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Old Aug 29, 2023, 11:59 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: radonc1
Rules:

You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you don’t have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.


Amount limits:
1. $1 minimum load

2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours


To create barcode for deposit:
On home page of One app, click Add Money
Next screen is Cash Control, click Deposit Cash
Next screen is Select account, select Debit or Savings
After selecting account, click on blue Create Barcode at bottom of screen
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Old Sep 3, 2023, 9:19 am
  #76  
 
Join Date: Jul 2001
Posts: 1,762
If you're one of the guys that's cracked the code on how to load One at SCO please send me PM, I have a quick basic question.
yanxfann is offline  
Old Sep 3, 2023, 10:57 pm
  #77  
 
Join Date: Jun 2022
Location: LAX, SNA
Programs: B6 M4, AA Plat Pro, WoH Globalist, IHG Diamond Amb, MB Titanium, Hertz PC, Avis PC
Posts: 1,591
Two questions

1. For barcode loading, is it action 70 and then they just scan it or is it another action?

2. If you barcode load, can you use 4 gebit swipes?
lowkeyflyer is offline  
Old Sep 3, 2023, 11:49 pm
  #78  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,588
Originally Posted by Clueless12
WF has a direct pay option for Biz accounts which has always coded as DD.
So please let everyone know if Bank One accepted your deposit from a WF business account as a DD.
That will be most helpful 😉
radonc1 is offline  
Old Sep 4, 2023, 12:03 am
  #79  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,588
Originally Posted by tonysmom
The 5000 in savings does earn 5% so that is acceptable.
Actually, more than acceptable

I need to now read the T&C’s for demand deposit accounts before committing.
radonc1 is offline  
Old Sep 4, 2023, 1:01 am
  #80  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,588
Well, the game changes quickly😖

The APR is now down to 3% and only for the first $5000. Anything above that is 1%, so this isn’t a Discover account😟
Furthermore, the savings account is tied to some “save autopay” requirement which I haven’t figured out yet.

It took them all of 2 weeks to drop the APR 2%😡

Gotta wonder if this is going to be one of ‘those’ accounts.
MaxVO likes this.
radonc1 is offline  
Old Sep 4, 2023, 6:10 am
  #81  
 
Join Date: Feb 2016
Location: Northeastern United States
Posts: 609
Originally Posted by radonc1
So please let everyone know if Bank One accepted your deposit from a WF business account as a DD.
That will be most helpful 😉
It works👍

Last edited by Prometheus77; Sep 6, 2023 at 5:06 am
Prometheus77 is offline  
Old Sep 4, 2023, 6:44 am
  #82  
 
Join Date: Nov 2017
Posts: 50
Originally Posted by radonc1
Well, the game changes quickly😖

The APR is now down to 3% and only for the first $5000. Anything above that is 1%, so this isn’t a Discover account😟
Furthermore, the savings account is tied to some “save autopay” requirement which I haven’t figured out yet.

It took them all of 2 weeks to drop the APR 2%😡

Gotta wonder if this is going to be one of ‘those’ accounts.
I just checked my app, it is showing 5% on my savings account.
tonysmom is offline  
Old Sep 4, 2023, 8:40 am
  #83  
 
Join Date: Jun 2023
Posts: 61
Originally Posted by radonc1
The APR is now down to 3% and only for the first $5000. Anything above that is 1%, so this isn’t a Discover account😟
Furthermore, the savings account is tied to some “save autopay” requirement which I haven’t figured out yet.

It took them all of 2 weeks to drop the APR 2%😡
where are you seeing 3%? the website one.app still says 5%
upright0744 is offline  
Old Sep 4, 2023, 10:20 am
  #84  
 
Join Date: Nov 2017
Posts: 50
Originally Posted by upright0744
where are you seeing 3%? the website one.app still says 5%
One issue I noticed with this product is the long delay for money transfers. I started a transfer from Bank of America to it on 9/1, and it is saying the money will be available on 9/8.
tonysmom is offline  
Old Sep 4, 2023, 10:25 am
  #85  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,588
Originally Posted by upright0744
where are you seeing 3%? the website one.app still says 5%
Check the WM website for the card
radonc1 is offline  
Old Sep 4, 2023, 10:36 am
  #86  
 
Join Date: Nov 2017
Posts: 50
Originally Posted by radonc1
Check the WM website for the card
from walmart website
3.00% annual percentage yield (APY) applies only to Pay Autosave balances up to $5,000. Pay Autosave balances over $5,000 and all other Save balances will earn 1.00% APY. APYs as of 3/23/23 but may change at any time before or after account is opened.


from https://www.one.app/
  • 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and Even Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.
    APYs are as of 8/25/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.
We had major bank runs in March this year. All regional banks are paying higher rates now. One can easily get 5% rate from ETFs like SHV.

https://www.ishares.com/us/products/...asury-bond-etf
30 Day SEC Yield as of Aug 31, 20235.00%
tonysmom is offline  
Old Sep 4, 2023, 10:52 am
  #87  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,588
Originally Posted by tonysmom
from walmart website
3.00% annual percentage yield (APY) applies only to Pay Autosave balances up to $5,000. Pay Autosave balances over $5,000 and all other Save balances will earn 1.00% APY. APYs as of 3/23/23 but may change at any time before or after account is opened.


from https://www.one.app/
  • 5.00% annual percentage yield (APY) applies to the primary Savings pocket and custom pockets of customers who either (i) received $500 or more of eligible direct deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. Customers can also earn 5.00% APY on Pay Autosave and Even Save balances. In all instances 5.00% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY.
    APYs are as of 8/25/2023, but may change at any time before or after account opening. Fees may reduce earnings on this account.
We had major bank runs in March this year. All regional banks are paying higher rates now. One can easily get 5% rate from ETFs like SHV.

https://www.ishares.com/us/products/...asury-bond-etf
30 Day SEC Yield as of Aug 31, 20235.00%
You are right,
but this is a Walmart card and their website had originally said 5% as well and now it says 3%.

Don’t know who is right but my money is on the WM site😮
And has anyone figured out the gibberish on pockets etc.???
radonc1 is offline  
Old Sep 4, 2023, 10:54 am
  #88  
 
Join Date: Nov 2017
Posts: 50
Originally Posted by radonc1
You are right,
but this is a Walmart card and their website had originally said 5% as well and now it says 3%.

Don’t know who is right but my money is on the WM site😮
I opened the account a few days back and I am getting 5% right now. So my money is with the app side.
tonysmom is offline  
Old Sep 4, 2023, 3:11 pm
  #89  
 
Join Date: Mar 2005
Programs: Continental Onepass, Hilton, Marriott, USAir and now UA
Posts: 6,588
Originally Posted by tonysmom
I opened the account a few days back and I am getting 5% right now. So my money is with the app side.
Monday was a bank holiday.

Maybe a call on Tuesday will shed some light on the subject.
radonc1 is offline  
Old Sep 5, 2023, 12:24 am
  #90  
 
Join Date: Jun 2023
Posts: 61
Originally Posted by radonc1
Don’t know who is right but my money is on the WM site😮
look at the dates that the user quoted in bold
upright0744 is offline  


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