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Old Feb 11, 2014, 12:26 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ed765
USB Buxx

(NOTE: stopped taking new applications ~mid February 2014 through the official link.
Current users can still add new cards.)

  • Initial purchase fee: $15 + $2.50 load fee
  • Load fee: $2.50 per load, $517.50 max load per transaction ($520 charge to card)
  • Max load per day: $2,000 per CC
  • Max load per rolling 30 days: $2,000 per card, but $5k per CC (if you have multiple teen cards.)
    NOTE: The rolling 30 days is also time sensitive. For example, if you loaded on 9/1 at 2 PM local time and try to load on 10/1 at 12 PM local time, it will NOT work. You must load on 10/1 at 2 PM or later.
  • Max value at any time: $2,000
  • Max ATM withdraw: $200, max 3 ATM per day ($600 total). No fee at US Bank ATMs. Other 'Plus' or Visa ATM $1.50 + ATM fee.
  • You may only add/edit two new credit/debit payment methods every 24 hours, three every 30 days and 5 every 180 days.

Also - Answer ALL the identification questions in your profile (not JUST three or four) USBuxx will sometimes ask you one of the questions, if you use the account on a new computer. HOWEVER - they are more than happy to ask you an unanswered question - talk about BROKEN! So, answer ALL the questions so that when you are prompted - you can answer any of them.

Do not load with any US Bank card as this will not provide points.
Citi codes as purchase and earns points for US Bank

NW Buxx

  • Initial purchase fee: $5 (waived with promo code: 02050053)
  • $2 load fee
  • Max load per day: $500
  • Max load per rolling 30 days: $1,000
  • The maximum Card value is $1,000.00
  • Max ATM per week: ($200 - but only if specifically enabled online, including PIN setup). No fee for some Allpoint ATMs (no way to know in advance if the Allpoint ATM will ding you $1; check your account carefully and call if necessary to reverse the $1 charge…IME 2/3 Allpoint ATMs do charge the fee).
  • Max spend per 7 rolling days: $800


Max # of CC on file for both is 2. Each has a max # of loads per card per 7 day rolling period (~3/4). If you card fails to load, first try to switch to another CC, second check to make sure there are at least 7 calendar days between loads.

Reports of Citi cards (at least Mastercard) coding as purchase for NW Buxx (Jan 2015), but YMMV.

TD Bank Go Buxx

Dead - "members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit."

  • Initial purchase fee: $4.95 + $1 load fee.
  • Max load per day: $500
  • Max load per 7 days: $2,000
  • Max load per rolling 30 days: $3,000
  • Max per ATM withdraw: $60/week. (No fee at TD Bank.)
  • Max balance: $2,000
  • Max transactions: no limit
  • Max load per funding CC (across multiple teens): only via TD CC $6,000 per 30 days


Limits are per teen card, not per master account

States not supported.

AL, AK, AS, AZ, AR, CA, CO, FM, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, MT, NE, NV, NM, ND, MP, OH, OK, OR, PW, PR, SD, TN, TX, UT, VI, WA, WV, WI, WY
According to thread, USPS MOs count against the ATM withdraw limit.
Citi codes as purchase and earns points for TD Bank loads.
Citi with some cards including the Exec will keep your order as pending and it will take up Credit limit for 3 to 4 weeks.


Beginning September 3, 2014, we're making changes to the TD GO Card program.
•We're decreasing the reload limit. We're reducing the per-day reload amount from $1,000 to $500. Rest assured, your maximum card balance at any time will remain at $2,000.
•We're changing how you can fund your TD Go Card. Account owners and friends and family members will only be able to load TD Go Card(s) using a TD Bank Debit or Credit Card, or by direct deposit.

Do not create too many accounts too fast. Some reports of account shutdown when same SSN used across multiple cards / accounts in a short period of time.
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Old Oct 25, 2014, 5:58 am
  #3841  
 
Join Date: Jul 2014
Posts: 48
Originally Posted by taildragger
I got the TD Visa card and am very happy with it. 6 months of 5% cashback on groceries, dining, and gas is a good deal. Now that the old Amex card is being shut down, why wouldn't you want this? And getting 1% cashback on TD loads is better than nothing.
Plus a $100 / 10,000 points bonus after first $500 in spends.
Bryant Leeds is offline  
Old Oct 25, 2014, 3:43 pm
  #3842  
 
Join Date: Oct 2012
Posts: 32
Originally Posted by skrisskris
I have 2 US Buxx Cards (spouse and mine). Each account 1 card - other person as the "teen".
Experienced users, please chime in.
Anytime suggestions on the time frame to add the same 'teen' for extra cards?
Or just avoid such things altogether?
TIA
Bump. Suggestions please. Thanks.
skrisskris is offline  
Old Oct 27, 2014, 8:47 am
  #3843  
 
Join Date: Mar 2010
Posts: 140
I had a Barclay card in my profile from before they went TD Bank CC loads only that I was lucky to still be able to use it to load after the change. It disappeared from my profile sometime within the last week.
BillyFlyer is offline  
Old Oct 27, 2014, 9:10 am
  #3844  
 
Join Date: Jan 2014
Posts: 22
Originally Posted by taildragger
I got the TD Visa card and am very happy with it. 6 months of 5% cashback on groceries, dining, and gas is a good deal. Now that the old Amex card is being shut down, why wouldn't you want this? And getting 1% cashback on TD loads is better than nothing.
Can you confirm whether you're actually getting 1% on the TD loads?
shaky02dd is offline  
Old Oct 27, 2014, 2:58 pm
  #3845  
 
Join Date: Jun 2013
Posts: 93
Me too Billyflyer
Now I will try TD visa
Someone above said it works
taildragger is offline  
Old Oct 27, 2014, 6:12 pm
  #3846  
 
Join Date: Feb 2013
Posts: 1,815
Unhappy

Originally Posted by BillyFlyer
I had a Barclay card in my profile from before they went TD Bank CC loads only that I was lucky to still be able to use it to load after the change. It disappeared from my profile sometime within the last week.
My husband and I lucked out too. But not anymore.
YoungBubbie is offline  
Old Oct 28, 2014, 1:05 pm
  #3847  
 
Join Date: Aug 2014
Posts: 11
Can anyone confirm if this limit is per an account or per teen card? I guess it's per account, then i don't need to add one more teen card.
Thanks a lot.

NW Buxx

Max load per day: $500
Max load per rolling 30 days: $1,000
Trevon is offline  
Old Oct 28, 2014, 2:52 pm
  #3848  
 
Join Date: Dec 2013
Posts: 142
Originally Posted by Trevon
Can anyone confirm if this limit is per an account or per teen card? I guess it's per account, then i don't need to add one more teen card.
Thanks a lot.
The limit is per teen card, so you could add another teen card.
Yaoyao is offline  
Old Oct 28, 2014, 9:48 pm
  #3849  
 
Join Date: Jun 2014
Programs: Delta, Hilton Honors, SPG, Marriott, Hyatt
Posts: 672
NW per rolling 30 days is very confusing..
Membersince2013 is offline  
Old Oct 29, 2014, 9:31 am
  #3850  
 
Join Date: Oct 2014
Location: LAC
Programs: Regal Crown Club
Posts: 488
Originally Posted by Membersince2013
NW per rolling 30 days is very confusing..
But at least you can reload them on the 30th day. With USB you actually have to track the time stamp of your loads and cannot load a minute too early. This is such baloney sandwich!
Julian Brennan is offline  
Old Oct 29, 2014, 2:30 pm
  #3851  
 
Join Date: Aug 2014
Posts: 11
Awesome. Good to know that. Will have a try.
Originally Posted by Yaoyao
The limit is per teen card, so you could add another teen card.
Trevon is offline  
Old Oct 29, 2014, 2:32 pm
  #3852  
 
Join Date: Aug 2014
Posts: 11
i schedule 18th/28th to load 500 every month. it works very well.
Originally Posted by Membersince2013
NW per rolling 30 days is very confusing..
Trevon is offline  
Old Oct 29, 2014, 3:03 pm
  #3853  
 
Join Date: Aug 2014
Posts: 1,303
I may be reading to much into this, but if I did one on October 3 and October 10, would I be able to add November 2, or do I need to wait until November 3.
DeltaNeutral28 is offline  
Old Oct 29, 2014, 5:08 pm
  #3854  
 
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
Originally Posted by DeltaNeutral28
I may be reading to much into this, but if I did one on October 3 and October 10, would I be able to add November 2, or do I need to wait until November 3.
IME both Nationwide and US Bank will let you old on Nov 2nd (actual 30 day count, not just the same day next month). Though as cautioned above, get your timestamps straight with US Bank since they literally will calculate it down to the second.
floressalicis is offline  
Old Oct 29, 2014, 5:19 pm
  #3855  
 
Join Date: Aug 2014
Posts: 12
With NW, when going for multiple cards, is it better to add to the same account again (with same SSN) or create new master accounts?
itsyehuda is offline  


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