May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) Which credit card should I get? Cards with good bonuses List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers PointsNerd Rewards Canada Don't Call the Airline! Pointshogger Canadian Travel Hacking
CONFERENCE PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Jun 12, 2015 | 8:18 am
#1996
Join Date: Dec 2014
Programs: CX, AF, UA
Posts: 214
On the subject of earning miles on US carriers through Canadian credit cards, maybe it is time to organise an online petition/poll to ask for such a product?
What are the choices besides a plethora of aeroplan mile earning credit cards?
The RBC BA and the MBNA Alaska are the only 2 airline cards earning straight to airlines that are not Aeroplan. Meager choice.
And there are only 2 conversion programs, Amex MR and RBC Avion.
That's all there is in Canada, meager. Petition UA, AA, DL anyone?
What are the choices besides a plethora of aeroplan mile earning credit cards?
The RBC BA and the MBNA Alaska are the only 2 airline cards earning straight to airlines that are not Aeroplan. Meager choice.
And there are only 2 conversion programs, Amex MR and RBC Avion.
That's all there is in Canada, meager. Petition UA, AA, DL anyone?
Jun 12, 2015 | 8:21 am
#1997
FlyerTalk Evangelist
Join Date: Feb 2002
Location: San Francisco/Tel Aviv/YYZ
Programs: CO 1K-MM
Posts: 10,857
Well the Capital One Delta card is toast. I was considering it too, pretty good redemption for flights to French Polynesia via AF.
Jun 12, 2015 | 8:33 am
#1998
FlyerTalk Evangelist
Join Date: Feb 2002
Location: San Francisco/Tel Aviv/YYZ
Programs: CO 1K-MM
Posts: 10,857
That's all there is in Canada, meager. Petition UA, AA, DL anyone?
DL seems to have disappeared... which sucks, hopefully the product will continue for existing cardmembers...
Jun 12, 2015 | 10:18 am
#1999
Join Date: Sep 2012
Posts: 1,098
I have never been denied for a Chase card when applying on the phone. TD will not approve you in my experience if you have had an App in the previous 90 days. Just my experience
Jun 12, 2015 | 10:29 am
#2000
Join Date: Dec 2014
Programs: CX, AF, UA
Posts: 214
Jun 12, 2015 | 11:03 am
#2001
Join Date: Apr 2006
Location: Toronto, Canada
Programs: BA,Aeroplan,Delta, SPG, Marriot, IHG
Posts: 78
CIBC aerogold business card
I applied via phone today. Oh my god they were asking for all kind of info. I now have to fax t4 jacket and NOA. I have a business so and I gave what was in my tax return. so I am not worried. I was tired at the end of the call.
May be I should have applied online.
May be I should have applied online.
Jun 12, 2015 | 11:23 am
#2002
Join Date: Apr 2012
Programs: 22 million points to burn!
Posts: 1,539
On the subject of earning miles on US carriers through Canadian credit cards, maybe it is time to organise an online petition/poll to ask for such a product?
What are the choices besides a plethora of aeroplan mile earning credit cards?
The RBC BA and the MBNA Alaska are the only 2 airline cards earning straight to airlines that are not Aeroplan. Meager choice.
And there are only 2 conversion programs, Amex MR and RBC Avion.
That's all there is in Canada, meager. Petition UA, AA, DL anyone?
What are the choices besides a plethora of aeroplan mile earning credit cards?
The RBC BA and the MBNA Alaska are the only 2 airline cards earning straight to airlines that are not Aeroplan. Meager choice.
And there are only 2 conversion programs, Amex MR and RBC Avion.
That's all there is in Canada, meager. Petition UA, AA, DL anyone?
Additionally, many of you followed my advice, I suspect, and took advantage of the now-defunct points.com transfer of Aeros indirectly to AA. Your AA accounts are well padded now with 160K+ AA miles if you maxed out 2014 and 2015 limits like each member of our churn team in Canada did.
Jun 12, 2015 | 12:42 pm
#2003
Join Date: Mar 2007
Posts: 4,795
It asks for all Business info there - name, months in business, % ownership, yearly revenue & profit
but I didn't need to fax anything when I called in later to follow up, and they approved me on the phone
Jun 12, 2015 | 12:43 pm
#2004
Join Date: Dec 2014
Programs: CX, AF, UA
Posts: 214
Not true. There is an oft-overlooked conversion program that is better in Canada than the US: SPG. MR transfer rates are better in Canada. And earning rates are 20% better, because of the lower dollar. Plus referral rates are better. I've been pushing SPG as a very viable MR transfer partner for a while now. From SPG, you can transfer to many US and Global airlines. Admittedly, UA is not an SPG transfer part you'd want to use. But you could transfer to SQ and book UA flights w/o YQ that way. I did that last week for my son and future wife for their honeymoon to Hawaii. Worked like a charm!
Additionally, many of you followed my advice, I suspect, and took advantage of the now-defunct points.com transfer of Aeros indirectly to AA. Your AA accounts are well padded now with 160K+ AA miles if you maxed out 2014 and 2015 limits like each member of our churn team in Canada did.
Additionally, many of you followed my advice, I suspect, and took advantage of the now-defunct points.com transfer of Aeros indirectly to AA. Your AA accounts are well padded now with 160K+ AA miles if you maxed out 2014 and 2015 limits like each member of our churn team in Canada did.
I totally missed points.com transfer of aeroplan to AA?
Jun 12, 2015 | 2:35 pm
#2005
FlyerTalk Evangelist
Join Date: Feb 2002
Location: San Francisco/Tel Aviv/YYZ
Programs: CO 1K-MM
Posts: 10,857
Not true. There is an oft-overlooked conversion program that is better in Canada than the US: SPG. MR transfer rates are better in Canada. And earning rates are 20% better, because of the lower dollar. Plus referral rates are better. I've been pushing SPG as a very viable MR transfer partner for a while now. From SPG, you can transfer to many US and Global airlines. Admittedly, UA is not an SPG transfer part you'd want to use. But you could transfer to SQ and book UA flights w/o YQ that way. I did that last week for my son and future wife for their honeymoon to Hawaii. Worked like a charm!
the SPG AX is a good program, especially given the CAD/USD rate right now, though the price of the card itself is high, and it inexplicably doesn't give bonus Starpoints at SPG properties.
Jun 12, 2015 | 3:26 pm
#2006
Join Date: Mar 2007
Posts: 4,795
I transfered 100K AP for 2 years, and now have 160K AA miles this way, planning to use it for off-peak to Europe 20K one-way (4 paxs R/T = 4x40K)
Jun 12, 2015 | 3:50 pm
#2007
Join Date: Apr 2012
Programs: 22 million points to burn!
Posts: 1,539
We did that to Rome 2 years ago, off-peak. 7 of us, and it worked marvelously!
Jun 12, 2015 | 4:08 pm
#2008
Join Date: Apr 2012
Programs: 22 million points to burn!
Posts: 1,539
I agree with you, though, unless you're booking a lot of these flights, the minor differences in taxes and fees isn't worth transferring Starpoints to SQ for United flights. Much better bets would be AS and AA for US carriers.
Jun 13, 2015 | 8:22 am
#2010
Join Date: Dec 2011
Location: YVR
Posts: 625
For those interested in the recently launched BMO CashBack World Elite Mastercard, mine had been declined (second card in the app-o-rama, first decline, others approved after that one). I called today to find out why and what the criteria are.
Apart from the income requirement (which is OK in my case) for this card they want to see 6 months without any credit inquiries or changes (new lines appearing) to the file.
Apart from the income requirement (which is OK in my case) for this card they want to see 6 months without any credit inquiries or changes (new lines appearing) to the file.