem last month and added AUs after the fact. Also, the terms&conditions confirm that there is no AF for the first year. If Amex were to charge you fees for the AU cards in the first year, they would be in clear violation of the CARD Act. It's not going to happen.
. Good to know it was just the normal process to not pay the AU fee the 1st year.
Jan 7, 2019, 4:58 pm
#1065
Join Date: Dec 2018
Posts: 75
Wow, i've gotten credit cards quickly in the past before but I applied for this card last Friday and got it today (Monday).
I was able to add an AU as part of the app and I don't remember seeing anything about whether or not there is a 175 fee.
In the actual paper credit card agreement i received with the the card i see that it indicates authorized users are 175 dollars?
Does that mean I need to pay?
I was able to add an AU as part of the app and I don't remember seeing anything about whether or not there is a 175 fee.
In the actual paper credit card agreement i received with the the card i see that it indicates authorized users are 175 dollars?
Does that mean I need to pay?