ROFL!!!

I think people living in Saskatchewan get the raw deal with Aeroplan.

Canadian Credit Card Comparison
 

I was hoping with the help of others to start an updated credit card comparison like BlondeBomber did in '04. I don't know how to make an external link like she did so if someone could help me there. I know the margins are off and is difficult to read without an excel spread sheet. I had it in a word document but the margins got shifted over when I posted it and I tried to adjust it the best I could. I did spend a lot of time on this so I hope no one explodes when they have trouble reading it. I did it with good intentions. Here are the 4 credit cards that I carry. Note the wide difference in insurance coverage.

http://www.flyertalk.com/forum/air-c...omparison.html

RBC Westjet World Mastercard CIBC Aerogold Infinite VISA T.D. First Class VISA American Express Platinum


Annual fee $99 $120 $120 $699


Sign-on $250 westjet$ 15000 aeroplan 20000 TD=$100 50000MR (60000 with a referral)


Flight Delay >4 hours >4 hours NO >4 hours
$250 passenger $500 NO $1,000
$500 aggregrate(RBC) $100 ground transportation
including baggage delay(CIBC)
$100 entertainment(CIBC)

Delay Baggage >4 hours >6 hours >6 hours >6 hours
$500 passenger $500 passenger $1,000 $1,000
$2500 aggregate(RBC) $1000agg. including baggage delay(CIBC)

Medical Insurance 15 days<65 15 days<65 15 days<65 15 days<65
65+ older 3 days NO 65+ older 4 days NO

Trip Interruption $5000 per. $2000 per. $5000 per. $1500per.
$25 000 agg. NO agg. $25 000 agg. $6000 agg.

Trip Cancellation ? ? $1000 per. $1500 per.
? ? $5000 agg.(TD) $3000 agg.(AMEX)

Hotel/Burglary $2,500 NO NO $1,000

Extended Warranty $50000year NO $60000 lifetime agg. $10000item/$25 000year

Rental Collision $65,000 $65,000 $65,000 $85,000

If anyone wants to see that on Google Drive, click here. I tried to preserve it as best as I could when transferring.

Thanks flyer206, this is a helpful resource :)

^^

That's A LOT in annual fees...

A quick question about canadian credit cards. If say I get a marriot canadian card from chase, can I still get the US version?

As long as you qualify (i.e., have a Social Security number and US address), you should be fine. Chase US and Chase Canada are pretty separate entities.

Is it actually legitimate for me to apply for canadian credit cards? I am a canadian citizen but now I work and live in the US. I still have a few canadian credit cards from when I lived in canada but haven't applied new ones since I moved.

It sounds like you already have a Canadian credit file, but you'll need a valid Canadian address. I'm not sure if the application requires you to be a resident.

I routinely apply for CAD cards with my parents' address...seems to have worked so far...although I do not know how "legit" that is..

The RBC westjet card I keep for the $99 companion fare.

The CIBC aeroplan was 1st year free. I don't normally carry this card.

The TD first class I get the annual fee waived as I have an "all-inclusive" banking package

The plantinum Amex has benefits that make the fee worth it (for me anyways).

Canadian Credit Card Comparison
 

Following on Flyer206, suggestion, here a web-site, that has been recently
up-dated (13January2014)

http://www.rewardscanada.ca/cccompare.html

Other site with information:

http://www.comparasave.com/

That's totally reasonable. I will pay for an annual fee if I feel I am getting the money back in incentives (Chase Marriott Visa and Cap One Aspire MC are two that give annual incentives that I think are worth the fees - esp. since I LOVE both of those cards!).

Just thought that I would add to this discussion. I am currently a CIBC Infinite AeroPlan holder who is being transferred(SOLD) to TD. I am a full banking customer with TD and when the dust settles, I will hopefully receive the new TD Infinite Aeroplan card from TD FREE!
TD had never been that accommodating in the past, so let's hope this happens.

Your post is probably more appropriate in the TD credit card thread, but given that you are responding to another post in this thread, it's understandable why you posted here.

Anyway, you should call TD NOW and request the new TD Aeroplan Visa Infinite card...they are offering it with $0 for the first year. But, you have to call or apply in-branch.

I am the same profile as you, my 2 CIBC Aerogolds were sold to TD. I called TD last week and they gave me the Infinite card $0 FYF and 15,000 signup Aeros. Since you are a full banking customer at TD, as am I, ask if they have a pre-approved credit limit on your file. Use this to apply and avoid the hard pull on your credit. No need to hope and cross your fingers...TD is very willing to dish out their new Aeroplan cards.

+1.
While the TD-CIBC Aeroplan saga is continuing, consensus over at the mentioned forum is to apply with TD now.

Once TD gets you as a customer from CIBC, the speculation goes, then you're probably not eligible for New Customer bonuses.

If you apply now, you can be a New Customer and get the 15,000. Apply in branch, and ask for the First Year Free.

Why is there no online application with no fee? Do they pressure you into signing up for a bank account when you call or go into the branch?

I have a CIBC Aeroplan Visa (I am a CIBC banking customer, so I still have this card) and I plan to cancel it (or downgrade to a no-fee card) but I'd still like an Aeroplan credit card. If I can get one with no annual fee and bonus Aeroplan points, I am all over that! I just despise going into the branch........

Will calling work?

When I signed up for the TD Aeroplan Infinite Visa a few days ago, I got no pressure to sign up for a bank account as well. The clerk asked if I was also interested in a bank account, but he took "no thanks" for an answer the first time. My impression was that the clerk wasn't concerned about signing me up for multiple products. The clerk confirmed the offer is 15,000 points, First Year Free, no minimum spend.

Dunno.

Wow, thanks for the link. I did not know that chart existed. It would have saved me several hours looking things up and posting it. I am going to e-mail rewardscanada if they can put in detail the insurance coverage. Insurance can vary quite a bit. For example the flight delay from CIBC aeroplan has an additional $100 in entertainment coverage and $100 in ground transportation, some have a 4 hour wait while some have 6 hours, then the top TD credit card-First class VISA does not even have flight delay coverage.

The Alaska airlines credit card no longer gives out 2 lounge passes.

i just applied for, and was approved for, the CIBC aerogold card. I'm not a CIBC account holder nor a TD account holder. I have excellent credit and am really only doing it for the miles.

I received all the bonuses being offered (15k aeroplan miles on first purchase, 5k after $500 spent in 3 months, $0 fee) with essentially no questions being asked

Should i take my points and run? Make the switch to TD right away? I have no intention of keeping either card and I'm not overly concerned about my credit score (over 800)

Yes, take the points and run, but hold onto the card for 6 months before cancelling, so that it doesn't appear as a pock mark on your credit file.

With your credit score, you probably should apply for the TD Aero cards as well. Make sure you call or go in-branch to speak to a TD rep to get the fees waived.

This may or may not be better suited towards the Amex MR forums, but since this is to do with meeting minimum spends...

I'm $37 away from meeting a $500 minimum spend on my Amex PRG, but I'm out of Canada for the next few months. Does anyone know if AC gift cards, purchased from AC.com, get the 2x airline bonus? Would there be a better way to get that $37 with the 2x MR points bonus through online purchases?

Why not do a local purchase for $37 wherever you are? Sure, you'll pay the 2% forex fee, but even if it costs you $40 overall, it's hardly the end of the world. And this way you get something that's immediately useful rather than AC GCs.

Don't worry about the 2x. 37 points simply isn't worth getting worked up over. Just make any online purchase.

Agreed.

So, pewpew, you say you're out of the country for a few months...what about any of your utilities? Can you pay them online? I often just pay into say Rogers/Telus/Bell accounts, even though the bill is not due yet...goes in as a credit on my account, and when my next bill is generated it's reduced by, in your case, $37. You're just pre-paying by a month.

Just a suggestion that might work for you.

Metal alloy credit cards
 

Hello,

New to the forum, I posted the same question in another thread this one seems more appropriate.

Are there any metal alloy credit cards in Canada?
@:-)

I doubt it. I've never seen a chip in a metal card.

Centurion does it.

Also CSP

I think the question was in Canada, though.

FYI just called to cancel my Aerogold infinite card and they waived the fee for the second year because I was transitioning to the TD version...

Good to know! I was planning to cancel, but I'll keep it if they waive the fee for another year! :)

Rocketmiles: 3,000 bonus Aeroplan miles
 

http://wp.streetwise.co/wp-content/u...38-298x168.png

I think this is a good promo:

Rocketmiles is a third party hotel booking site. Instead of trying to provide discounted hotel rates, they provide hotels at normal rates but increased alrline miles.
Current promo is 3,000 Aeroplan bonus miles on your first booking.

So if you're booking a simple 1-night hotel stay, you can earn 4,000 Aeroplan miles quite easily.

There's also a link from Aeroplan's website here.

Credit to rewards canada blog for pointing this one out.

Just a caution. While I like the idea of rocketmiles its in your best interest to do research in advance of booking to ensure you are getting the "normal rate". While this is the case some of the time, it certainly isn't all the time.

RocketMiles doesn't even list all the hotels
but if one can find "normal" rate or even better get reimbursed by work, go for it

T&C from my email

I was checking Rocketmiles for a destination I'm heading to soon, and as far as I can tell some hotels are only marginally pricier through that site while others are considerably more. Probably best to compare the Rocketmiles price against trivago,kayak etc. before booking.

That said, the 3K bonus makes it worth it (to me, at least) to pay a little bit more than the lowest possible price, as a 4 night stay could yield 7K AE points. OK if you're paying maybe an extra $10 a night relative to the other sites, but I wouldn't pay too much more than that.

Why would you keep it, when you can instead apply for the new card with the new welcome bonus and FYF?


Cheers

As posted on RFD, earn up to 25k switching chequing account to TD

http://www.tdcanadatrust.com/product...roplan-odp.jsp

As usual, NEW TD CUSTOMERS only