Best credit card coversion rate to Asiamiles in 2009? (For FTers based in HK)
Aug 3, 2011, 9:15 am
#991
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
Please don't tell me you let CLP autodebit your ***bank*** account...all the miles forgone...
Even autodebit on Amex card is bad, they don't have MR points anymore http://www.hongkongcard.com/forum/fo...ow.php?id=4905
Even autodebit on Amex card is bad, they don't have MR points anymore http://www.hongkongcard.com/forum/fo...ow.php?id=4905
Aug 3, 2011, 9:18 am
#992
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
Note - only one of {dining | dept store | supermarkets }. Not all three.
AAVS - actually your Citibank Premiermiles also earns $8/mile on AAVS, but I don't like Citibank's long-standing rule that an Octopus can only be recharged for $250 a day - Shacom allows $500.
$500 useful when you are paying for the 11 colleagues' work meals by Octopus or decide to pick up a dozen Haagen-Dazs bars at 7-eleven (I do if I need to earn a lot of promotion tokens quickly).
AAVS - actually your Citibank Premiermiles also earns $8/mile on AAVS, but I don't like Citibank's long-standing rule that an Octopus can only be recharged for $250 a day - Shacom allows $500.
$500 useful when you are paying for the 11 colleagues' work meals by Octopus or decide to pick up a dozen Haagen-Dazs bars at 7-eleven (I do if I need to earn a lot of promotion tokens quickly).
I used Citibank PM for the AAVS previously but there was some issues related to the card a few years ago, which resulted in Citibank issuing a new card. So, I have to transfer it to HSBC.
Aug 3, 2011, 9:33 am
#993
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
I do use autopay on CLP as my electricity bill is typically not large anyway (usually less than $800) and I figure out even if I convert to miles, even take an average bill of $800 per 2 mths will only be worth like 100 miles at most at a conversion rate of $8 per mile.
At least you will let the merchant earn the amount eventually...we did discuss over at hongkongcard.com whether we can overpay merchants and then refund...I thought that was not only ethically grey, but also asking for (admin) trouble http://www.hongkongcard.com/forum/fo...ow.php?id=5503.
But skwchan noted:
In the old days when paying tax would get your points (not any more now), I know people over paid on purpose and then waited for Inland Revenue Dept to refund. They got big points. I am talking about HKD few hundred thousand. But when the amount is too big, I know the IRD complained to the credit card company.
Last edited by percysmith; Aug 3, 2011 at 9:39 am
Aug 3, 2011, 5:39 pm
#994
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
200 miles now. And at $4/mile you'll be looking for bills to pay in advance.
At least you will let the merchant earn the amount eventually...we did discuss over at hongkongcard.com whether we can overpay merchants and then refund...I thought that was not only ethically grey, but also asking for (admin) trouble http://www.hongkongcard.com/forum/fo...ow.php?id=5503.
At least you will let the merchant earn the amount eventually...we did discuss over at hongkongcard.com whether we can overpay merchants and then refund...I thought that was not only ethically grey, but also asking for (admin) trouble http://www.hongkongcard.com/forum/fo...ow.php?id=5503.
There were a couple of instances when I overpay (ie: paying the bill again without realizing that I have used auto-pay) and there were no complaints from CLP.
Aug 3, 2011, 6:25 pm
#995
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
At HK$4/miles and the fact that I can also use the card for rates payment (maybe just pay it for a year in advance), TownGas and Water Supply (the smallest) will increase the incentive for me to apply for the Diamond Card.
There were a couple of instances when I overpay (ie: paying the bill again without realizing that I have used auto-pay) and there were no complaints from CLP.
There were a couple of instances when I overpay (ie: paying the bill again without realizing that I have used auto-pay) and there were no complaints from CLP.
Aug 4, 2011, 2:21 pm
#996
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
Visa Fly Taxi - crappy card terminals...
I managed to call in a Fly Visa Cab an hour ago.
The driver was very co-operative. Was aware we had 20% rebate from Dah Sing and was willing to help.
However his terminal was well and truly broken. Even after ten or so tries between two cards over 7 minutes I wasn't able to get the terminal to work. Not even pulling the card terminal out and plugging it in was any help. Ended up paying cash.
The merchant acquirer for Autotaxi/Fly Visa taxi is Dah Sing. I'm not happy at Dah Sing for distributing crappy terminals that break so shortly after Visa Fly Taxi's been introduced.
The cabbie swore his terminal was working this morning, although he had to use the magnetic stripe for tonight's other Visa transaction. However, with my two Dah Sing cards (magenetic stripe and EMV chip only; no Paywave), when we attempted to use the magnetic stripe, we're prompted to use the chip instead -- might be something to the with the Cardholder Verification Method list on the Dah Sing cards being different from the other passenger's Visa card.
The driver was very co-operative. Was aware we had 20% rebate from Dah Sing and was willing to help.
However his terminal was well and truly broken. Even after ten or so tries between two cards over 7 minutes I wasn't able to get the terminal to work. Not even pulling the card terminal out and plugging it in was any help. Ended up paying cash.
The merchant acquirer for Autotaxi/Fly Visa taxi is Dah Sing. I'm not happy at Dah Sing for distributing crappy terminals that break so shortly after Visa Fly Taxi's been introduced.
The cabbie swore his terminal was working this morning, although he had to use the magnetic stripe for tonight's other Visa transaction. However, with my two Dah Sing cards (magenetic stripe and EMV chip only; no Paywave), when we attempted to use the magnetic stripe, we're prompted to use the chip instead -- might be something to the with the Cardholder Verification Method list on the Dah Sing cards being different from the other passenger's Visa card.
Aug 5, 2011, 4:46 am
#998
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
Aug 5, 2011, 9:01 am
#999
Join Date: Jan 2011
Location: HKG/YVR
Programs: MPO, Aeroplan, SPG
Posts: 183
I just received a letter from Bankcom saying that my wife's supplementary card got rejected, but I don't know if MY application got rejected. I'm pretty sure it wont, but never know.
My wife doesn't hold a HKID, but ill go call them and ask whats up.
My wife doesn't hold a HKID, but ill go call them and ask whats up.
Aug 5, 2011, 10:43 am
#1000
Join Date: Oct 2010
Location: Hong Kong
Programs: Marco Polo
Posts: 96
Oh I forgot to mention - if you activate it online at www.bankcomm.com.hk, you get to set your internet password right away. Otherwise you have to set one at the branch.
Going to a branch is pretty 20th century.
Aug 5, 2011, 10:48 am
#1001
Join Date: Jan 2008
Location: Hong Kong
Programs: BA Gold, JGC Sapphire, OZ Diamond, AF Silver, CX GR, Marriott Lifetime SL
Posts: 3,598
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Back in 2006 setting up DBS e-banking is easy: go to ATM, set your mobile number, set an initial Internet password , then signup online u are done
Back in 2006 setting up DBS e-banking is easy: go to ATM, set your mobile number, set an initial Internet password , then signup online u are done
Aug 6, 2011, 4:23 am
#1002
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
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There's a clause saying if u are under quota for the DBS$ requires they will charge you HKD 2 per DBS$, assuming someone just joined and desprately need the miles then 1740 HKD for 15K miles isnt bad at all
There's a clause saying if u are under quota for the DBS$ requires they will charge you HKD 2 per DBS$, assuming someone just joined and desprately need the miles then 1740 HKD for 15K miles isnt bad at all
http://dbs3.esdlife.com/blackbazaar/en/
15,000 Asia Miles
Final Bidding Price:
DB$ 930
Final Bidding Price:
DB$ 930
30,000 miles go on auction on 31 Aug 2011
Aug 6, 2011, 5:37 am
#1003
Join Date: Jan 2008
Location: Hong Kong
Programs: BA Gold, JGC Sapphire, OZ Diamond, AF Silver, CX GR, Marriott Lifetime SL
Posts: 3,598
well luckily I have skipped that and moved on. Just transferred 33000 AM from DBS to AsiaMiles for my mum's HKG-YYZ in J
if the 30K AM comes at HKD 0.2 per miles it's still a nice deal if and only if you doing Long Haul J or F
if the 30K AM comes at HKD 0.2 per miles it's still a nice deal if and only if you doing Long Haul J or F
Aug 6, 2011, 6:23 am
#1004
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
I just submitted my application for both the BankComm CUP Diamond & ShaComm Platinum Visa.
Received HK$50 Wellcome voucher upon submission and there's apparently a promotion going on whereby there's a bonus 3,000 AM being awarded for spending HK$3,000 in the first two months of card issuance. Should be able to fulfill that from meals alone
This is for the ShaComm Platinum Visa.
Received HK$50 Wellcome voucher upon submission and there's apparently a promotion going on whereby there's a bonus 3,000 AM being awarded for spending HK$3,000 in the first two months of card issuance. Should be able to fulfill that from meals alone
This is for the ShaComm Platinum Visa.
Aug 6, 2011, 9:28 am
#1005
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,801
Wirelessly posted (Palm850/V0100 Mozilla/4.0 (compatible; MSIE 6.0; Windows CE; IEMobile 7.11))
Huh? the standard deal is 5,000 miles www.bankcomm.com.hk/mediafiles/documents/CUPAppform.pdf - are you getting short changed?
Originally Posted by MilesBuzz
I just submitted my application for both the BankComm CUP Diamond & ShaComm Platinum Visa.
Received HK$50 Wellcome voucher upon submission and there's apparently a promotion going on whereby there's a bonus 3,000 AM being awarded for spending HK$3,000 in the first two months of card issuance. Should be able to fulfill that from meals alone This is for the ShaComm Platinum Visa.
Received HK$50 Wellcome voucher upon submission and there's apparently a promotion going on whereby there's a bonus 3,000 AM being awarded for spending HK$3,000 in the first two months of card issuance. Should be able to fulfill that from meals alone
This is for the ShaComm Platinum Visa.