Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Apr 23, 2018, 11:46 am
#4021
Join Date: Feb 2017
Posts: 19
50K Plus gone?
I just noticed the link in the wiki no longer works. Unless someone can find a 50K offer, I think it's now 40K with the same "only one card" restriction on the Plus card. I still had a week to go before applying, so it looks like no more companion pass for us. End of an era.
Also, just tried the last link for refer-a-friend on my plus card and get this message:
Thank you for visiting Chase.
The Southwest Rapid RewardsŪ Plus Credit Card Refer-A-Friend promotion has concluded.
Looks like they're really cracking down on extra point accumulation.
Also, just tried the last link for refer-a-friend on my plus card and get this message:
Thank you for visiting Chase.
The Southwest Rapid RewardsŪ Plus Credit Card Refer-A-Friend promotion has concluded.
Looks like they're really cracking down on extra point accumulation.
Last edited by UsualNoise; Apr 23, 2018 at 11:49 am Reason: More info
Apr 24, 2018, 7:50 pm
#4022
Join Date: Feb 2017
Posts: 19
Wiki stuff
I noticed a minor issue in the wiki - the link for the Premier card is correct, but the description has $69 annual fee. Should be $99.
Also, there actually is a current Plus card available right now with the same 40K points but a $69 annual fee. So, there's a Personal and Premier card currently available, but you can't get both at the same time. (So not sure why anyone would opt for the $99 / year Premier unless they really don't want those foreign transaction fees.)
I also had a general credit application question. Now that the CP is off the board I'm going to try to just get a bunch of points to use for flying. I'm going to go for one SW RR card for the 40K points and a Chase Sapphire Preferred card (and transfer the 50K points to SW). My question is: should I apply for both cards on the same day? Will the hard inquiry be combined? Or should I separate the apps by some time? Just seeing if there is a best-practice for this.
Also, there actually is a current Plus card available right now with the same 40K points but a $69 annual fee. So, there's a Personal and Premier card currently available, but you can't get both at the same time. (So not sure why anyone would opt for the $99 / year Premier unless they really don't want those foreign transaction fees.)
I also had a general credit application question. Now that the CP is off the board I'm going to try to just get a bunch of points to use for flying. I'm going to go for one SW RR card for the 40K points and a Chase Sapphire Preferred card (and transfer the 50K points to SW). My question is: should I apply for both cards on the same day? Will the hard inquiry be combined? Or should I separate the apps by some time? Just seeing if there is a best-practice for this.
Apr 25, 2018, 2:21 pm
#4023
Join Date: Feb 2009
Posts: 6,607
I noticed a minor issue in the wiki - the link for the Premier card is correct, but the description has $69 annual fee. Should be $99.
Also, there actually is a current Plus card available right now with the same 40K points but a $69 annual fee. So, there's a Personal and Premier card currently available, but you can't get both at the same time. (So not sure why anyone would opt for the $99 / year Premier unless they really don't want those foreign transaction fees.)
I also had a general credit application question. Now that the CP is off the board I'm going to try to just get a bunch of points to use for flying. I'm going to go for one SW RR card for the 40K points and a Chase Sapphire Preferred card (and transfer the 50K points to SW). My question is: should I apply for both cards on the same day? Will the hard inquiry be combined? Or should I separate the apps by some time? Just seeing if there is a best-practice for this.
Also, there actually is a current Plus card available right now with the same 40K points but a $69 annual fee. So, there's a Personal and Premier card currently available, but you can't get both at the same time. (So not sure why anyone would opt for the $99 / year Premier unless they really don't want those foreign transaction fees.)
I also had a general credit application question. Now that the CP is off the board I'm going to try to just get a bunch of points to use for flying. I'm going to go for one SW RR card for the 40K points and a Chase Sapphire Preferred card (and transfer the 50K points to SW). My question is: should I apply for both cards on the same day? Will the hard inquiry be combined? Or should I separate the apps by some time? Just seeing if there is a best-practice for this.
Why is CP off the board, there are still 2 WN cards that currently bring 104K CPQP.
Last edited by flyer4512; May 1, 2018 at 4:33 pm
Apr 25, 2018, 3:52 pm
#4027
Join Date: Feb 2009
Posts: 6,607
I have been getting business card for over a decade in the name of a bar I sold 15 years ago, oddly enough I never had any business cards while I owned the place.
Even if you are not approved it won't effect your personal cards with Chase.
Apr 25, 2018, 4:36 pm
#4028
Join Date: Feb 2017
Posts: 19
Thanks for the info. At this point we will have 0 business income at the end of the year, so rather than fudge the numbers and take a chance I'll just play it safe. Appreciate the tips though. It has definitely given me the idea to potentially make an 'eBay' business and sell some stuff around the house. Should have done it when we moved in 2016, had $3,000 in sales then.
Last edited by UsualNoise; Apr 25, 2018 at 4:36 pm Reason: Grammar
Apr 25, 2018, 5:14 pm
#4029
Join Date: Feb 2009
Posts: 6,607
Thanks for the info. At this point we will have 0 business income at the end of the year, so rather than fudge the numbers and take a chance I'll just play it safe. Appreciate the tips though. It has definitely given me the idea to potentially make an 'eBay' business and sell some stuff around the house. Should have done it when we moved in 2016, had $3,000 in sales then.
Bus card are guaranteed by the person who applies so it's all about your credit score
Don't forget that while you have to be under 5/24 to get approved even Chase business card does not count towards 5/24
The only thing they can do is say no.
Apr 25, 2018, 5:34 pm
#4030
FlyerTalk Evangelist
Join Date: Nov 2000
Location: Nashville -Past DL Plat, FO, WN-CP, various hotel programs
Programs: DL-MM, AA, SW w/companion,HiltonDiamond, Hyatt PLat, IHF Plat, Miles and Points Seeker
Posts: 11,074
May 1, 2018, 3:06 pm
#4034
Join Date: Oct 2009
Posts: 236
Does any website track when Chase has historically offered higher points for signing up for the SW card? Something like this site does for the Citi Advantage cards: http://www.creditcards.com/credit-ca...card-bonus.php (Scroll down to see the history). I'm going under 5/24 in about a month and on the lookout for my next card.
May 1, 2018, 4:38 pm
#4035
Join Date: Feb 2009
Posts: 6,607
Does any website track when Chase has historically offered higher points for signing up for the SW card? Something like this site does for the Citi Advantage cards: http://www.creditcards.com/credit-ca...card-bonus.php (Scroll down to see the history). I'm going under 5/24 in about a month and on the lookout for my next card.
IMO you would be better waiting until mid October and getting the Southwest Business card which is almost always 60K and work on Companion pass for 2019/20
Citi American cards can get an extra 20K ( max total bonus 75K) for just asking Citi as I have done it several times. 50k matched to 70K, 65K matched to 75K