Rate Hub does appear to offer a report - although someone more of a limited one than you would get on your Equifax report. It does show your credit inquiries, too. I would advise people against the Equifax trial, as you have to give your credit card info, and then it's a pain to cancel. I had a complete nightmare with Equifax and TD recently, due to a double inquiry. Both pointed the finger at each other, in terms of correcting the issue - so there it sits...forever. BOTH have useless customer service and I hope to NEVER have to deal with either again!!!!