[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Aug 10, 2010, 10:48 pm
#871
Join Date: Jun 2006
Posts: 9
found in this thread and many others ...
If you have ever sold anything on craigslist, ebay, yardsale, etc. then you are a sole proprietor. Choose whatever pay bracket you think applies. I work for a company - they pay me for my services - am I a one man engineering consultant? you could look at it that way and use your yearly salary amount. Or you could say I sold a tv on ebay this year and use whatever you made off of it. It's up to you, but no one has really had an issue over the amount that your business earns.
If you have ever sold anything on craigslist, ebay, yardsale, etc. then you are a sole proprietor. Choose whatever pay bracket you think applies. I work for a company - they pay me for my services - am I a one man engineering consultant? you could look at it that way and use your yearly salary amount. Or you could say I sold a tv on ebay this year and use whatever you made off of it. It's up to you, but no one has really had an issue over the amount that your business earns.
Aug 10, 2010, 10:48 pm
#872
Join Date: May 2000
Location: Home: Arlington, VA; Home airports: IAD/DCA/BWI
Programs: Active: AA, UA, DL
Posts: 4,095
hmmm...I'm looking and looking, but it looks like everyone applied for either 50K or 75K miles bonus through a phone offer -- and there's no way to do that online? Is that right? And if I already have a Citi AA MC Bronze card, will they lower the offer below 75K just because of that?
Aug 10, 2010, 11:33 pm
#873
Join Date: Dec 2009
Posts: 290
Cit AA VISA Statement just closed, 50K miles listed on statement (applied for the 100K offer). Can't wait for it to post in AAdvantage account! At the same time, I'm trying to figure out how to spend $10K as soon as possible.
Aug 11, 2010, 1:05 am
#874
Join Date: Aug 2010
Location: California
Programs: UA,SW,AA
Posts: 7
Well I bit the bullet on this one as I couldn't pass up a great deal. I went for the 75k offer on the personal Amex card (gonna use this at Costco for work purchases) and was instantly approved. Will call tomorrow to confirm offer details. Thanks to all for the wealth of information to this FF newbie!
Aug 11, 2010, 1:53 am
#875
Join Date: Mar 2010
Location: Lake Tahoe (RNO)
Programs: Depends on the card offers :)
Posts: 127
Exactly our experience as well.
I didn't think a whole lot about this when I signed up and we went for 3 100k cards.
My plan is to shortly bring all up the $750 spend point for the initial 50k each. I'll feel better when I see those at least. Then we'll try to focus one each in succession. If something goes wrong, it'd be nice to know and work it out after finishing 1 $10k spend instead of having 3.
I didn't think a whole lot about this when I signed up and we went for 3 100k cards.
My plan is to shortly bring all up the $750 spend point for the initial 50k each. I'll feel better when I see those at least. Then we'll try to focus one each in succession. If something goes wrong, it'd be nice to know and work it out after finishing 1 $10k spend instead of having 3.
I got the impression from others on this thread that that was like seeing a White Rhino or person using public transportation in LA -- unheard of.
I applied for 75k AA Amex, instantly approved, a few days later tried for the 50k/50k personal Visa, got to step 3, still waiting. Are you saying I should apply for Visa Business as well?!
Aug 11, 2010, 5:42 am
#877
Join Date: May 2010
Location: BNA
Programs: No preference
Posts: 1,176
50k, Visa
50k, Amex
50k, Visa Business
As a cardmember, you’ll benefit from:
•50,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership1 — enough for two round-trip domestic flight awards2
•$85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*
75k, Visa
75k, Visa Business
75k, Amex
As a cardmember, you’ll benefit from:
•75,000 American Airlines AAdvantage® bonus miles after $1,500 in purchases within the first 6 months of cardmembership1 — enough for select round-trip international travel awards2
•$85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*
50k/100k, Visa
50k/100k, Visa Business
50k/100k, Amex
As a cardmember, you’ll benefit from:
• 50,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership1
• 50,000 AAdvantage® bonus miles after you make $10,000 in purchases during your first 12 months of cardmembership1 - a total of 100,000 AAdvantage® miles is enough for select round-trip international flight awards2
• $85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*
50k, Amex
50k, Visa Business
As a cardmember, you’ll benefit from:
•50,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership1 — enough for two round-trip domestic flight awards2
•$85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*
75k, Visa
75k, Visa Business
75k, Amex
As a cardmember, you’ll benefit from:
•75,000 American Airlines AAdvantage® bonus miles after $1,500 in purchases within the first 6 months of cardmembership1 — enough for select round-trip international travel awards2
•$85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*
50k/100k, Visa
50k/100k, Visa Business
50k/100k, Amex
As a cardmember, you’ll benefit from:
• 50,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership1
• 50,000 AAdvantage® bonus miles after you make $10,000 in purchases during your first 12 months of cardmembership1 - a total of 100,000 AAdvantage® miles is enough for select round-trip international flight awards2
• $85 annual fee ($75 for the CitiBusiness® / AAdvantage® Visa® card) waived for the first 12 months of cardmembership*
- These links do not have the offer shown on the application, so you gotta have some faith they're right. Applicants have confirmed with CSRs the offers are correct and a couple of people are reporting the initial 50k miles showing up (for the 50k/100k offer).
Generally,
- Only 2 apps in 60 days
- Personal app first, then business
- 9+ month look back period for existing cardholders
- No matter what step you get to, you're not denied until they say denied.
Nothing required to apply for the business visa. Your discretion as to what you put as business name and income.
Aug 11, 2010, 6:59 am
#878
Join Date: Jun 2006
Programs: Various
Posts: 6,526
One thing that I'm still not 100% clear about: for the 50/50 card, does one receive the full 100k miles for $10,000 in purchases, or for $10,750 in purchases? In other words, does the initial $750 for the first 50k miles also count toward the $10,000 spend target? From the wording, it seems like it should. Any thoughts?
Aug 11, 2010, 8:56 am
#879
Join Date: Sep 2009
Programs: *G, SPG, OW Sapphire
Posts: 2,565
One thing that I'm still not 100% clear about: for the 50/50 card, does one receive the full 100k miles for $10,000 in purchases, or for $10,750 in purchases? In other words, does the initial $750 for the first 50k miles also count toward the $10,000 spend target? From the wording, it seems like it should. Any thoughts?
Aug 11, 2010, 9:02 am
#880
Join Date: Dec 2009
Location: MSP
Programs: AA PLT, DL, QF, CO, Married (does that count as a program?)
Posts: 205
Ideas?
I am thinking, no, wanting to apply for the AA 75K cards. I am wondering what you all (in your experiences) would recommend.
We bought a new house at the end of June. I just got the SPG card 3 weeks ago and I am looking to lease a new Camry tonight or tomorrow. But, I want to apply for the 75K visa & 2 75K business cards.
How do you think this will work and if that will be too many inquiries in the last few months? Do I apply for the lease and all the cards within 1 hours time? Or, should I wait to apply for the cards until towards the end of Oct while leasing the car in the enxt day or so? I have the DL Amex, 2 other mastercards and two other visa cards which are rarely used.
ANY help is MUCH appreciated as I really want the bonus miles to do a RTW next year for our "real" honeymoon.
Thanks.
We bought a new house at the end of June. I just got the SPG card 3 weeks ago and I am looking to lease a new Camry tonight or tomorrow. But, I want to apply for the 75K visa & 2 75K business cards.
How do you think this will work and if that will be too many inquiries in the last few months? Do I apply for the lease and all the cards within 1 hours time? Or, should I wait to apply for the cards until towards the end of Oct while leasing the car in the enxt day or so? I have the DL Amex, 2 other mastercards and two other visa cards which are rarely used.
ANY help is MUCH appreciated as I really want the bonus miles to do a RTW next year for our "real" honeymoon.
Thanks.
Aug 11, 2010, 9:35 am
#881
Join Date: Feb 1999
Location: Denver CO
Posts: 3,682
yes you are missing the $750 needed to get the initial 50k, so difference is $9,250....also until the big chunk (10k) is spent to qualify you will only have 50k miles to use, whereas the 75k offer gives full bonus after first spend level is met.
If you have multiple cards to qualify it may be difficult for most...add qualifying the SPG cards that we just got and no telling what other offers are coming in the future, it doesnt make sense to go for the extra 25k miles at that price....unless you are in the enviable position where money is no object and you have lots of ways to charge up that kind of balance.
If you have multiple cards to qualify it may be difficult for most...add qualifying the SPG cards that we just got and no telling what other offers are coming in the future, it doesnt make sense to go for the extra 25k miles at that price....unless you are in the enviable position where money is no object and you have lots of ways to charge up that kind of balance.
As noted before, the additional $8,500 in spending, if applied to a cash back card at 2%, forgoes $170 in cash back to get 33,500 miles (the 25k bonus plus the 8,500 miles earned by spending). That's about a half cent a mile, which tempts even die-hard folks like me who never pay cash for miles.
As I wrote in my earlier post, the only reason not to take the 50/50 deal is if one's spending is limited. In that case, there may be better offers to consider.
Aug 11, 2010, 9:56 am
#883
Join Date: Jun 2010
Location: New Orleans, LA
Programs: DL PM, AA Gold, A3 Gold, WN CP, and lots of points everywhere.
Posts: 344
Did I read this correctly? You applied for and got approved for the Trifecta? 3 Citi cards at once?
I got the impression from others on this thread that that was like seeing a White Rhino or person using public transportation in LA -- unheard of.
I applied for 75k AA Amex, instantly approved, a few days later tried for the 50k/50k personal Visa, got to step 3, still waiting. Are you saying I should apply for Visa Business as well?!
I got the impression from others on this thread that that was like seeing a White Rhino or person using public transportation in LA -- unheard of.
I applied for 75k AA Amex, instantly approved, a few days later tried for the 50k/50k personal Visa, got to step 3, still waiting. Are you saying I should apply for Visa Business as well?!
The temptation to try is strong (and especially so the night I was submitting)... but everything I read tells me the odds are so low that it's just not worth wasting an INQ on.
Sorry to get your hopes up.
Aug 11, 2010, 11:00 am
#884
Join Date: Jul 2010
Location: BOS
Programs: HHonors Diamond, Marriott Platinum, SPG Gold, DL KM, AA, AVIS First
Posts: 51
One thing that I'm still not 100% clear about: for the 50/50 card, does one receive the full 100k miles for $10,000 in purchases, or for $10,750 in purchases? In other words, does the initial $750 for the first 50k miles also count toward the $10,000 spend target? From the wording, it seems like it should. Any thoughts?
So when you reach $10k spent you will have earned a total of 110k miles.
Aug 11, 2010, 11:11 am
#885
Join Date: Mar 2010
Location: Lake Tahoe (RNO)
Programs: Depends on the card offers :)
Posts: 127
Data point or user error:
Did I screw up in applying for two personal cards? I thought Amex/Visa were treated differently and read nothing to indicate that this wasn't possible.
Can I now apply for a Visa Business card, or will I get rejected again for "first time cardmembers" reason or too many INQs?
At least I got one approved!
- Applied for Pers Amex on 8/5 and was instantly approved (744 FICO, no prior Citi cards).
- Applied for Pers Visa on 8/9, hung up on Step 3. Today was denied, reason being: "This specific offer is valid only for first-time Citi(R) / AAdvantage(R) cardmembers."
Did I screw up in applying for two personal cards? I thought Amex/Visa were treated differently and read nothing to indicate that this wasn't possible.
Can I now apply for a Visa Business card, or will I get rejected again for "first time cardmembers" reason or too many INQs?
At least I got one approved!