Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
Jan 14, 2020, 6:55 am
#1127
Join Date: Apr 2011
Location: New York, NY
Posts: 390
usually you need to actually apply for a card to get a bonus (but you can always ask). Have you received a sign up bonus on a personal platinum amex card in the past?
Last edited by katstarr; Jan 14, 2020 at 7:01 am
Jan 14, 2020, 6:59 am
#1128
Join Date: Apr 2011
Location: New York, NY
Posts: 390
Since my fee hit in January (this month) I waited for that so I could get the benefit of the 2020 $200 airline credit, the saks credit and the Uber month credit. Then I called to either cancel or see if there was a retention offer. I was offered 20K points or $200 for a $3K spend and accepted it (the jury in my head is still unsure of whether that was wise or not, but c'est la vie). (I wrote about this on my blog last week)
Jan 14, 2020, 7:45 am
#1129
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
Jan 14, 2020, 9:34 am
#1130
Join Date: Jul 2007
Posts: 280
I believe mr_rogers is asking if holding a card by virtue of conversion disqualifies a bonus if applying for that same card in the future. A strict reading of the terms would disqualify a bonus, because you would have "had" the card. In practice, American Express' system seems to have trouble tracking product changes for new account bonus purposes, and the system might not show that you had a personal Platinum.
Jan 14, 2020, 5:21 pm
#1132
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,195
By doing so, I know that I've held the card for the entire one year that AMEX specifies, which avoids any "gaming the system" assumptions by the AMEX rule set.
Jan 14, 2020, 5:27 pm
#1133
FlyerTalk Evangelist
Join Date: Jun 2007
Location: Toronto
Programs: UA 1K, AC MM E75, Marriott LT Ti, IHG Dia Amb, Hyatt Glob
Posts: 15,521
With AMEX, I generally wait until after the annual fee posts if I'm going to cancel. (That's also when I would call to inquire about retention offers.)
By doing so, I know that I've held the card for the entire one year that AMEX specifies, which avoids any "gaming the system" assumptions by the AMEX rule set.
By doing so, I know that I've held the card for the entire one year that AMEX specifies, which avoids any "gaming the system" assumptions by the AMEX rule set.
Amex Canada claws back the airline rebate if card is cancelled after the annual fee hits, but they don’t seem to catch it if you cancel before.
Jan 14, 2020, 5:37 pm
#1134
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,195
I have heard of AMEX customer service reps threatening that the airline benefit would be clawed back but that individual was performing the "triple dip" and then canceling immediately after the third leg of that action.
Jan 22, 2020, 9:18 pm
#1135
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
Anyone else confirm that their ameriprise card has been product changed to the regular plat? My AF hasn't hit yet but if it was product changed I may downgrade to the green card which won't be an option if it has not product changed.
Jan 23, 2020, 7:20 am
#1136
Join Date: Jul 2012
Location: RDU
Programs: DL(PM), UA(Silver), AA(EXP) Marriott(Ti), HH(Gold), Hertz(PC)
Posts: 2,669
An additional data point on my apparent product change: my anniversary date for this card is in March, so it appears that my card was PCd ahead of the AF hitting.
Jan 31, 2020, 5:45 pm
#1137
Join Date: Jul 2017
Location: CVG/DAY
Posts: 29
I got a letter in the mail today saying my regular Platinum card is in the mail to replace the Ameriprise Platinum. It sounds like the only difference will be what's printed on the card, though.
Feb 2, 2020, 4:03 pm
#1138
Join Date: Jan 2002
Location: SoCal, CA
Programs: AA 1MM GO, SW A-List
Posts: 53
I'm worried if they do the product change then if I apply to the personal platinum later I won't qualify for the sign-up bonus. If that's the case seems it's better to REJECT the product change to be safe?
What are people doing?
The only PLT card has been the Ameriprise version.
Thanks!
Feb 2, 2020, 11:05 pm
#1140
Join Date: Mar 2012
Location: SFO
Programs: UA Million Miler Gold, Delta Gold, Alaska/VX Gold, SPG Gold for Life
Posts: 47
I'm curious on this, got the physical mail that the product change will happen March 26th, and I have until March 25th to REJECT this change.
I'm worried if they do the product change then if I apply to the personal platinum later I won't qualify for the sign-up bonus. If that's the case seems it's better to REJECT the product change to be safe?
What are people doing?
The only PLT card has been the Ameriprise version.
Thanks!
I'm worried if they do the product change then if I apply to the personal platinum later I won't qualify for the sign-up bonus. If that's the case seems it's better to REJECT the product change to be safe?
What are people doing?
The only PLT card has been the Ameriprise version.
Thanks!