Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE
PointsU conference (2018 & 2019 website)
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS
Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE
PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
#3931
Join Date: May 2013
Location: west coast best coast
Programs: TINDER GOLD, STARBUCKS GOLD, COSTCO EXECUTIVE!!
Posts: 3,987
My Scotiabank Chase Canada Marriott card expires in a few months and a new one has not been sent yet. Has anyone recently got a new card, or are we in for a nasty surprise soon?
#3932
Join Date: Aug 2009
Location: YYZ
Programs: UA Silver, Marriott Titan
Posts: 230
#3933
Join Date: Apr 2017
Location: Newfoundland & Labrador
Programs: SPG, Marriott, Avion, Alaska
Posts: 7
I noticed that the MBNA Alaska Airlines MasterCard is no longer available on their website for sign-up. I went through their chat service and I was told that the card hasn't been available for online applications for the last couple of days but you can apply over the phone.
https://www.mbna.ca/credit-cards/ove...ravel-rewards/
https://www.mbna.ca/credit-cards/ove...ravel-rewards/
#3934
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Anyone see the new rules for the MBNA Alaska card? $80,000 minumim income or $150,000 family and $1000 min spend in 90days.
I get too many Amex card pulls for their liking anyway.
I get too many Amex card pulls for their liking anyway.
#3935
Join Date: Jan 2014
Location: YYZ
Programs: Aeroplan, Alaska, Marriott
Posts: 435
Fantastic if its true
It should help get rid of some of the clowns that apply for cards and just put $2 spend on it. I hope Chase does the same thing instead of selling off their portfolio or pulling out completely.
The game got way too popular and overcrowded. Time to trim some fat.
It should help get rid of some of the clowns that apply for cards and just put $2 spend on it. I hope Chase does the same thing instead of selling off their portfolio or pulling out completely.
The game got way too popular and overcrowded. Time to trim some fat.
#3936
Join Date: Jan 2011
Location: YVR to SEA
Posts: 2,527
I don't see it on MBNA, where are you getting this? Or just one of the blog posts from yesterday?
#3937
Join Date: Jan 2014
Location: YYZ
Programs: Aeroplan, Alaska, Marriott
Posts: 435
http://blog.rewardscanada.ca/2017/04...na-alaska.html
this part is hilarious
We have learned more about the reasoning behind the Quebec issue. It is due to Bill 791 which should be introduced shortly in Quebec that follows the legislation set in place by Ontario but goes even further than just banning expiry dates but is also including the provision that you cannot change redemption rates on consumers! So this is why you won't see this card in Quebec anymore because it would prevent Alaska Airlines from making changes to their award charts!
this part is hilarious
We have learned more about the reasoning behind the Quebec issue. It is due to Bill 791 which should be introduced shortly in Quebec that follows the legislation set in place by Ontario but goes even further than just banning expiry dates but is also including the provision that you cannot change redemption rates on consumers! So this is why you won't see this card in Quebec anymore because it would prevent Alaska Airlines from making changes to their award charts!
#3938
Join Date: Nov 2011
Posts: 6,384
http://blog.rewardscanada.ca/2017/04...na-alaska.html
this part is hilarious
We have learned more about the reasoning behind the Quebec issue. It is due to Bill 791 which should be introduced shortly in Quebec that follows the legislation set in place by Ontario but goes even further than just banning expiry dates but is also including the provision that you cannot change redemption rates on consumers! So this is why you won't see this card in Quebec anymore because it would prevent Alaska Airlines from making changes to their award charts!
this part is hilarious
We have learned more about the reasoning behind the Quebec issue. It is due to Bill 791 which should be introduced shortly in Quebec that follows the legislation set in place by Ontario but goes even further than just banning expiry dates but is also including the provision that you cannot change redemption rates on consumers! So this is why you won't see this card in Quebec anymore because it would prevent Alaska Airlines from making changes to their award charts!
#3940
Join Date: Aug 2013
Location: YYZ, YUL, PEK
Posts: 429
http://blog.rewardscanada.ca/2017/04...o-loyalty.html
We'll definitely pay for it one way or another imo.
We'll definitely pay for it one way or another imo.
#3941
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
I've started a thread for Bill 791.
Quebec Bill 791: Regulations for rewards programs
http://www.flyertalk.com/forum/milesbuzz/1839615-quebec-bill-791-regulations-rewards-programs.html#post28244802
• Expiry dates would be prohibited, period.
• Retroactively changing the value of points would be prohibited.
• A government department would have the power to create a set of regulations.
I say "would be", because this appears to be a private members bill, introduced by an opposition member. Private members bills (les factures des membres privs?) don't have the force of the government, but a private members bill in Ontario helped force Air Miles to change its expiration policy.
Quebec Bill 791: Regulations for rewards programs
http://www.flyertalk.com/forum/milesbuzz/1839615-quebec-bill-791-regulations-rewards-programs.html#post28244802
• Expiry dates would be prohibited, period.
• Retroactively changing the value of points would be prohibited.
• A government department would have the power to create a set of regulations.
I say "would be", because this appears to be a private members bill, introduced by an opposition member. Private members bills (les factures des membres privs?) don't have the force of the government, but a private members bill in Ontario helped force Air Miles to change its expiration policy.
#3942
Suspended
Join Date: Jan 2011
Location: YYJ
Posts: 2,230
#3943
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
I withdraw my lame attempt at translating into French.
So, back to the bill...
Any credit card that promises "15,000 points; that's enough for a free flight!" will have a problem.
Quebec's consumer protection department would get to decide what features can and cannot be in a rewards program.
#3944
Join Date: Dec 2014
Location: Canada
Posts: 822
This is how I interpret this...Aeroplan points do not expire because of time eg. they do not expire after 1 year. They expire because of "inactivity",meaning they have no expiry date.
Last edited by jubberly; Apr 29, 2017 at 12:53 pm
#3945
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Subject to any applicable regulations, any stipulation of or
amendment to the contract providing for an expiry date on the rewards points
obtained by the consumer is prohibited.
I interpret that to mean that miles cannot expire, ever, due to inactivity or anything else, unless the regulations they make up allow for it.