[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Aug 11, 2010, 9:30 pm
#902
Join Date: Aug 2000
Location: DSM
Programs: AA Platinum, Hilton Diamond, Marriott Platinum, Fairmont Platinum, United Silver, National Exec
Posts: 1,035
Ugh, I put in my application for the 50/50 Personal Visa offer last Monday 8/2 and was told my application would require further processing. Today (8/11) I still haven't received an answer despite calling into customer service multiples times. In fact the CSR told me today it would be another 7-10 biz days from today!
In the past CSR's had told me 7-10 biz days from application date. This wait is brutal. Anyone else getting put on hold for this long?
In the past CSR's had told me 7-10 biz days from application date. This wait is brutal. Anyone else getting put on hold for this long?
Aug 11, 2010, 10:19 pm
#903
Join Date: Jan 2010
Programs: Hilton Diamond, Marriott/SPG Platinum
Posts: 496
applied 75k biz card on 07/30, has been pending for the past 2 weeks. I called today and found it was declined. Talked to a rep and was told that I have reached maximum credit line available to an individual. I have 2 citi biz cards with 100k CL. I said I can close one biz card , she talked to a supervisor and then told me even if I close one biz card, it would be still a rejection. I hang up and called back, got the same answer.
I went through the application 5 steps and got the application Id. I also found my Equifax credit report was pulled. Is it possible to get this biz card approved?
I went through the application 5 steps and got the application Id. I also found my Equifax credit report was pulled. Is it possible to get this biz card approved?
Aug 11, 2010, 10:21 pm
#904
Join Date: Dec 2005
Location: NYC
Programs: SPG, AA, BA, CO, UA, US, B6, DL, Amex MR, HH
Posts: 1,009
Aug 12, 2010, 1:06 am
#905
Join Date: Aug 2010
Location: New York
Programs: AA
Posts: 220
Should I cancel both my personal and business visa after bonus miles posted on my AA acount so that I may re-apply for the similar deal a year or two later if similar deal shows up? Or is it hard to churn on citi cards now?
Aug 12, 2010, 5:38 am
#907
FlyerTalk Evangelist
Join Date: Apr 2009
Location: India
Programs: Bonvoy Lifetime Titanium, IHG Plat, HH Gold, Trident Plat, DL Diamond, AI Maharajah
Posts: 29,682
Aug 12, 2010, 7:35 am
#908
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
But the anti-churning rules go by the date of application and so far don't seem to be tied to date of closure.
Aug 12, 2010, 7:43 am
#909
Join Date: Aug 2010
Location: Knoxville, TN
Programs: AA, CO, UA, Marriott Rewards Gold, HHonors Gold
Posts: 4
Additional Data Point
Just got off the phone regarding a denial on the Business card. 
The CSR stated I was not eligible since had canceled my previous Business card back in January. She did state I could reapply in 18 months.
I pointed out the was not consistent with the T&C under which I applied but she would not budge.
FYI, the T&C states:
"This offer is available only if the Business does not already have a CitiBusiness/AAdvantage card and, within the previous 90 days, has not applied for or received a CitiBusiness/AAdvantage card."
The CSR stated I was not eligible since had canceled my previous Business card back in January. She did state I could reapply in 18 months.
I pointed out the was not consistent with the T&C under which I applied but she would not budge.
FYI, the T&C states:
"This offer is available only if the Business does not already have a CitiBusiness/AAdvantage card and, within the previous 90 days, has not applied for or received a CitiBusiness/AAdvantage card."
Aug 12, 2010, 8:37 am
#910
Join Date: May 2003
Location: CA
Programs: AA Lifetime Gold, HHonors Diamond
Posts: 2,879
I believe you are the second or third person to mention an 18 month "lookback" period. Will be interesting to see if this is correct.
Aug 12, 2010, 8:37 am
#911
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
Just got off the phone regarding a denial on the Business card.
The CSR stated I was not eligible since had canceled my previous Business card back in January. She did state I could reapply in 18 months.
I pointed out the was not consistent with the T&C under which I applied but she would not budge.
The CSR stated I was not eligible since had canceled my previous Business card back in January. She did state I could reapply in 18 months.
I pointed out the was not consistent with the T&C under which I applied but she would not budge.
Sorry for the denial, I'm in same boat.
Last edited by tassojunior; Aug 12, 2010 at 8:45 am
Aug 12, 2010, 9:04 am
#912
Join Date: Aug 2010
Location: Knoxville, TN
Programs: AA, CO, UA, Marriott Rewards Gold, HHonors Gold
Posts: 4
Lookback
18 months from the closing of the prior account.
Aug 12, 2010, 9:05 am
#913
Join Date: Jan 2004
Location: Chicagoland/ORD
Programs: UA Million Miler (Gold), Hilton Diamond, Marriott Gold
Posts: 3,458
Ugh, I put in my application for the 50/50 Personal Visa offer last Monday 8/2 and was told my application would require further processing. Today (8/11) I still haven't received an answer despite calling into customer service multiples times. In fact the CSR told me today it would be another 7-10 biz days from today!
In the past CSR's had told me 7-10 biz days from application date. This wait is brutal. Anyone else getting put on hold for this long?
In the past CSR's had told me 7-10 biz days from application date. This wait is brutal. Anyone else getting put on hold for this long?
Aug 12, 2010, 10:52 am
#914
Join Date: Mar 2005
Location: ORD
Posts: 835
Hi, thank you for the info. May I ask if you had a prior Business Visa card? I had a business Amex and closed it last fall. I was hoping that I could jump at this offer for the business Visa - until I saw your posts.
Aug 12, 2010, 12:07 pm
#915
Join Date: Aug 2010
Posts: 327
hey guys, so I just called CSR to find out my AA FF # since I completed my spend requirement. But she mentioned that no FF is yet attached to my account ...she assured me that by next billing cycle (Sep 1), I'll have FF associated with my account and I'll see those miles in that account.
Is this right for every one here who has applied without having AAdvantage account?
...she assured me that by next billing cycle (Sep 1), I'll have FF associated with my account and I'll see those miles in that account. Is this right for every one here who has applied without having AAdvantage account?