Jun 19, 2015, 7:12 am
Last edit by: 747FC
Current offer (as of 7/1/16):
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
"A special offer for Ameriprise Clients: $0 introductory fee for the first year, then $550. Additional Cards can also be added for an introductory fee of $0 for the first year, then $175 for up to 3 Additional Platinum Cards. Earn an additional 5,000 Membership Rewards points for every $20,000 in eligible purchases on the Card, up to 30,000 additional points per year."
https://www262.americanexpress.com/d...rsion/personal
(In 2015 the offer included 25k MR points for $3,000 spend, with $450 annual fee waived.)
__________________________________________________ _________________
Is this card a different product than the normal personal Amex Platinum?
Yes, by all indications this card is treated differently. Multiple members have received the bonus after previously having a personal Platinum card. Members have also been able to use the travel credit on this card even after obtaining the travel credit on a personal Platinum in the same year. (Post 363)
Do authorized users have a fee?
The fee for additional users is waived for the first year. You can add authorized users at $0 when signing up or you can add them later by calling the number on the back of your card.
My decision is "in progress", what should I do?
Many users report that they received an "in progress" decision initially only to be approved within the next 48hrs with no additional communication (recon call). Click here to check status.
Does one need to be an Ameriprise customer to be approved for this card?
No, one does not have to be an Ameriprise customer in order to get approved for the card, although AMEX could technically enforce the "rule" in their terms and conditions and either cancel your card or convert it to a "regular" Platinum.
Ameriprise Amex Platinum (discontinued October 2019)
Aug 24, 2018, 2:11 pm
#963
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Aug 24, 2018, 7:48 pm
#964
Join Date: Nov 2004
Location: Los Angeles, CA; Philadelphia, PA
Programs: OZ Diamond
Posts: 6,139
Aug 24, 2018, 8:45 pm
#965
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Those aren't binding, either. A copy of a chat transcript isn't going to do anyone any good if Amex cracks down on the various forms of Plat churning.
Aug 25, 2018, 8:32 am
#966
Join Date: Sep 2013
Location: ORD
Programs: Once a somebody now a nobody
Posts: 516
Is the first year free once per lifetime like other Amex signup bonuses? I had the card in 2015 for 1 year and cancelled and wondering if I apply again if I will once again get the first year free. Thanks!
Aug 25, 2018, 6:06 pm
#967
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
Apply again and it will be free again. I and others have done it.
Aug 25, 2018, 6:07 pm
#968
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Aug 25, 2018, 7:19 pm
#969
Join Date: Mar 2011
Location: BDL, JFK
Posts: 658
Aug 26, 2018, 7:59 am
#970
Join Date: Sep 2013
Location: ORD
Programs: Once a somebody now a nobody
Posts: 516
Aug 26, 2018, 8:41 am
#971
Moderator: Alaska Mileage Plan
Join Date: Feb 2005
Posts: 12,318
Perhaps both. Amex can see application history. With its recent focus on limiting abuse, a pattern of apps isn't going to be looked on favorably.
Last edited by dayone; Aug 26, 2018 at 10:09 pm Reason: Typo.
Aug 26, 2018, 8:25 pm
#972
Suspended
Join Date: Oct 2017
Location: Miami, Florida
Programs: AA ExPlat, Hyatt Globalist, IHG Spire, Hilton Gold
Posts: 4,009
Amex has been struggling with Centurion Lounge overcrowding, and I guarantee the Ameriprise Plat churners use those lounges on a massively disproportionate basis. I would have thought this would be Job #1 for Amex's reported Rewards Abuse Team (RAT).
Aug 27, 2018, 2:05 am
#974
Join Date: Apr 2014
Posts: 540
I could see either or both of those happening. I'm astonished Amex hasn't cracked down on this already, since it massively devalues their flagship product. It makes no sense that Amex would be cool with people getting a free Plat every year, and it makes no sense that Ameriprise would want to subsidize cardholders who aren't Ameriprise customers. (I have no idea if Ameriprise pays anything toward the "first year free" benefit.)
Amex has been struggling with Centurion Lounge overcrowding, and I guarantee the Ameriprise Plat churners use those lounges on a massively disproportionate basis. I would have thought this would be Job #1 for Amex's reported Rewards Abuse Team (RAT).
Amex has been struggling with Centurion Lounge overcrowding, and I guarantee the Ameriprise Plat churners use those lounges on a massively disproportionate basis. I would have thought this would be Job #1 for Amex's reported Rewards Abuse Team (RAT).
Ultimately my guess is that Amex is well aware of what's happening, but does not see it as an issue that warrants their attention because there aren't that many people doing the opening and closing of this particular product.
Aug 27, 2018, 6:43 am
#975
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Of course they are, and they have been allowing it for a decade. This isn't an oversight, it's a marketing tool that allows a product manager to meet an objective -and- allows the company to tell analysts that the number of Platinum accounts is growing. They will restrict repeat fee waivers when it no longer serves their purposes.