Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Mar 28, 2015, 1:55 am
#2311
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Thank you for the reply, Meecal! Yes, I just bought a $100 Amazon e-gift card today (12am on 3/28) which puts me at about $2100, including the $90 fee. So my deadline is 3/29 then? Or do I have to count 90 days? If the order remains as "pending" for more than 24 hours, am I SOL?
I was in a similar situation to you as I was lining up spending/bonus/statement to get companion pass again. I ended up making multiple purchases of different types, each of which would have taken me over the spending requirement individually. I just couldn't stand the thought of a purchase taking 3 or 4 days to post, leading to a missed bonus in my situation. It is very common for a purchase to take 1 or 2 days to post, not crazy for it to take 3 days to post. Anything more than that is very unusual.
Now, all that being said (written), years ago Chase reps would say that the 3 months was really 103 days (or some bizarre number like that which was significantly greater than 90). Whether that policy changed, or phone reps are just being told to answer the question differently, I don't know. If I were in your shoes, I wouldn't risk it. I'd make several purchases ASAP today (3/28) at different vendors (maybe buy a gift card at a grocery store and another one at a drug store) such that if any one of them posts by 3/29 you're over the $2k threshold. And make sure there's no refund about to hit your card.
Of course a call to Chase may provide clarity but in many cases you don't want to be relying on the word of a single agent.
Mar 28, 2015, 2:04 am
#2312
Join Date: Dec 2013
Posts: 20
The standard answer from the Chase agents recently has been 3 months (not 90 days) such that 3/29 would be the last day to reach the spending requirement. According to at least one Chase rep, the charge(s) that get you over the spending requirement threshold must have posted by the deadline.
I was in a similar situation to you as I was lining up spending/bonus/statement to get companion pass again. I ended up making multiple purchases of different types, each of which would have taken me over the spending requirement individually. I just couldn't stand the thought of a purchase taking 3 or 4 days to post, leading to a missed bonus in my situation. It is very common for a purchase to take 1 or 2 days to post, not crazy for it to take 3 days to post. Anything more than that is very unusual.
Now, all that being said (written), years ago Chase reps would say that the 3 months was really 103 days (or some bizarre number like that which was significantly greater than 90). Whether that policy changed, or phone reps are just being told to answer the question differently, I don't know. If I were in your shoes, I wouldn't risk it. I'd make several purchases ASAP today (3/28) at different vendors (maybe buy a gift card at a grocery store and another one at a drug store) such that if any one of them posts by 3/29 you're over the $2k threshold. And make sure there's no refund about to hit your card.
Of course a call to Chase may provide clarity but in many cases you don't want to be relying on the word of a single agent.
I was in a similar situation to you as I was lining up spending/bonus/statement to get companion pass again. I ended up making multiple purchases of different types, each of which would have taken me over the spending requirement individually. I just couldn't stand the thought of a purchase taking 3 or 4 days to post, leading to a missed bonus in my situation. It is very common for a purchase to take 1 or 2 days to post, not crazy for it to take 3 days to post. Anything more than that is very unusual.
Now, all that being said (written), years ago Chase reps would say that the 3 months was really 103 days (or some bizarre number like that which was significantly greater than 90). Whether that policy changed, or phone reps are just being told to answer the question differently, I don't know. If I were in your shoes, I wouldn't risk it. I'd make several purchases ASAP today (3/28) at different vendors (maybe buy a gift card at a grocery store and another one at a drug store) such that if any one of them posts by 3/29 you're over the $2k threshold. And make sure there's no refund about to hit your card.
Of course a call to Chase may provide clarity but in many cases you don't want to be relying on the word of a single agent.
Mar 28, 2015, 7:37 am
#2313
Join Date: Mar 2015
Posts: 7
Have you asked for a 50k Personal Plus referral in the appropriate thread? http://www.flyertalk.com/forum/south...quests-44.html
I don't have any inside info but I'd say it's 50/50 that there is another public offer for the Personal Plus at 50k within the next few months. On the one hand, Chase seems to be headed toward potentially eliminating the Plus cards as they don't even advertise (offer?) the Business Plus anymore and many followers think it's gone for good. On the other hand, if they get a lot of backlash for the devaluation on April 17, they may be scrambling to keep customers loyal and therefore offer points at a reduced rate to Chase who could then offer good signup bonuses, maybe even on the Personal Plus.
Good luck!
I don't have any inside info but I'd say it's 50/50 that there is another public offer for the Personal Plus at 50k within the next few months. On the one hand, Chase seems to be headed toward potentially eliminating the Plus cards as they don't even advertise (offer?) the Business Plus anymore and many followers think it's gone for good. On the other hand, if they get a lot of backlash for the devaluation on April 17, they may be scrambling to keep customers loyal and therefore offer points at a reduced rate to Chase who could then offer good signup bonuses, maybe even on the Personal Plus.
Good luck!
. I did post in the referral thread, but since I'm brand new and don't have any post history, I figured my chances are slim of getting a referral link. I think I'll hold off for now and see what happens after the devaluation. BTW, I'm so glad I found this forum. It has a wealth of information. I didn't even know about the companion pass until I found this place. We are hoping to do a bit of traveling in 2016 and the companion pass would be really helpful.
Mar 28, 2015, 8:07 am
#2314
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,087
Question,
I applied for my card on 12/29. I finished making the minimum spend on 3/28 (I was $80 short and didn't realize it...). My statement doesn't close until 4/18. Did the clock start ticking exactly on my approval date of 12/29? Do I have to pay the last of the $2000 threshold before my 3 months? Wondering if I should make an early payment to be safe.
I applied for my card on 12/29. I finished making the minimum spend on 3/28 (I was $80 short and didn't realize it...). My statement doesn't close until 4/18. Did the clock start ticking exactly on my approval date of 12/29? Do I have to pay the last of the $2000 threshold before my 3 months? Wondering if I should make an early payment to be safe.
-you have about 103 days from approval, according to the rep. I spoke to last month
-if you read the Applying for Chase Cards.. thread in the Chase Forum you will also find out that Chase's cut off for meeting your spend is actually ~4 to 5 days before the statement closes!!! Be aware. Finish your spend at least 5 days before the close of your statement. In your case that would be ~4/13. Finish this weekend and you'll be fine.
Mar 29, 2015, 12:36 am
#2317
Join Date: Jul 2014
Location: SFO
Posts: 266
Stupid question, after I received my Chase RR credit card, I logged into my chase account, but I can't see it in added into my online account. I have my Freedom and Marriott cards in there, but this Southwest card is not added. Is the online account managed through another portal?
Mar 29, 2015, 12:38 am
#2318
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Stupid question, after I received my Chase RR credit card, I logged into my chase account, but I can't see it in added into my online account. I have my Freedom and Marriott cards in there, but this Southwest card is not added. Is the online account managed through another portal?
Mar 29, 2015, 1:58 am
#2319
Join Date: Oct 2011
Location: North Carolina
Posts: 613
Stupid question, after I received my Chase RR credit card, I logged into my chase account, but I can't see it in added into my online account. I have my Freedom and Marriott cards in there, but this Southwest card is not added. Is the online account managed through another portal?
Mar 29, 2015, 12:21 pm
#2321
Join Date: May 2014
Posts: 16
This question is not about the sign on bonus and I did not see the answer in the WIKI…
I've been searching this forum for some time and don't see what I'm looking for…
I have two SWA cards, personal and business. My business is up for renewal and I think i want to cancel it. I'm assuming I won't lose any points if I cancel it or won't lose my companion pass. Is this correct? Also, if I cancel BOTH cards, would I still be ok on my rapid rewards points AND companion pass? I plan on wanting to get these cards again in about 2 - 3 years.
Thanks!
I've been searching this forum for some time and don't see what I'm looking for…
I have two SWA cards, personal and business. My business is up for renewal and I think i want to cancel it. I'm assuming I won't lose any points if I cancel it or won't lose my companion pass. Is this correct? Also, if I cancel BOTH cards, would I still be ok on my rapid rewards points AND companion pass? I plan on wanting to get these cards again in about 2 - 3 years.
Thanks!
Mar 29, 2015, 5:51 pm
#2322
Moderator: Southwest Airlines, Capital One
Join Date: Sep 1999
Location: California
Programs: WN Companion Pass, A-list preferred, Hyatt Globalist; United Club Lietime (sic) Member
Posts: 21,625
60K Business card offer came today via email. It doesn't seem targeted, but I don't know.
Landing Page (I removed part of the URL that had a coded form of my RR number)
https://applynow.chase.com/FlexAppWe...e_Business_60K
Landing Page (I removed part of the URL that had a coded form of my RR number)
https://applynow.chase.com/FlexAppWe...e_Business_60K
Mar 29, 2015, 6:17 pm
#2323
Join Date: Jan 2015
Posts: 77
This question is not about the sign on bonus and I did not see the answer in the WIKI…
I've been searching this forum for some time and don't see what I'm looking for…
I have two SWA cards, personal and business. My business is up for renewal and I think i want to cancel it. I'm assuming I won't lose any points if I cancel it or won't lose my companion pass. Is this correct? Also, if I cancel BOTH cards, would I still be ok on my rapid rewards points AND companion pass? I plan on wanting to get these cards again in about 2 - 3 years.
Thanks!
I've been searching this forum for some time and don't see what I'm looking for…
I have two SWA cards, personal and business. My business is up for renewal and I think i want to cancel it. I'm assuming I won't lose any points if I cancel it or won't lose my companion pass. Is this correct? Also, if I cancel BOTH cards, would I still be ok on my rapid rewards points AND companion pass? I plan on wanting to get these cards again in about 2 - 3 years.
Thanks!
Mar 29, 2015, 6:32 pm
#2324
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
I'm not a fan of Southwest so I likely won't apply. Maybe if I fly more and credit rewards still count for the companion pass I'll apply one day. Are details of the deval known? I could see restrictions on what counts for a companion pass instead of devaluation of point value.
Last edited by highops; Mar 30, 2015 at 4:08 am
Mar 29, 2015, 8:43 pm
#2325
Join Date: May 2014
Posts: 16