Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid Rewards® Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid Rewards® Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Mar 13, 2018, 1:28 pm
#3979
Join Date: Mar 2018
Posts: 6
yes, I know that. Sorry to those who are in disbelief that this is how it happened. I’ve never posted bc I’ve never had a question I couldn’t find an answer to. Still don’t have an answer to my question, which was what should I do now, given the circumstances. But I’ve got lots of insinuation that I am lying, so that’s a fantastic alternative to real information.
Mar 13, 2018, 3:40 pm
#3980
Join Date: Feb 2009
Posts: 6,611
yes, I know that. Sorry to those who are in disbelief that this is how it happened. I’ve never posted bc I’ve never had a question I couldn’t find an answer to. Still don’t have an answer to my question, which was what should I do now, given the circumstances. But I’ve got lots of insinuation that I am lying, so that’s a fantastic alternative to real information.
The one thing I'm sure almost all of long timers would agree on is that we would have made the spend and see if the bonus points posted for both card, you should have asked us before you cancelled the card
My $$ says if they gave you 2 of the same card ( with different account numbers of course) that you would have received both bonuses because Chase outright denies people who don't qualify for SU bonuses and does not issue multiple accounts for the same product. In other words there is no system in place to deny any bonus for a Chase card that gets approved.
Mar 13, 2018, 7:36 pm
#3981
Join Date: Mar 2018
Programs: SWA
Posts: 5
Chase bait and switch
Back in Sept 2018 I applied for the Chase Southwest Airlines Plus Card 60K bonus program. When I applied I took screen shots and printed all screens that I clicked. Included were details on the offer and the terms for spending, etc. Second month after hitting $2000 in spending, I see 10K bonus points awarded and a $200 statement credit. I wait two more months to see if the balance of the 60K points was credited but nothing. Contacted Chase. They indicate I applied for the 10K, $200 credit offer. I told them I have screen shots of the 60K offer that I applied for but they will not budge. Southwest Airlines was apologetic but won't do anything either. Obviously BAIT AND SWITCH but there is no where else to go. Tried CFPB (Feds) but that was useless. Just wondering where I should go next. I took screenshots because I knew the ethics of Chase JP Morgan. My prediction was accurate.
Mar 14, 2018, 4:23 am
#3982
Join Date: May 2005
Location: PHX
Programs: AA Gold, WN A+ & CP, HH Diamond, Hyatt Platinum, National Executive Elite
Posts: 3,248
Back in Sept 2018 I applied for the Chase Southwest Airlines Plus Card 60K bonus program. When I applied I took screen shots and printed all screens that I clicked. Included were details on the offer and the terms for spending, etc. Second month after hitting $2000 in spending, I see 10K bonus points awarded and a $200 statement credit. I wait two more months to see if the balance of the 60K points was credited but nothing. Contacted Chase. They indicate I applied for the 10K, $200 credit offer. I told them I have screen shots of the 60K offer that I applied for but they will not budge. Southwest Airlines was apologetic but won't do anything either. Obviously BAIT AND SWITCH but there is no where else to go. Tried CFPB (Feds) but that was useless. Just wondering where I should go next. I took screenshots because I knew the ethics of Chase JP Morgan. My prediction was accurate.
It's not bait and switch as people get the correct bonus all the time.
If all else fails maybe Emmett Brown, Ph.D., can help.
Mar 14, 2018, 10:35 am
#3983
Join Date: Mar 2018
Programs: SWA
Posts: 5
Maybe not Bait and Switch for some but in my case I have the exact screen shots of the offer. How they can say I signed up on a different offer is amazing. I have placed 3 different calls to Chase and it's always the same reply. "The marketing department has determined that you signed up on a different plan", even though I have the screenshots showing specific plan details. All reps were apologetic but it's obvious they have chosen not to honor the original offer I clicked on. Why would anyone jump on an offer for 10K points? I certainly wouldn't have. There are many cases of people experiencing this misleading advertising through out the internet.
Mar 14, 2018, 11:51 am
#3984
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Back in Sept 2018 I applied for the Chase Southwest Airlines Plus Card 60K bonus program. When I applied I took screen shots and printed all screens that I clicked. Included were details on the offer and the terms for spending, etc. Second month after hitting $2000 in spending, I see 10K bonus points awarded and a $200 statement credit. I wait two more months to see if the balance of the 60K points was credited but nothing. Contacted Chase. They indicate I applied for the 10K, $200 credit offer. I told them I have screen shots of the 60K offer that I applied for but they will not budge. Southwest Airlines was apologetic but won't do anything either. Obviously BAIT AND SWITCH but there is no where else to go. Tried CFPB (Feds) but that was useless. Just wondering where I should go next. I took screenshots because I knew the ethics of Chase JP Morgan. My prediction was accurate.
Mar 14, 2018, 2:19 pm
#3986
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
To some, including Chase, it may appear you were trying to take advantage of them.
Mar 14, 2018, 3:09 pm
#3987
Join Date: Mar 2018
Programs: SWA
Posts: 5
You must work for Chase. In my request I was very specific that I simply wanted what the original offer was as shown on the screen . They could take back their $200 statement credit and issue the additional 50,000 bonus points as advertised. If I didn't click on the correct offer why did I spend $2000 within the first 60 days? Why, because that was the terms of the offer. I met the requirements as they requested. I simply wanted what they promised when I met my side of the agreement. I would be happy to post the screen shot of the offer showing the exact offer code on the face page.
I thought there might be a little consumer advocacy here but I guess I was wrong.
I thought there might be a little consumer advocacy here but I guess I was wrong.
Mar 14, 2018, 4:34 pm
#3988
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
You must work for Chase. In my request I was very specific that I simply wanted what the original offer was as shown on the screen . They could take back their $200 statement credit and issue the additional 50,000 bonus points as advertised. If I didn't click on the correct offer why did I spend $2000 within the first 60 days? Why, because that was the terms of the offer. I met the requirements as they requested. I simply wanted what they promised when I met my side of the agreement. I would be happy to post the screen shot of the offer showing the exact offer code on the face page.
I thought there might be a little consumer advocacy here but I guess I was wrong.
I thought there might be a little consumer advocacy here but I guess I was wrong.
Mar 14, 2018, 5:28 pm
#3989
Join Date: Mar 2018
Programs: SWA
Posts: 5
Thank you for your kind words toward helping me work out a solution with Chase Bank. You apparently missed the part where I said I only want Chase to honor the offer I clicked on. They can TAKE BACK the $200 statement credit and apply the remaining 50,000 bonus points to my account, exactly as the offer suggested. I simply want what was offered. I can provide actual screenshot documentation of the original offer.
Mar 14, 2018, 5:45 pm
#3990
Join Date: Feb 2009
Posts: 6,611
You must work for Chase. In my request I was very specific that I simply wanted what the original offer was as shown on the screen . They could take back their $200 statement credit and issue the additional 50,000 bonus points as advertised. If I didn't click on the correct offer why did I spend $2000 within the first 60 days? Why, because that was the terms of the offer. I met the requirements as they requested. I simply wanted what they promised when I met my side of the agreement. I would be happy to post the screen shot of the offer showing the exact offer code on the face page.
I thought there might be a little consumer advocacy here but I guess I was wrong.
I thought there might be a little consumer advocacy here but I guess I was wrong.
What most likely happened is that you browsed over different offers and did not clear your browser history so the $200 credit offer was still in memory.
You are not the first person to have this happen and that's why it's recommended to clear your browser history before applying for any card.
If you are 3/24 or under you can still get CP and another SW 110K points
Last edited by flyer4512; Mar 14, 2018 at 9:03 pm