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Old May 13, 2013, 10:15 pm
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Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK
Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.

AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
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Old Mar 2, 2017, 11:19 am
  #3811  
 
Join Date: May 2013
Location: west coast best coast
Programs: TINDER GOLD, STARBUCKS GOLD, COSTCO EXECUTIVE!!
Posts: 3,989
What sites currently give free Canadian credit scores?

Borrowell and I think there was one other?
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Old Mar 2, 2017, 11:34 am
  #3812  
 
Join Date: Jan 2014
Location: YYZ
Programs: Aeroplan, Alaska, Marriott
Posts: 435
creditkarma
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Old Mar 2, 2017, 2:32 pm
  #3813  
 
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Originally Posted by keitherson
What sites currently give free Canadian credit scores?

Borrowell and I think there was one other?
Transunion (primary pulls for Amex/MBNA)
CreditKarma.ca for Transunion, report and score (weekly)
Or directly at Transunion.ca (has an online feature that is wonky but works for some people)

Equifax (primary pulls for TD/CIBC)
Mogo.ca and Ratehub.ca (QC-enabled) for Equifax, score only (monthly).
Or directly at Equifax.ca, with the free 30-day trial (score and report, one and done).
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Old Mar 2, 2017, 3:20 pm
  #3814  
 
Join Date: Dec 2014
Location: Canada
Posts: 822
Originally Posted by keitherson
What sites currently give free Canadian credit scores?

Borrowell and I think there was one other?
Ratehub gives free Equifax score.
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Old Mar 4, 2017, 5:42 pm
  #3815  
Original Poster
 
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033


Patrick at Rewards Canada reports that TD will eliminate the First Year Free offer on the TD Aeroplan Visa Infinite Card after tomorrow (Sunday, March 5, 2017).

http://blog.rewardscanada.ca/2017/03...m_campaign=563

If you have been hemming and hawing about grabbing the TD Aeroplan Visa Infinite Card because the sign up bonus is only 15,000 miles with first year free then this should make up your mind. The new offer that will release on Monday will have the same bonus of 15,000 miles on 1st purchase but will not be first year free anymore! Get it now to get those 15,000 miles for no cost!


P.S.: I've added a link to a screenshot of this offer, before it goes away, just in case TD later "forgets" the First Year Free offer.
https://ibb.co/eGs1ov
Last edited by jerry305; Mar 6, 2017 at 11:18 am Reason: Add screenshot
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Old Mar 5, 2017, 9:35 am
  #3816  
 
Join Date: Feb 2015
Posts: 1,633
It's now saying on the application page "by March 5th".

Thanks for the head-up.
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Old Mar 5, 2017, 7:09 pm
  #3817  
 
Join Date: May 2009
Posts: 821
GCR just pull off all the TD cards in weekends, there's no $60 rebate now

Originally Posted by jerry305


Patrick at Rewards Canada reports that TD will eliminate the First Year Free offer on the TD Aeroplan Visa Infinite Card after tomorrow (Sunday, March 5, 2017).

http://blog.rewardscanada.ca/2017/03...m_campaign=563

If you have been hemming and hawing about grabbing the TD Aeroplan Visa Infinite Card because the sign up bonus is only 15,000 miles with first year free then this should make up your mind. The new offer that will release on Monday will have the same bonus of 15,000 miles on 1st purchase but will not be first year free anymore! Get it now to get those 15,000 miles for no cost!


P.S.: I've added a link to a screenshot of this offer, before it goes away, just in case TD later "forgets" this offer.
https://ibb.co/eGs1ov
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Old Mar 6, 2017, 7:29 am
  #3818  
Suspended
 
Join Date: Oct 2009
Location: Kan@da
Programs: Anything with sweet spots
Posts: 1,790
Originally Posted by jerry305

Crummy news for me (since I applied for it last month)...
Good news for anyone else...

The welcome offer for the Scotiabank American Express Gold Card has gone up from 20,000 welcome points ($200 in travel) to 25,000 welcome points ($250 in travel).

• $250 in travel (increased from $200).
• 4% on gas, groceries, entertainment and dining spend.
• First year free.
• Very low household income requirement to qualify.

I think this is a great deal.
FTFY: 4 points on dining too! Although, I hate it that many restaurants are stingy about taking AmEx


Cancelled that card recently. I'm hopoing for a new 30K welcome bonus points referral referral offer to reapply again.
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Old Mar 6, 2017, 10:17 am
  #3819  
 
Join Date: Sep 2016
Location: YLW
Programs: Alaska,Aeroplan, Aegean, BA Executive
Posts: 18
Originally Posted by Watkin
I've read Scotiabank is a pull from Equifax and, Transunion. Is this accurate?
My application for this card generated a soft pull on equifax. Applied/approved Jan 31. Have't checked TU

Edit...
Equifax - Soft pull
Transunion - Hard pull
Last edited by I came to fly; Mar 6, 2017 at 11:31 am
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Old Mar 6, 2017, 11:22 am
  #3820  
Original Poster
 
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
(TD AEROPLAN CARDS)

EDIT:
See the wiki at the TD Aeroplan thread.
It's better.
Last edited by jerry305; Mar 9, 2017 at 6:50 pm Reason: New info
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Old Mar 6, 2017, 2:49 pm
  #3821  
 
Join Date: Sep 2015
Posts: 130
u can still get fyf with 15,000 plus another 10,000 till may 4 , just seen it at rfd
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Old Mar 6, 2017, 2:53 pm
  #3822  
Original Poster
 
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Doesn't appear to be first year free, although $60 net annual fee instead of $120.
I'll edit my earlier post.



EDIT: I recommend reviewing the wiki at the TD Aeroplan master thread instead.
Last edited by jerry305; Mar 9, 2017 at 10:08 pm
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Old Mar 6, 2017, 3:04 pm
  #3823  
 
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Originally Posted by Cerenity
creditkarma
I absolutely love Credit Karma. The report is very easy to read, and your score is right there at the top. And Rate Hub is pretty cool, too - I am so pleased to no longer have to deal with Equifax...they're a bloody nightmare!

The two of these make keeping on top of churning sooo much easier!!!
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Old Mar 6, 2017, 3:07 pm
  #3824  
 
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Originally Posted by JJonahJ
Transunion (primary pulls for Amex/MBNA)
CreditKarma.ca for Transunion, report and score (weekly)
Or directly at Transunion.ca (has an online feature that is wonky but works for some people)

Equifax (primary pulls for TD/CIBC)
Mogo.ca and Ratehub.ca (QC-enabled) for Equifax, score only (monthly).
Or directly at Equifax.ca, with the free 30-day trial (score and report, one and done).
Rate Hub does appear to offer a report - although someone more of a limited one than you would get on your Equifax report. It does show your credit inquiries, too. I would advise people against the Equifax trial, as you have to give your credit card info, and then it's a pain to cancel. I had a complete nightmare with Equifax and TD recently, due to a double inquiry. Both pointed the finger at each other, in terms of correcting the issue - so there it sits...forever. BOTH have useless customer service and I hope to NEVER have to deal with either again!!!!
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Old Mar 6, 2017, 3:20 pm
  #3825  
 
Join Date: Sep 2015
Posts: 130
still see 1st yr free and i see urs at 50 percent with the same sign up date , maybe its a screwup somewhere , ill try it but still have my card
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