Old Aug 29, 2023, 12:59 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: lowkeyflyer
Rules:

You can deposit cash fee-free into your ONE account at any Walmart cashier, Customer Service desk, or Money Center location in the United States.
If you dont have your physical card, you can deposit cash using your ONE app-generated barcode at any Money Center or Customer Service Desk at Walmart.


Amount limits:
1. $1 minimum load

2. $990 maximum load per transaction
3. $3,000 maximum per rolling 24 hours
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ONE Card Masterthread

Old Aug 21, 2023, 1:06 pm
  #16  
Original Poster
 
Join Date: May 2014
Posts: 40
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
ghtjyjy is offline  
Old Aug 21, 2023, 2:04 pm
  #17  
Idk
 
Join Date: Nov 2021
Posts: 68
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
You dont. You avoid loading when hes working. Thats how it goes.
Idk is offline  
Old Aug 21, 2023, 2:26 pm
  #18  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by danhouston
if ya want to pay a card fee
I applied online to avoid the fee, same as discover serve bb
jumbotron_ is offline  
Old Aug 21, 2023, 2:27 pm
  #19  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by lowkeyflyer
After applying online, do they ship one to you or do you have to purchase it?
They'll ship it to you same as discover serve bb
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Old Aug 21, 2023, 4:15 pm
  #20  
 
Join Date: Feb 2012
Posts: 4,440
Originally Posted by lowkeyflyer
3000/day vs Discover 1000/day
Can OneCard be unloaded via bill payment or transfers to checking (i.e. same methods as BB, Discover, etc)?
MaxVO is offline  
Old Aug 21, 2023, 4:35 pm
  #21  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by MaxVO
Can OneCard be unloaded via bill payment or transfers to checking (i.e. same methods as BB, Discover, etc)?
Transfer to checking account. Couldn't find any option for billpay
jumbotron_ is offline  
Old Aug 21, 2023, 4:37 pm
  #22  
 
Join Date: Jun 2022
Location: LAX, SNA
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Posts: 1,412
Originally Posted by jumbotron_
Transfer to checking account. Couldn't find any option for billpay
Wish they supported Zelle. But upon doing further digging this One Card isn't going to last long. They crack down hard on gebit loads.
lowkeyflyer is offline  
Old Aug 21, 2023, 4:38 pm
  #23  
 
Join Date: Apr 2020
Posts: 235
Originally Posted by lowkeyflyer
Wish they supported Zelle. But upon doing further digging this One Card isn't going to last long. They crack down hard on gebit loads.
Where have you seen the crackdowns?
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Old Aug 21, 2023, 10:44 pm
  #24  
Original Poster
 
Join Date: May 2014
Posts: 40
Originally Posted by jumbotron_
Transfer to checking account. Couldn't find any option for billpay
I read the terms and I think you can do bill pay by mail a check.
https://support.one.app/hc/en-us/sec...-and-transfers
https://support.one.app/hc/en-us/art...make-a-payment
ghtjyjy is offline  
Old Aug 21, 2023, 10:46 pm
  #25  
Original Poster
 
Join Date: May 2014
Posts: 40
Originally Posted by lowkeyflyer
Wish they supported Zelle. But upon doing further digging this One Card isn't going to last long. They crack down hard on gebit loads.
Where did you see it?
ghtjyjy is offline  
Old Aug 22, 2023, 9:49 am
  #26  
soy
 
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,622
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
You cannot educate people about split payments. You should avoid him. Also do not do split payments if being served by a different CSR while he is around. He will educate the other CSR's about his thoughts on 'structuring' and from there likely decide single swipes are not allowed either.
farwest101 likes this.
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Old Aug 22, 2023, 12:56 pm
  #27  
Original Poster
 
Join Date: May 2014
Posts: 40
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
This just made me thinking: Will Discover see this as structuring? Loading with vgc at Walmart is indeed called cash load. So it is similar as you depositing cash to your checking account regularly. Will this cause account shut down by Discover?
ghtjyjy is offline  
Old Aug 22, 2023, 3:33 pm
  #28  
 
Join Date: Feb 2016
Posts: 819
Originally Posted by ghtjyjy
I encountered a cashier at customer service refused to help and said he felt it is structuring (money laundering) if I load one card with more than one cards (split payments). How to educate him?
Today I went to load 2 discover card each for a daily limit of 1K. There was new CSR, for the 1st card she asked her senior hey am I allowed to load 1K? the senior said yes. Then I said I have another account, the new CSR again went to ask her senior, I heard the senior say to her. would anyone load 1K to my account? I kind of laughed at that and I told the new CSR, the senior rep had a point. If I was withdrawing money she could be concerned, when loading money, I dont see a scam problem. it all depends on the CSRs you run into. some are strange
Gitangali is offline  
Old Aug 22, 2023, 3:37 pm
  #29  
 
Join Date: Feb 2016
Posts: 819
Today i went to walmart to load money and see if anyone would ask me for the 500 from the last week which I got as an bonus. NO one said, anything, I didnt open the pandora box, I was prepared to pay them 500, if the CSR asked about it saying hey we had a deficit of $500 from the accidental cash button press last week. I was expecting them saying we dont do loads anymore of that kind of amount.
Gitangali is offline  
Old Aug 22, 2023, 4:32 pm
  #30  
 
Join Date: Apr 2023
Posts: 179
Originally Posted by danhouston
if ya want to pay a card fee
what do you mean? fee for loading one card?
crazypaving is offline  

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