Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Apr 2, 2015, 5:48 am
#2341
Join Date: Jun 2012
Location: PNW
Programs: Hilton Diamond, IHG Plat, WN CP
Posts: 130
50K/60K business links do not show an application when you open them with Firefox, but they do open to an application page in Chrome Incognito mode.
I assume that shoudl be in the wiki but I cannot add
I assume that shoudl be in the wiki but I cannot add
Last edited by Sunburn644; Apr 2, 2015 at 10:34 am Reason: add to wiki if possible
Apr 2, 2015, 5:59 pm
#2342
Join Date: Mar 2015
Posts: 23
So I signed up for my Premier card with 50000 bonus point offer. I hit the 2000 spending in first month and the 2076 points posted to my Rapid Rewards but not my bonus 50000. Should it post right away or will that part of it be delayed???
Apr 5, 2015, 9:30 am
#2344
Join Date: Jul 2013
Posts: 101
Southwest Premier Card
My AF of $99 just posted on my first renewal along with my 6000RR points. I called retention and didn't get an offer. I only spent about $4000 which was enough for the bonus and a few tickets. I tried to argue for the reduced value of the points as reason for an enhanced offer. Disappointing...
I still have the PLUS card which will renew in June. I'm struggling to see the value in keeping both cards. What do you suggest:
1) Cancel the card and keep the PLUS
2) Keep the card and cancel the PLUS on renewal
3) HUCA. Any reason to think I might have success
4) Plan to cancel both cards?
5) Plan to keep both cards?
My AF of $99 just posted on my first renewal along with my 6000RR points. I called retention and didn't get an offer. I only spent about $4000 which was enough for the bonus and a few tickets. I tried to argue for the reduced value of the points as reason for an enhanced offer. Disappointing...
I still have the PLUS card which will renew in June. I'm struggling to see the value in keeping both cards. What do you suggest:
1) Cancel the card and keep the PLUS
2) Keep the card and cancel the PLUS on renewal
3) HUCA. Any reason to think I might have success
4) Plan to cancel both cards?
5) Plan to keep both cards?
Apr 5, 2015, 9:33 am
#2345
Join Date: Sep 2014
Posts: 23
I applied for the sw premier (personal) a few months ago and got approved, met the requirements and received the 50K points.
I then applied for the sw plus (personal) and got approved , I met the spending requirements within the first billing cycle, but they only transfered about 2,300 without the 50k bonus this time...
Am I ineligible to receive both bonuses because they are both personal cards? I thought since one card is premier and one card is plus, I should receive both bonuess. Any chance the bonus will show up in n the next statement?
Thanks in advance for any response.
I then applied for the sw plus (personal) and got approved , I met the spending requirements within the first billing cycle, but they only transfered about 2,300 without the 50k bonus this time...
Am I ineligible to receive both bonuses because they are both personal cards? I thought since one card is premier and one card is plus, I should receive both bonuess. Any chance the bonus will show up in n the next statement?
Thanks in advance for any response.
Apr 5, 2015, 10:10 am
#2346
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
I applied for the sw premier (personal) a few months ago and got approved, met the requirements and received the 50K points.
I then applied for the sw plus (personal) and got approved , I met the spending requirements within the first billing cycle, but they only transfered about 2,300 without the 50k bonus this time...
Am I ineligible to receive both bonuses because they are both personal cards? I thought since one card is premier and one card is plus, I should receive both bonuess. Any chance the bonus will show up in n the next statement?
Thanks in advance for any response.
I then applied for the sw plus (personal) and got approved , I met the spending requirements within the first billing cycle, but they only transfered about 2,300 without the 50k bonus this time...
Am I ineligible to receive both bonuses because they are both personal cards? I thought since one card is premier and one card is plus, I should receive both bonuess. Any chance the bonus will show up in n the next statement?
Thanks in advance for any response.
Apr 5, 2015, 11:34 am
#2347
Join Date: Sep 2014
Posts: 23
Apr 5, 2015, 10:16 pm
#2350
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
To piggyback on this, I'm currently using companion pass that was earned almost entirely through the signup bonuses for two personal SW cards.
Look at your statement. If you crossed the spending threshold within about 5 days of the closing date, then expect the points to post on the next statement. If you crossed the spending threshold more than 5 days before the statement closing date then you may want to give Chase a call to check nothing is wacky with your account/signup bonus. Remember not to count payment of the annual fee in your spending calculation.
Look at your statement. If you crossed the spending threshold within about 5 days of the closing date, then expect the points to post on the next statement. If you crossed the spending threshold more than 5 days before the statement closing date then you may want to give Chase a call to check nothing is wacky with your account/signup bonus. Remember not to count payment of the annual fee in your spending calculation.
Apr 7, 2015, 5:34 pm
#2351
Join Date: Oct 2011
Location: North Carolina
Posts: 613
My wife just got the welcome email for the SW RR business card and the card has been added to her business accounts. It took a while for the approval.
This makes all three cards for her in the past three months.
I also applied but no notification yet. I have the two personal cards.
This makes all three cards for her in the past three months.
I also applied but no notification yet. I have the two personal cards.
Apr 8, 2015, 6:38 pm
#2353
Join Date: Jan 2013
Location: LAX, SNA
Posts: 359
For the Southwest Premier card, it states "Earn 1,500 Tier-Qualifying Points for every $10,000 in purchases, up to 15,000 Tier-Qualifying Points each calendar year" as an additional benefit. Does anyone know if the 1,500 Tier-Qualifying Points can be used to redeem for flights, in effect earning you 1.15% on regular purchases?
Apr 9, 2015, 10:26 am
#2355
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
The folks asking for referrals for the personal PLUS card fall into three categories: 1) they don't realize there are working links for 50k signup bonus for the personal PREMIER card but if they did they would go for it or 2) they have the personal PREMIER card already and so they want the personal PLUS with a 50k signup bonus or 3) they know about the 50k signup bonus links for the personal PREMIER and don't have one but they want the personal PLUS for its lower annual fee.