Taking your coins to the bank -- what's your story?
#106
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
lol
(long story if you missed the first bit)
Anyway I would like to enter a large bank driving a forklift with $50k coins on it some day but that's another story. Wow what a sight that would be though eh?
or ship coins to a FT DO and be seen picking them up in the lobby of the hotel that the DO is held in with a car waiting to go to some local area bank, but have something screw up and need to actually cart the things onto the plane ride home and pay thru the nose in baggage fees! hahahaha
#107
Join Date: Nov 2008
Location: Dallas, TX
Programs: AA EXP, Marriott LT Titanium, Avis Chairman
Posts: 1,286
MM, your stories are great. I wish I lived in a small town like you so that I could cause shenanigans like you.
I've taken so many coins to my bank that they now don't even ask me to open up the boxes. They tell me they just put them in their vault. And come to think of it, that's a great way to keep cash in your vault - that way, in case of a heist, the thief would have to carry out heavy boxes of coins!
I've taken so many coins to my bank that they now don't even ask me to open up the boxes. They tell me they just put them in their vault. And come to think of it, that's a great way to keep cash in your vault - that way, in case of a heist, the thief would have to carry out heavy boxes of coins!
#108
Join Date: Jun 2009
Location: NYC
Programs: DL Plat
Posts: 145
I just tell them i have to order 2k in coins to get free shipping from the mint as I look for "flaws" in each batch (even though I only actually order 1k). I tell them I unroll 1k and if there is nothing, I bring the second 1k to the bank since as a "coin collector", I can tell there won't be anything in the second 1k.
Worked today with no problems
Worked today with no problems
#109
Join Date: Jun 2006
Location: New Jersey
Programs: Credit Cards
Posts: 3,009
because of an upcoming trip I decided to get rid of the $1k I had sitting around the house for a few months quickly.
took it to my local bank and the teller was like: "weren't you here the other day with these coins?"
before you know it a few tellers sitting in line all had my attention, and one of them was cringing as apparently she had to count them by hand again...
another customer in line was like... "oh I have a bunch of coins laying around the house..." before she could even finish the sentence the teller that was all unhappy about my deposit quickly exclaimed... "please don't bring them here!" with an uneasy smile
so yeah... banks aren't really thrilled with this idea
took it to my local bank and the teller was like: "weren't you here the other day with these coins?"
before you know it a few tellers sitting in line all had my attention, and one of them was cringing as apparently she had to count them by hand again...
another customer in line was like... "oh I have a bunch of coins laying around the house..." before she could even finish the sentence the teller that was all unhappy about my deposit quickly exclaimed... "please don't bring them here!" with an uneasy smile
so yeah... banks aren't really thrilled with this idea
#110
Join Date: Jun 2009
Location: NYC
Programs: DL Plat
Posts: 145
because of an upcoming trip I decided to get rid of the $1k I had sitting around the house for a few months quickly.
took it to my local bank and the teller was like: "weren't you here the other day with these coins?"
before you know it a few tellers sitting in line all had my attention, and one of them was cringing as apparently she had to count them by hand again...
another customer in line was like... "oh I have a bunch of coins laying around the house..." before she could even finish the sentence the teller that was all unhappy about my deposit quickly exclaimed... "please don't bring them here!" with an uneasy smile
so yeah... banks aren't really thrilled with this idea
took it to my local bank and the teller was like: "weren't you here the other day with these coins?"
before you know it a few tellers sitting in line all had my attention, and one of them was cringing as apparently she had to count them by hand again...
another customer in line was like... "oh I have a bunch of coins laying around the house..." before she could even finish the sentence the teller that was all unhappy about my deposit quickly exclaimed... "please don't bring them here!" with an uneasy smile
so yeah... banks aren't really thrilled with this idea
#111
Join Date: Sep 2009
Posts: 271
depositing coins
Hi--I am about to take part in this activity but just raid the disclosure re just deposoting these coins into the bank. Does this concern others? Are there any possible legal consquences.
Please let me know because I think this is a great concept.
Thanks.
ddfr
Please let me know because I think this is a great concept.
Thanks.
ddfr
#112
Join Date: Apr 2001
Location: NC, USA
Programs: AA Gold 1MM, AA Exec Plat, Marriott Lifetime Plat, Hilton Diamond, Hyatt Globalist
Posts: 1,012
If you have concerns about legal consequences then you probably shouldn't be ordering coins and then depositing them.
#114
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
MM, your stories are great. I wish I lived in a small town like you so that I could cause shenanigans like you.
I've taken so many coins to my bank that they now don't even ask me to open up the boxes. They tell me they just put them in their vault. And come to think of it, that's a great way to keep cash in your vault - that way, in case of a heist, the thief would have to carry out heavy boxes of coins!
I've taken so many coins to my bank that they now don't even ask me to open up the boxes. They tell me they just put them in their vault. And come to think of it, that's a great way to keep cash in your vault - that way, in case of a heist, the thief would have to carry out heavy boxes of coins!
Anyway I have a question... anyone here ever have a bank just up and CLOSE your account --ie, you check your balances online a night after visiting the bank and they are ZERO--and all you did was pour oh I dunno $7,000 in coins into their in-branch coin machine one afternoon and ask for the receipt to be given to you in hundreds where as all you deposited was $200 and you walked out with the other $6,800?
Just axin.
#115
Join Date: Sep 2010
Posts: 179
well don't tell me you have brought soiled diapers into public facilities out of protest or had bank managers talk 1960s speak to you and agree to take pallets of coinage!
lol
(long story if you missed the first bit)
Anyway I would like to enter a large bank driving a forklift with $50k coins on it some day but that's another story. Wow what a sight that would be though eh?
or ship coins to a FT DO and be seen picking them up in the lobby of the hotel that the DO is held in with a car waiting to go to some local area bank, but have something screw up and need to actually cart the things onto the plane ride home and pay thru the nose in baggage fees! hahahaha
lol
(long story if you missed the first bit)
Anyway I would like to enter a large bank driving a forklift with $50k coins on it some day but that's another story. Wow what a sight that would be though eh?
or ship coins to a FT DO and be seen picking them up in the lobby of the hotel that the DO is held in with a car waiting to go to some local area bank, but have something screw up and need to actually cart the things onto the plane ride home and pay thru the nose in baggage fees! hahahaha
#116
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
I never forget. But I do feel differently about them. And so do, sadly, many banks.
I also feel somehow safer with them. I mean... if you have say 10 brown cardboard boxes of $1k each in your car it feels a lot safer to lock it and run into the convenience store for a Coke than if you had say, $10,000 in green money in an envelope on the front seat.
I also feel somehow safer with them. I mean... if you have say 10 brown cardboard boxes of $1k each in your car it feels a lot safer to lock it and run into the convenience store for a Coke than if you had say, $10,000 in green money in an envelope on the front seat.
#118
Join Date: Jan 2010
Location: GDL
Programs: DL-Plat, Plat Ambassador, Hilton Gold, SPG Gold
Posts: 935
I own 2 rentals and say that one of my renters pays with the coins when asked. Seems to satisfy the tellers and normally that is the end of their questions,
However.... seems I have a copycat. He is depositing them into the same banks. He is ALSO telling the tellers that his renter is paying in coins First time a teller told me that I thought she was confused since I had been in there 5 or 6 weeks previously but the second time it happened at a different branch I knew there really WAS someone using the same excuse as me, LOL
However.... seems I have a copycat. He is depositing them into the same banks. He is ALSO telling the tellers that his renter is paying in coins First time a teller told me that I thought she was confused since I had been in there 5 or 6 weeks previously but the second time it happened at a different branch I knew there really WAS someone using the same excuse as me, LOL
#119
Join Date: Apr 2001
Location: WashDC - AA Lifetime Gold, UA Premier Gold, Marriott Titanium Lifetime, Hilton Diamond, Cal Tort Burrito Elito
Posts: 270
Paid the kid's pre-school tuition last month - i think the scholl finance manager just took them to the bank.
Used 'em around town for taxi fare a bunch of times.
Paid my electric bill in peron.
Planning to pay a Citi credit card in person at a local bracnh. We'll see how that goes.
Used 'em around town for taxi fare a bunch of times.
Paid my electric bill in peron.
Planning to pay a Citi credit card in person at a local bracnh. We'll see how that goes.