May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
Aug 4, 2013, 8:37 am
#1216
Join Date: Aug 2013
Posts: 2
I was approved for the personal Chase Premiere Southwest card back in late June (24th to be exact). I really want to try for the lower level business card and get the CP but am afraid of the HP, being denied or not getting CP if I am approved. Should I just go or it?
Aug 4, 2013, 5:22 pm
#1217
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Trying to decide if I should apply for the Southwest since it's in it's final days of the 50k
I have 5 other Chase cards though and seeing others have had no luck moving CL
AirTran 2-15-13
United Explorer 12-21-12
Priority club-10-24-12
Marriott 9-22-12
Sapphire Preferred 9-18-12
Is this the first time Southwest has had such a big bonus? wonder if it will be offered again around Christmas time.
I have 5 other Chase cards though and seeing others have had no luck moving CL
AirTran 2-15-13
United Explorer 12-21-12
Priority club-10-24-12
Marriott 9-22-12
Sapphire Preferred 9-18-12
Is this the first time Southwest has had such a big bonus? wonder if it will be offered again around Christmas time.
Aug 4, 2013, 5:42 pm
#1219
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Aug 4, 2013, 5:44 pm
#1220
Join Date: Oct 2010
Posts: 113
If you already have the one SW card and are going for companion pass, then I would rather take the HP as opposed to losing the CP. Unless you're certain you can get the remaining 60k points some other way. I took the chance last year with 5 Chase cards and 8 CC applications in 6 months. Had to call, but was immediately approved.
Aug 4, 2013, 5:47 pm
#1221
Join Date: Oct 2010
Posts: 113
If I recall correctly since last year I believe this is the 4th time I recall seeing it. I know for sure it has been at least 3 times since June of last year. However no one can truly say if it will ever come back at the same 50k. However it has been offered at least 3 times at the 50k since June. My CP ends at the end of this year. Plan on using the wife if the plan pops back up again towards the end of the year. If you time that one right then you can get it for all of 2014-2015.
Aug 4, 2013, 8:17 pm
#1222
Suspended
Join Date: May 2009
Location: DFW
Programs: AAdvantage Platinum, Hilton HHonors Gold
Posts: 2,863
Chances to get an Ink Bold...
So, I got ~14 cards in the past 12 months, my credit score is >720, and I have gotten 3 Chase personal cards in this time frame. When I applied for a Ink Card in April I was denied, as the analyst felt Chase extended enough credit to me and as my accounts where all pretty new. I plan to reapply in November... Do you think I have good odds to be accepted? My income is >$100k.
Thanks!
Thanks!
Aug 4, 2013, 8:26 pm
#1223
Join Date: Aug 2013
Posts: 2
If you already have the one SW card and are going for companion pass, then I would rather take the HP as opposed to losing the CP. Unless you're certain you can get the remaining 60k points some other way. I took the chance last year with 5 Chase cards and 8 CC applications in 6 months. Had to call, but was immediately approved.
Aug 4, 2013, 8:48 pm
#1224
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
So, I got ~14 cards in the past 12 months, my credit score is >720, and I have gotten 3 Chase personal cards in this time frame. When I applied for a Ink Card in April I was denied, as the analyst felt Chase extended enough credit to me and as my accounts where all pretty new. I plan to reapply in November... Do you think I have good odds to be accepted? My income is >$100k.
Thanks!
Thanks!
Pluses good income and exposure to Chase.
Negatives 14 cards in 12 months what they termed to many accounts.
No new accounts probably, any more new accounts probably not.
Aug 4, 2013, 8:57 pm
#1225
Suspended
Join Date: May 2009
Location: DFW
Programs: AAdvantage Platinum, Hilton HHonors Gold
Posts: 2,863
If you don't have any more credit inquiries probably. Chase looks at everything even though they denied you for enough Chase credit.
Pluses good income and exposure to Chase.
Negatives 14 cards in 12 months what they termed to many accounts.
No new accounts probably, any more new accounts probably not.
Pluses good income and exposure to Chase.
Negatives 14 cards in 12 months what they termed to many accounts.
No new accounts probably, any more new accounts probably not.
Last edited by oneworld82; Aug 4, 2013 at 9:16 pm
Aug 4, 2013, 9:19 pm
#1226
Join Date: Nov 2010
Location: Traveling some where hopefully
Programs: AS, AA Gold, and Hilton
Posts: 1,954
I honestly don't know. They are looking at all your inquiries even though they turned you down for to many Chase accounts. Maybe some one else can help give you a more concrete answer? I've never been turned down or called reconsideration but I only do 6 cards a year betwen my wife and I. I wish you luck.
I think if you wait you should be ok. Not having new inquiries will help a lot.
I think if you wait you should be ok. Not having new inquiries will help a lot.
Aug 4, 2013, 9:55 pm
#1227
Join Date: Dec 2010
Location: Indianapolis
Programs: Hilton-Diamond Lifetime Platinum AA UA, WN-CP, SPG Gold.
Posts: 7,377
Open a Chase Business Checking Account, show them the love.
100k is not a lot of income with a high debt or low savings, they look at the bottom line.
Lower your credit limits on the other cards, and tell them you just want the perks, they could care less, I have done it before, and I have more cards than you do at the present time.
Chase knows the game, they also want to do the numbers.
100k is not a lot of income with a high debt or low savings, they look at the bottom line.
Lower your credit limits on the other cards, and tell them you just want the perks, they could care less, I have done it before, and I have more cards than you do at the present time.
Chase knows the game, they also want to do the numbers.
Aug 4, 2013, 10:00 pm
#1228
Suspended
Join Date: May 2009
Location: DFW
Programs: AAdvantage Platinum, Hilton HHonors Gold
Posts: 2,863
Open a Chase Business Checking Account, show them the love.
100k is not a lot of income with a high debt or low savings, they look at the bottom line.
Lower your credit limits on the other cards, and tell them you just want the perks, they could care less, I have done it before, and I have more cards than you do at the present time.
Chase knows the game, they also want to do the numbers.
100k is not a lot of income with a high debt or low savings, they look at the bottom line.
Lower your credit limits on the other cards, and tell them you just want the perks, they could care less, I have done it before, and I have more cards than you do at the present time.
Chase knows the game, they also want to do the numbers.
Aug 5, 2013, 2:54 pm
#1229
Join Date: Jul 2010
Location: PHL
Programs: Hyatt Globalist, Hilton Diamond, AA Gold, FB Gold, ITA Volare Executive
Posts: 3,294
Close (or not) and when Chase UA Mileage Plus Explorer
Sorry ... posted something earlier that goes better under retention thread, where I have now sent it.
Last edited by Biggie Fries; Aug 5, 2013 at 3:39 pm
Aug 5, 2013, 6:01 pm
#1230
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
Priority Club + Ritz Carlton card in one app round = possible?
I have never been denied any Chase CC, or any CC in general, except one time when my dumb a decided to apply for the Visa Black. I am quite thankful I was not approved.
I have never been denied any Chase CC, or any CC in general, except one time when my dumb a decided to apply for the Visa Black. I am quite thankful I was not approved.