Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Apr 17, 2015, 10:53 am
#2372
Join Date: Mar 2015
Posts: 21
cancelling your premier card almost assuredly will not help your credit report (you might be able to increase your 'average age of account'), and any gain could be offset by the negative repercussions of cancelling this account (it will reduce your # of accounts; it could increase your credit utilization by reducing your overall credit limit). Plus you already have the credit inquiry on your report, so cancelling the account will not help in that respect.
but in the end, it all depends on the specifics of your individual credit report. without knowing the specifics, i would say keep the card until you receive your anniversary bonus, then examine your overall credit report and determine if it's worth keeping. by doing this, you avoid the possibility of pissing off chase by signing up and then cancelling within 6-7 months.
Apr 17, 2015, 11:06 am
#2373
Join Date: Mar 2015
Posts: 7
Thanks!
I applied and was accepted for the personal Premier card in March. I was then able to get a referral link to get the Personal Plus card for 50,000 bonus points. I called this morning and was instantly approved. They never even mentioned the other card. I should have my companion pass in about 2 months. :-) I didn't even know about this perk until I stumbled upon this forum, so I just wanted to say thanks!! 
Apr 17, 2015, 3:22 pm
#2374
Join Date: Mar 2015
Posts: 7
Referral for Personal Plus card
Hi,
I would really appreciate a referral! Thanks so much!
I would really appreciate a referral! Thanks so much!
Last edited by nsx; Apr 17, 2015 at 6:35 pm Reason: personal info redacted
Apr 20, 2015, 12:31 pm
#2375
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
data point
called the 800 # to apply for the 60k biz card .. didn't have to use the code or anything, the CSR auto-went into the 60k bonus $3k spend blah blah
took 20 min to apply over the phone
then immediately called RECON since they couldn't give me an answer, recon took 45 MIN!!
They went into EVERYTHING all over again. I'm glad I have a legit BIZ, couldn't imagine a dog walker going through all this hahah
got approved and they are rushing the card to me no charge
EDIT: what's the stance on AOR? do I apply today for the PERS or wait a while? haven't had a new CC in a LONG time
called the 800 # to apply for the 60k biz card .. didn't have to use the code or anything, the CSR auto-went into the 60k bonus $3k spend blah blah
took 20 min to apply over the phone
then immediately called RECON since they couldn't give me an answer, recon took 45 MIN!!
They went into EVERYTHING all over again. I'm glad I have a legit BIZ, couldn't imagine a dog walker going through all this hahah
got approved and they are rushing the card to me no charge
EDIT: what's the stance on AOR? do I apply today for the PERS or wait a while? haven't had a new CC in a LONG time
Last edited by stupidzbu; Apr 20, 2015 at 12:38 pm
Apr 20, 2015, 6:56 pm
#2377
Join Date: Mar 2004
Posts: 470
24 Months Prior Bonus Question
I received the e-mail offering me 50K points for a business card. The offer expires on April 27. I previously had a business card and received a bonus. I kept a file on this card and was able to pull the file and see that I received the prior bonus on a statement for the period 4-23-13 to 6-22-13. Am I out of luck?
I actually called Chase to see if they could tell me and they said that their system was wiped clean and all they could see was my current cards with them.
I just don't want to apply and not get the points. Any insights very welcome. Thanks.
I actually called Chase to see if they could tell me and they said that their system was wiped clean and all they could see was my current cards with them.
I just don't want to apply and not get the points. Any insights very welcome. Thanks.
Apr 21, 2015, 12:46 am
#2378
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
I received the e-mail offering me 50K points for a business card. The offer expires on April 27. I previously had a business card and received a bonus. I kept a file on this card and was able to pull the file and see that I received the prior bonus on a statement for the period 4-23-13 to 6-22-13. Am I out of luck?
I actually called Chase to see if they could tell me and they said that their system was wiped clean and all they could see was my current cards with them.
I just don't want to apply and not get the points. Any insights very welcome. Thanks.
I actually called Chase to see if they could tell me and they said that their system was wiped clean and all they could see was my current cards with them.
I just don't want to apply and not get the points. Any insights very welcome. Thanks.
I had one product purged within 3 months of closing the card and was able to get the bonus a second time because of it
Apr 21, 2015, 1:10 pm
#2379
Join Date: Jun 2014
Location: HOU
Programs: AA Plat | Delta Plat | Marriott Gold
Posts: 30
data point
called the 800 # to apply for the 60k biz card .. didn't have to use the code or anything, the CSR auto-went into the 60k bonus $3k spend blah blah
took 20 min to apply over the phone
then immediately called RECON since they couldn't give me an answer, recon took 45 MIN!!
They went into EVERYTHING all over again. I'm glad I have a legit BIZ, couldn't imagine a dog walker going through all this hahah
got approved and they are rushing the card to me no charge
EDIT: what's the stance on AOR? do I apply today for the PERS or wait a while? haven't had a new CC in a LONG time
called the 800 # to apply for the 60k biz card .. didn't have to use the code or anything, the CSR auto-went into the 60k bonus $3k spend blah blah
took 20 min to apply over the phone
then immediately called RECON since they couldn't give me an answer, recon took 45 MIN!!
They went into EVERYTHING all over again. I'm glad I have a legit BIZ, couldn't imagine a dog walker going through all this hahah
got approved and they are rushing the card to me no charge
EDIT: what's the stance on AOR? do I apply today for the PERS or wait a while? haven't had a new CC in a LONG time
Told them I was a financial adviser. He started asking for all kinds of things: Revenue from 2013, 2014, profit margins for both years. I was just like "I don't carry all that off-hand, but approximately $70k in revenue generated".
Brought up other things too: I have the Ink Bold business card too and he started quizing me why I only spend < $500/month on it. I tried to play it off like "I use the card for certain expenses, and those expenses have been low this year." Afterwards I was just like... what business is that of yours?
After he came back from that, he asked if I minded transferring some of my credit from the current business card to the Southwest Business one. I didn't use it all so I could careless... He basically took $5k in credit from my Ink Bold to the new Southwest Business... I was kinda befuddled... but I don't really care. Whatever gets me the points.
Apr 21, 2015, 5:00 pm
#2380
Join Date: Apr 2001
Location: Austin
Programs: AA P4L, WN, BA, DL, UA, HHonors, IHG
Posts: 3,485
Whence the Plus Cards?
It's 24 months since I got the bonus for the Plus cards ($69 annual fee), so it's time to apply again for them. But, I don't find any 50K links for them. Premier links are in the wiki, but no Plus links. Has Chase killed the Plus?
UPDATE: A 25K point offer for the Plus card can be found at https://www.southwest.com/html/rapid...rds/index.html
UPDATE: A 25K point offer for the Plus card can be found at https://www.southwest.com/html/rapid...rds/index.html
Last edited by Middle_Seat; Apr 22, 2015 at 11:14 am
Apr 23, 2015, 11:45 am
#2383
Join Date: Jul 2004
Location: MCO
Programs: AA 1MM, BA, UA, HH Dia, CC Gold, SPG Plat
Posts: 795
Apr 23, 2015, 2:01 pm
#2384
Join Date: Feb 2014
Posts: 188
Used the 60k landing page in the Wiki, got pending. Called immediately and was approved with minimal questioning. Verified 60k Southwest miles after 3k spend. They are also expiditing the card 1-2 biz days.
Have personal Premier already from end of last year. Do very little spend on that card.
Have personal Premier already from end of last year. Do very little spend on that card.