21,000 onepass for checking account
#1966
FlyerTalk Evangelist


Join Date: Jul 2003
Location: Florida
Posts: 30,343
It's in writing for each of us, so my expectation would be that any "surprise" would be taken care of. This is what it says on the BusinessClassic summary we received:
Avoid a monthly service fee:
Maintain required minimum monthly balance OR
Link to a Chase Premium Checking or Chase Premier Platinum Checking OR
Link to an active Chase business credit card OR
Have 5 or more debit card purchases post each statement period (excludes ATM and cash advance transactions).
The bolding occurs on the account summary, the English is simple enough, and I questioned her in person as well. Since I am linked to a Chase Premium checking AND have the business credit card, I'm confident I have met two of the four ways to avoid a monthly fee.
Quoted from the Chase website: Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations.
This in itself may explain some of the differences that people have reported.
Avoid a monthly service fee:
Maintain required minimum monthly balance OR
Link to a Chase Premium Checking or Chase Premier Platinum Checking OR
Link to an active Chase business credit card OR
Have 5 or more debit card purchases post each statement period (excludes ATM and cash advance transactions).
The bolding occurs on the account summary, the English is simple enough, and I questioned her in person as well. Since I am linked to a Chase Premium checking AND have the business credit card, I'm confident I have met two of the four ways to avoid a monthly fee.
Quoted from the Chase website: Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations.
This in itself may explain some of the differences that people have reported.
The business credit card is the one condition you can rely on.
The banker showed us the computer screen which displayed we are "preapproved" for the Continental personal and business credit cards. I told her I did not want them just yet - the sign up bonuses simply not high enough to interest me. They need to up it to at least 50K before I would even consider. I got the current UA 50K offer but not liking the $95 fee and passed. I already made the mistake of getting the 60K Priority Club targeted offer. Less than 2 months now the targeted offer is at 80K. The sign up bonuses seem to get higher and higher, there is no reason to sign up a 25K or 30K CO card.
Last edited by Happy; Jan 5, 2011 at 11:36 pm
#1967
FlyerTalk Evangelist


Join Date: Jul 2003
Location: Florida
Posts: 30,343
12/20/2010 Debit Card Transaction C A* WALGREENS #4141 LAU 12/17C A* WALG $0.34
The C A* depicts it being miles-earning transaction, i.e. CREDIT CARD TYPE transaction.
Need to have this C A *, else it is not the type needed to avoid monthly fee.
#1968


Join Date: Aug 2008
Location: SAF
Programs: Hilton Honors Silver
Posts: 705
I had the Chase Checking the last few years in a row. I cancelled my last one in October in anticipation of being able to meet the requirements (no existing Chase Checking account) for this year. Hopefully they open things up a bit soon.
#1969
FlyerTalk Evangelist



Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,942
I would caution using Verizon to make debit card transactions. I have a bank account that gives high interest if one makes 12 debit card transactions a month like it is a credit card transaction. It used to work perfectly, however a few months ago, Verizon started posting it as a ATM/PIN based type transaction and I lost one month's interest.
#1970


Join Date: Aug 2009
Posts: 528
Sweet! Thanks for posting this. It is also worthy of its own thread...
EDIT: Although I noticed this little nugget in the T&C:
"This exclusive offer is by invitation only and the bonus miles will be awarded to the United Mileage Plus customer who received this communication directly from Chase."
EDIT#2: Oh this keeps getting more and more interesting. Another sign of things to come hidden in the T&C?? It says "The bonus miles will be deposited into your United Mileage Plus account by 1/31/2011 if your initial direct deposit posts to your account by 1/15/11; otherwise your bonus points will post to your United Mileage Plus account by 5/1/2011."
It makes me wonder if something big on the back end side is happening between 1/31/2011 and 5/1/2011. Seems like a long time to delay miles posting.
EDIT: Although I noticed this little nugget in the T&C:
"This exclusive offer is by invitation only and the bonus miles will be awarded to the United Mileage Plus customer who received this communication directly from Chase."
EDIT#2: Oh this keeps getting more and more interesting. Another sign of things to come hidden in the T&C?? It says "The bonus miles will be deposited into your United Mileage Plus account by 1/31/2011 if your initial direct deposit posts to your account by 1/15/11; otherwise your bonus points will post to your United Mileage Plus account by 5/1/2011."
It makes me wonder if something big on the back end side is happening between 1/31/2011 and 5/1/2011. Seems like a long time to delay miles posting.
#1971




Join Date: Jan 2008
Location: San Luis Obispo, CA
Programs: Military Space-A, UA Plat, AS MVP Gold 75K, Hyatt Globalist, Marriott Plat, IHG Plat, HHonors Gold
Posts: 1,250
IIRC, There was a page or block that popped up that I had to uncheck each time I wanted to use a card on Verison. Verison is my go-to place for rebate gift cards from Staples and the like. That way, instead of carrying around and forgetting to use the full balance on one of those cards, I just log onto VZ Wireless and pay the full amount of the card against my bill. No more forgetting I have $6.84 balance I haven't used.
I would caution using Verizon to make debit card transactions. I have a bank account that gives high interest if one makes 12 debit card transactions a month like it is a credit card transaction. It used to work perfectly, however a few months ago, Verizon started posting it as a ATM/PIN based type transaction and I lost one month's interest.
#1972
Join Date: Dec 2008
Posts: 563
If you look at www.continental.com now under the credit/debit card section it states Continental Debit Cards are no longer available to new customers.
#1973


Join Date: Mar 2005
Location: NYC
Programs: United 1P
Posts: 694
I would caution using Verizon to make debit card transactions. I have a bank account that gives high interest if one makes 12 debit card transactions a month like it is a credit card transaction. It used to work perfectly, however a few months ago, Verizon started posting it as a ATM/PIN based type transaction and I lost one month's interest.
Last edited by kgkg; Jan 7, 2011 at 2:18 pm
#1975
FlyerTalk Evangelist




Join Date: Nov 2009
Location: Northeast Kansas | Colorado Native
Programs: Amex Gold/Plat, UA *G, Hyatt Globalist, IHG Plat Marriott LT Gold, NEXUS, TSA Disparager Unobtanium
Posts: 22,656
If you look at www.continental.com now under the credit/debit card section it states Continental Debit Cards are no longer available to new customers.
#1976
Join Date: May 2010
Location: Up in the Air
Posts: 87
Chase United Checking (10k) or Chase $ 100 Bonus?
Folks,
I have the Chase /CO Checking account, but from the posts here it appears unlikely that the 25k offer will be introduced again this year!
I am about to close this account, and I have two options at the moment:
1) Get the United Checking from Chase with 10k miles
2) Get a $ 100 Bonus from Chase for a new checking account.
Which one would you pick? And do you think it is wise to wait a little in the hopes of the Chase /CO Checking offer being revived again? Chase allows only one bonus per customer per year, and CO would be my first choice.
Thanks!
I have the Chase /CO Checking account, but from the posts here it appears unlikely that the 25k offer will be introduced again this year!

I am about to close this account, and I have two options at the moment:
1) Get the United Checking from Chase with 10k miles
2) Get a $ 100 Bonus from Chase for a new checking account.
Which one would you pick? And do you think it is wise to wait a little in the hopes of the Chase /CO Checking offer being revived again? Chase allows only one bonus per customer per year, and CO would be my first choice.
Thanks!
#1977
FlyerTalk Evangelist




Join Date: Nov 2009
Location: Northeast Kansas | Colorado Native
Programs: Amex Gold/Plat, UA *G, Hyatt Globalist, IHG Plat Marriott LT Gold, NEXUS, TSA Disparager Unobtanium
Posts: 22,656
Folks,
I have the Chase /CO Checking account, but from the posts here it appears unlikely that the 25k offer will be introduced again this year!
I am about to close this account, and I have two options at the moment:
1) Get the United Checking from Chase with 10k miles
2) Get a $ 100 Bonus from Chase for a new checking account.
Which one would you pick? And do you think it is wise to wait a little in the hopes of the Chase /CO Checking offer being revived again? Chase allows only one bonus per customer per year, and CO would be my first choice.
Thanks!
I have the Chase /CO Checking account, but from the posts here it appears unlikely that the 25k offer will be introduced again this year!

I am about to close this account, and I have two options at the moment:
1) Get the United Checking from Chase with 10k miles
2) Get a $ 100 Bonus from Chase for a new checking account.
Which one would you pick? And do you think it is wise to wait a little in the hopes of the Chase /CO Checking offer being revived again? Chase allows only one bonus per customer per year, and CO would be my first choice.
Thanks!
Don't wait, just pick whichever you think is a better deal.
#1978


Join Date: Mar 2009
Posts: 231
As far as the possibility of there being a higher mileage bonus at a future date on the credit cards, I took the following into consideration:
1. There's been no new checking/debit offer, which may be comparing apples to oranges, but may also indicate a slowing down of CO offers in general. I think others are agreeing with this.
2. Some of the newer Chase UA offers were not fee free the first year. Yes, I'd probably go for a 50K offer with a $95 fee myself - but I don't find 30K for no fee with a $50 statement credit all that painful.
3. The banker hinted at a possible pending elimination of, or change to, the debit card transactions providing a means to waive checking account fees, much as the DD requirement has changed. I wouldn't be surprised at this. Since the business credit card waives the checking account fee, I thought it beneficial to position myself in advance against that possible loss, while there was still a credit card with a bonus to get!
Hey, I'd be thrilled if a better CO credit card offer came along & some of the FTers who have provided so much useful information to me were able to take advantage of it. I hope it happens! But I'm cool with the 100K miles each we got that day for one hour with the Chase banker, and not overly optimistic that a better deal is on its way.
#1979
FlyerTalk Evangelist


Join Date: Jul 2003
Location: Florida
Posts: 30,343
It's in the T&C's as well.
As far as the possibility of there being a higher mileage bonus at a future date on the credit cards, I took the following into consideration:
1. There's been no new checking/debit offer, which may be comparing apples to oranges, but may also indicate a slowing down of CO offers in general. I think others are agreeing with this.
2. Some of the newer Chase UA offers were not fee free the first year. Yes, I'd probably go for a 50K offer with a $95 fee myself - but I don't find 30K for no fee with a $50 statement credit all that painful.
3. The banker hinted at a possible pending elimination of, or change to, the debit card transactions providing a means to waive checking account fees, much as the DD requirement has changed. I wouldn't be surprised at this. Since the business credit card waives the checking account fee, I thought it beneficial to position myself in advance against that possible loss, while there was still a credit card with a bonus to get!
Hey, I'd be thrilled if a better CO credit card offer came along & some of the FTers who have provided so much useful information to me were able to take advantage of it. I hope it happens! But I'm cool with the 100K miles each we got that day for one hour with the Chase banker, and not overly optimistic that a better deal is on its way.
As far as the possibility of there being a higher mileage bonus at a future date on the credit cards, I took the following into consideration:
1. There's been no new checking/debit offer, which may be comparing apples to oranges, but may also indicate a slowing down of CO offers in general. I think others are agreeing with this.
2. Some of the newer Chase UA offers were not fee free the first year. Yes, I'd probably go for a 50K offer with a $95 fee myself - but I don't find 30K for no fee with a $50 statement credit all that painful.
3. The banker hinted at a possible pending elimination of, or change to, the debit card transactions providing a means to waive checking account fees, much as the DD requirement has changed. I wouldn't be surprised at this. Since the business credit card waives the checking account fee, I thought it beneficial to position myself in advance against that possible loss, while there was still a credit card with a bonus to get!
Hey, I'd be thrilled if a better CO credit card offer came along & some of the FTers who have provided so much useful information to me were able to take advantage of it. I hope it happens! But I'm cool with the 100K miles each we got that day for one hour with the Chase banker, and not overly optimistic that a better deal is on its way.
With the more stringent policy Chase has had regarding card churning, I would want more than 30K miles to open a card that may prevent me from opening other Chase card(s) within the next 6 months... The 100K BA, 50K UA and 60K or 80K PC pts are all better offers than the CO's.

I do understand the excitement of 100K miles - but remember, while they seem to come on one day just an hour at the bank, they actually represent a full year's worth (or worse, a one time only worth, if no more checking account bonus) of miles... It is good but not as nice as the BA offer that started the mega bonus trend from Nov 2009.
It does not concern me if they eventually eliminate the debit card transactions as means to avoid fee, as by then our accounts are "aged" enough to be canceled without danger of losing the bonuses. I can see them putting a minimum amount requirement on the transaction, but unlikely they would eliminate that - for if that is the case, many folks would ditch extra checking accounts and only keep what they view are necessary. Every bank wants the customer staying with the bank instead of leaving the bank - not everyone has DD nor wants to get a credit card from the bank, so the debit card transactions most likely remain as one of the options.
Last edited by Happy; Jan 6, 2011 at 7:27 pm
#1980
formerly known as Frugal Travel Guy


Join Date: Jul 2001
Location: Greenville, SC
Programs: UA Gold, HH Gold, SPG Gold, Marriott Silver, Hyatt Platinum
Posts: 1,925
Here is a 2011 Copyright link on the deal
2500 miles per debit card.
Max of three additional users.
Here is the link

