[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Apr 12, 2011, 1:43 pm
#5041
Join Date: Jul 2009
Posts: 169
I have received and used my 75,000 (x3) miles based on the 75k/$1500 offer. I have run into a problem with one of the purchases on one of the cards that will bring my balance under the $1500 on that card if I reverse the transaction. Should I just quickly use the card again so that the balance remains above $1500 when the transaction in question is reversed or should I not worry about it as the miles are already spent? My balance would actually dip to under $1000 if I reverse the transaction. Thanks in advance.
I have the same issue, and use the miles and never got any problem since I return on item that $600 refund back to my credit card.
Apr 12, 2011, 2:35 pm
#5042
Join Date: Dec 2009
Location: WAS
Posts: 141
I have received and used my 75,000 (x3) miles based on the 75k/$1500 offer. I have run into a problem with one of the purchases on one of the cards that will bring my balance under the $1500 on that card if I reverse the transaction. Should I just quickly use the card again so that the balance remains above $1500 when the transaction in question is reversed or should I not worry about it as the miles are already spent? My balance would actually dip to under $1000 if I reverse the transaction. Thanks in advance.
I highly doubt it happens. We don't hear of anyone having lost miles but technically you did not meet the requirement and I would hate to find my ticket canceled because of that.
Apr 12, 2011, 2:40 pm
#5043
Join Date: Mar 2011
Location: NJ
Posts: 20
Thanks for the response. I'm going to go ahead and return the item and I'll see what happens. Short of charging me a fee retroactively I'm not sure what they can do. I feel a little bad about this as it was not my intention to do it this way but I think Citibank and AA will survive.
Apr 12, 2011, 3:59 pm
#5044
Join Date: Apr 2001
Location: NC, USA
Programs: AA Gold 1MM, AA Exec Plat, Marriott Lifetime Plat, Hilton Diamond, Hyatt Globalist
Posts: 1,014
It appears that the 100k/$10k business card bonus might be dead.
I applied under this link for the business card on 3/30 and then, after sending Citi documentation and proof of business, they approved my app today. However, when talking to someone on the card approval line, she mentioned that I am eligible for bonus miles under the 75k/$1500 terms, not 100k/$10k. I protested with her that I didn't sign up under those terms, but she said she couldn't do anything about it, but that I could follow up with Citi Customer Service when I call to activate my card once it arrives. I'm definitely going to try my best to get the 100k offer vs. just the 75k. I'll post an update once I get my card.
Just wanted to give everyone a heads up.
I applied under this link for the business card on 3/30 and then, after sending Citi documentation and proof of business, they approved my app today. However, when talking to someone on the card approval line, she mentioned that I am eligible for bonus miles under the 75k/$1500 terms, not 100k/$10k. I protested with her that I didn't sign up under those terms, but she said she couldn't do anything about it, but that I could follow up with Citi Customer Service when I call to activate my card once it arrives. I'm definitely going to try my best to get the 100k offer vs. just the 75k. I'll post an update once I get my card.
Just wanted to give everyone a heads up.
Apr 12, 2011, 4:27 pm
#5045
Join Date: Dec 2010
Posts: 17
Looks like the 75k/$1500 deal is still working; I was instantly approved from both the personal Visa and Amex cards last night.
Apr 12, 2011, 6:37 pm
#5046
Formerly known as cagalindo
Join Date: Sep 2010
Location: MCO TPA
Programs: Citi AA/HH/TYP Amex SPG/HH & Chase SP/PC
Posts: 1,335
FYI GUYS
Current Citi AAdvantage Retention Offers: 3 Miles/$1 for 6 months 10k Max
http://slickdeals.net/forums/showthr...1615&t=2654085
Current Citi AAdvantage Retention Offers: 3 Miles/$1 for 6 months 10k Max
http://slickdeals.net/forums/showthr...1615&t=2654085
Apr 12, 2011, 9:20 pm
#5047
Join Date: Aug 2003
Location: Seattle, WA. USA
Programs: MR, AA, UA, DL, AVIS and growing
Posts: 1,172
I got:
1. Citi personal - Jan 2011
2. Capital One - Mar 2011
My credit score dropped 62 points after these 2 cards. I'm on the sidelines for a few years.
1. Citi personal - Jan 2011
2. Capital One - Mar 2011
My credit score dropped 62 points after these 2 cards. I'm on the sidelines for a few years.
The biz card does not report to your personal credit report so all that will show on personal is the inquiry. So the only affect on your credit score is whatever hit you take for a recent inquiry, usually 3-7 points, and of course, showing a recent inquiry if the others that follow pull the same report. I'd get the business cards first because they won't show up as new accounts.
Apr 12, 2011, 9:52 pm
#5048
Join Date: May 2004
Programs: AA lifetime platinum, Jet Blue Mosaic
Posts: 438
Interesting. According to other posters and the credit score experts hard inquiries shouldn't hit your score by more than 3 to 6 points each. I've had 5 hard inquiries in the past 2 months. Today I checked my score and its up 20 points in the past 2 months.
Apr 12, 2011, 11:49 pm
#5049
Join Date: Aug 2003
Location: Seattle, WA. USA
Programs: MR, AA, UA, DL, AVIS and growing
Posts: 1,172
I agree strange.
WHen I got the 812 score it was on Equifax. After 2 CC's I then got a score from C1 of 749 using Experian.
Previously, to applying for the 2 new CC"s I checked all of my credit reports and appeared to be in good standing. Guess I need to sit it out for a while.
WHen I got the 812 score it was on Equifax. After 2 CC's I then got a score from C1 of 749 using Experian.
Previously, to applying for the 2 new CC"s I checked all of my credit reports and appeared to be in good standing. Guess I need to sit it out for a while.
Apr 13, 2011, 7:07 am
#5050
Join Date: Mar 2006
Posts: 591
I agree strange.
WHen I got the 812 score it was on Equifax. After 2 CC's I then got a score from C1 of 749 using Experian.
Previously, to applying for the 2 new CC"s I checked all of my credit reports and appeared to be in good standing. Guess I need to sit it out for a while.
WHen I got the 812 score it was on Equifax. After 2 CC's I then got a score from C1 of 749 using Experian.
Previously, to applying for the 2 new CC"s I checked all of my credit reports and appeared to be in good standing. Guess I need to sit it out for a while.
Although YMMV, my scores have never changed materially as a result of obtaining credit cards.
Apr 13, 2011, 7:37 am
#5051
Join Date: Dec 2010
Posts: 352
My score went from 760 to 758 after the CitiCards.
Wife's also dropped from 780 to 778, same 2 cards...
Wife's also dropped from 780 to 778, same 2 cards...
Apr 13, 2011, 7:40 am
#5052
Join Date: May 2010
Location: BNA
Programs: No preference
Posts: 1,176
What was your score on Experian before you applied? It could be that your score varies by agency and hasn't really fallen so much. You may want to check your Equifax score now to see if it has fallen.
Although YMMV, my scores have never changed materially as a result of obtaining credit cards.
Although YMMV, my scores have never changed materially as a result of obtaining credit cards.
Apr 13, 2011, 7:57 am
#5053
Join Date: May 2004
Programs: AA lifetime platinum, Jet Blue Mosaic
Posts: 438
I agree strange.
WHen I got the 812 score it was on Equifax. After 2 CC's I then got a score from C1 of 749 using Experian.
Previously, to applying for the 2 new CC"s I checked all of my credit reports and appeared to be in good standing. Guess I need to sit it out for a while.
WHen I got the 812 score it was on Equifax. After 2 CC's I then got a score from C1 of 749 using Experian.
Previously, to applying for the 2 new CC"s I checked all of my credit reports and appeared to be in good standing. Guess I need to sit it out for a while.
749 should be sufficient to qualify your for nay card issuer.
Apr 13, 2011, 10:16 am
#5055
Join Date: Apr 2011
Programs: Some.
Posts: 125
75,000 posted today from my AMEX! Hopefully I meet the spend on the Visa by next statement.